The best car storage insurance providers are Allstate, Erie, and Travelers. Car storage insurance costs start at just $40 a month.

This car insurance shopping guide makes it easy to find the right coverage to keep your vehicle protected while it’s in storage, whether for a few weeks or long term.

Company	Rank	Bundling Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	25%	A+	Policy Adjustments	Allstate
	#2	25%	A+	Flexible Terms	Erie
	#3	13%	A++	Multiple Discounts	Travelers
	#4	17%	A++	Coverage Options	State Farm
	#5	10%	A+	Storage Flexibility	Progressive
	#6	25%	A	Comprehensive Coverage	Liberty Mutual
	#7	10%	A++	Deployment Coverage	USAA
	#8	25%	A++	Online Service	Geico
	#9	20%	A+	Personalized Plans	Nationwide
	#10	5%	A+	Safe Storage	The Hartford

The key is looking for flexible policies, affordable rates, and solid protection that fits your needs. These top providers offer reliable coverage so you can store your car with confidence without spending more than necessary.

Stop paying too much for car insurance. Enter your ZIP code now to shop quotes from the best providers in your area using our free quote comparison tool.

What You Should Know

• USAA has the cheapest car storage insurance, starting at $40 a month
• Erie provides adaptable terms for long-term storage at $55 monthly
• Allstate is more expensive but has the most flexible parked car insurance

#1 – Allstate: Top Overall Pick

Pros

• Flexible Policy Adjustments: Allstate makes it easy to make changes to car storage insurance policies as your driving needs change.
• Strong Customer Support: Its customer service team is responsive and knowledgeable about car storage insurance options. Get full ratings in our Allstate review.
• Comprehensive Add-ons: Offers additional protections against vandalism and theft with its car storage insurance plans.

Cons

• Premiums may Increase After Storage Period: Some customers report rate hikes after reinstating regular coverage from car storage insurance.
• Limited Discounts for Long-Term Storage: Even though bundling can help, Allstate car storage insurance discounts aren’t worth it for long-term storage.

#2 – Erie: Best for Flexible Terms

Pros

• Customizable Terms: Erie offers flexible durations for car storage insurance, allowing you to pause or adjust coverage as needed.
• Strong Regional Support: Local Erie agents offer custom help with car storage insurance questions. See our Erie Insurance review for customer ratings.
• Accident Forgiveness: Some policies include accident forgiveness, which can benefit those switching back from car storage insurance to regular coverage.

Cons

• Availability is Limited: Erie car storage insurance isn’t available in every state.
• Online Tools are Less Advanced: Managing car storage insurance policies online may not be as seamless compared to larger providers.

#3 – Travelers: Best for Multiple Policies

Pros

• Multiple Discount Opportunities: Customers can stack multiple discounts when purchasing car storage insurance.
• Strong Financial Backing: With an A++ rating, Travelers provides reliable and secure car storage insurance policies. Get full details in our Travelers review.
• Competitive Rates: Travelers car storage insurance costs 24% less than the national average.

Cons

• Fewer Customization Options: Travelers’ car storage insurance policies may not be as flexible as some competitors regarding coverage add-ons.
• Claim Processing Times May Vary: Some customers report that claims related to car storage insurance can take longer to process.

#4 – State Farm: Best for Coverage Options

Pros

• Diverse Coverage Options: Has many types of car storage insurance, including plans for classic or seasonal vehicles. Read our State Farm review for more.
• Strong Reputation: With decades in the industry, State Farm is a trusted provider of car storage insurance.
• Extensive Agent Network: State Farm has a vast network of agents in all 50 states to assist with car storage insurance needs.

Cons

• Not Always the Cheapest Option: Car storage insurance with State Farm may come at a higher premium compared to discount providers.
• Restricted Coverage: State Farm is not writing new car storage insurance policies in select states, including Massachusetts and Rhode Island.

#5 – Progressive: Best for Storage Flexibility

Pros

• Flexible Storage Options: Progressive allows you to tailor car storage insurance policies based on your specific storage needs.
• Name Your Price Tool: Their pricing tool helps find a car storage insurance plan that fits your budget. Get a complete view in our Progressive review.
• Snapshot Program for Discounts: If you switch back to regular coverage, Progressive’s Snapshot program may help lower premiums after car storage insurance.

Cons

• Discounts Are Relatively Low: The 10% discount is less competitive compared to some other car storage insurance companies.
• Claim Disputes Reported: Some customers mention difficulties with claims related to car storage insurance coverage.

#6 – Liberty Mutual: Best for Comprehensive Coverage

Pros

• Comprehensive Theft Protection: Car storage insurance policies include robust protection against theft and vandalism.
• Long List of Add-Ons: Add extra coverage for custom parts and limited use on vehicle storage insurance policies.
• Strong Online Management Tools: Its digital platform makes it easy to adjust storage insurance as needed. See our Liberty Mutual review for more.

Cons

• Higher Premiums in Some Areas: Liberty Mutual car storage insurance rates aren’t the cheapest in some states.
• Fewer Local Agents Available: Unlike some competitors, in-person support for car storage insurance might be limited.

