Cheapest and Best Car Insurance in Texas as Rated by Customers in 2024

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#1
/103
Assurant
4.77 ★★★★★
4.77 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#2
/103
USAA
4.72 ★★★★★
4.72 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#3
/103
PURE
4.49 ★★★★★
4.49 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#4
/103
4.31 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#5
/103
4.20 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#6
/103
4.18 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#7
/103
4.17 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#8
/103
the hartford
4.15 ★★★★★
4.15 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#9
/103
AAA
4.12 ★★★★★
4.12 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#10
/103
4.11 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#11
/103
Alfa Insurance
4.10 ★★★★★
4.10 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#12
/103
4.10 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#13
/103
4.10 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#14
/103
4.09 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#15
/103
4.06 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#16
/103
4.05 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#17
/103
Nationwide
4.04 ★★★★★
4.04 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#18
/103
4.04 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#19
/103
MetLife, Inc.
4.02 ★★★★★
4.02 ★★★★★
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Would recommend to a friend
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Rated Prices
Excellent
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#20
/103
allstate
4.00 ★★★★★
4.00 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#21
/103
4.00 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#22
/103
3.98 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#23
/103
Esurance, Inc.
3.98 ★★★★★
3.98 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#24
/103
3.95 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#25
/103
3.93 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#26
/103
3.92 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#27
/103
3.91 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#28
/103
3.83 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#29
/103
3.83 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#30
/103
3.82 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#31
/103
dairyland
3.82 ★★★★★
3.82 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#32
/103
3.79 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#33
/103
3.75 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#34
/103
3.73 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#35
/103
3.72 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#36
/103
3.65 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#37
/103
3.62 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#38
/103
3.57 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#39
/103
3.55 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#40
/103
3.53 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#41
/103
3.48 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#42
/103
3.39 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#43
/103
clearcover
3.36 ★★★★★
3.36 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#44
/103
Root Insurance
3.33 ★★★★★
3.33 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#45
/103
3.30 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#46
/103
3.30 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#47
/103
3.30 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#48
/103
3.28 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#49
/103
3.25 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#50
/103
3.25 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#51
/103
3.08 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#52
/103
2.72 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#53
/103
2.71 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#54
/103
2.64 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#55
/103
Pronto Insurance
2.57 ★★★★★
2.57 ★★★★★
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Would recommend to a friend
loading rate
Rated Prices
Excellent
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#56
/103
2.53 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#57
/103
2.50 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#58
/103
2.49 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#59
/103
2.43 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#60
/103
2.22 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#61
/103
Toggle
0.00 ★★★★★
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#62
/103
4.30 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#63
/103
Hagerty
4.00 ★★★★★
4.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#64
/103
3.96 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#65
/103
3.86 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#66
/103
3.84 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#67
/103
3.80 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#68
/103
3.77 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#69
/103
3.67 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#70
/103
3.66 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#71
/103
3.39 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#72
/103
3.34 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#73
/103
3.28 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#74
/103
3.23 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#75
/103
3.13 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#76
/103
Spartan Insurance
2.94 ★★★★★
2.94 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#77
/103
2.90 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#78
/103
RentalCover.com
2.90 ★★★★★
2.90 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#79
/103
2.85 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#80
/103
2.82 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#81
/103
UFG Insurance
2.70 ★★★★★
2.70 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#82
/103
2.50 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#83
/103
2.49 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#84
/103
2.40 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#85
/103
2.10 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#86
/103
1.94 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#87
/103
1.88 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#88
/103
Alinsco Insurance
1.51 ★★★★★
1.51 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#89
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#90
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#91
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#92
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#93
/103
CEM Insurance
0.00 ★★★★★
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#94
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#95
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#96
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#97
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#98
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#99
/103
Branch
0.00 ★★★★★
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#100
/103
Berkley One
0.00 ★★★★★
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#101
/103
Noblr
0.00 