#7 – USAA: Best for Deployment Coverage

Pros

• Tailored for Military Personnel: USAA car storage insurance policies are made for military deployments with tailored benefits for service members.
• Highly Rated Customer Service: Known for exceptional service, USAA makes handling car storage insurance policies easy.
• Affordable Comprehensive Coverage: Its car storage insurance includes strong protections at competitive rates. Discover all the specifics in our USAA review.

Cons

• Membership Restrictions: USAA storage insurance is only available to military members and their families.
• Limited Physical Locations: You can only buy USAA car storage insurance services online or over the phone.

#8 – Geico: Best for Online Service

Pros

• Easy Online Policy Management: Website and mobile app make it easy to adjust Geico car storage insurance.
• Strong Financial Stability: Geico parked car insurance provides stable and dependable coverage with an A++ A.M. Best rating.
• Low-Cost Coverage Options: Geico provides some affordable rates for car storage insurance in the industry.

Cons

• Customer Satisfaction: Customer service can be inconsistent (Read More: Geico vs. Progressive: Which do customers rate higher?).
• Limited Physical Locations: Geico car storage insurance add-ons may not be as flexible as its competitors.

#9 – Nationwide: Best for Personalized Plans

Pros

• Personalized Insurance Plans: Nationwide offers car storage insurance plans at variable rates that cater to different storage requirements.
• Solid Financial Strength: Nationwide is known for its strong financial stability and car storage insurance options customer service.
• Usage-Based Discounts Available: Get additional savings when moving from car storage insurance to regular use with SmartRide UBI. Get details in our Nationwide review.

Cons

• Not the Cheapest Option: Nationwide car storage insurance quotes may be higher than some budget providers.
• Discounts Vary by State: Certain car storage insurance discounts may not be available in all locations.

#10 – The Hartford: Best for Safe Storage

Pros

• Ideal for Safe Storage Situations: The Hartford car storage insurance is designed for securely stored vehicles. Explore the benefits in our The Hartford review.
• AARP Member Discounts: Special car storage insurance discounts are available for AARP members.
• Strong Customer Support: The company has a reputation for excellent service when handling car storage insurance claims.

Cons

• Lower Bundling Discount: The 5% discount on car storage insurance is lower than most competitors.
• Primarily Caters to Older Drivers: Younger drivers may not find the most competitive car storage insurance rates with The Hartford.

Insurance Coverage Options for Stored Cars

Standard auto policies cover liability, collision, and comprehensive incidents, which work great for drivers on the move — but what kind of car insurance do you really need for a car in storage? If your car spends most of its time parked, full coverage might not be necessary.

Insurance Company	Collision Coverage	Comprehensive Coverage	Full Coverage
	$65	$40	$143
	$60	$35	$130
	$55	$35	$122
	$75	$45	$160
	$68	$42	$145
	$70	$45	$150
	$55	$35	$120
	$72	$43	$155
	$65	$40	$140
	$50	$30	$110

Many drivers choose only comprehensive car insurance coverage for specialized storage to protect their vehicles against theft, vandalism, and weather damage while they're garaged. This way, you get essential protection without paying for collision or liability coverage when you're not driving.

Comprehensive car storage insurance is one of the best low-cost, high-value options — especially if your car won’t be on the road. Comprehensive-only coverage protects against theft, vandalism, and weather damage, and it’s much cheaper than full coverage.

Smart Ways to Save on Car Storage Insurance With Discounts

Deciding what garaging insurance to purchase can be a real stress, but there are lots of ways to reduce the burden on your pocketbook. For instance, since you keep your car parked or in storage most of the time, you may receive a garaging discount because your car has less exposure to traffic-related incidents.

Plus, you could also see savings with anti-theft devices, bundled policies, low mileage, or even auto-pay from the best comprehensive car insurance companies below.

Insurance Company	Anti-Theft	Bundling	Low Mileage	Military Storage	Garaging
	10%	25%	30%	10%	18%
	10%	25%	30%	5%	15%
	25%	25%	30%	10%	15%
	35%	25%	30%	8%	10%
	5%	20%	20%	10%	10%
	25%	10%	30%	15%	15%
	15%	17%	30%	10%	20%
	15%	5%	10%	8%	10%
	15%	13%	20%	10%	7%
	15%	10%	20%	20%	8%

Every little bit helps, whether it’s a military storage discount, usage-based insurance, or that extra garaging discount for vehicles in storage. Take a little time to review your options — you may be surprised by how much you can save.

Learn More: How to Get Storage Unit Insurance

Keep Your Parked Car Protected

Allstate, Erie, and Travelers offer flexible plans for parked cars, making them the best car storage insurance providers.

Canceling coverage might seem like a way to save, but it could cost you more in the long run through repairs or higher premiums (Read More: Collision vs. Comprehensive Coverage).

Car storage insurance costs $20 to $60 a month, and helps prevent policy lapses to keep your rates affordable. It’s perfect for military deployment, seasonal vehicles, long trips, or repairs.

If your car’s going to sit for a while, storage insurance is a smart and easy way to keep it protected without overspending. Saving on car insurance has never been easier. Simply enter your ZIP code in our free quote tool to compare options and find the perfect coverage at the best price.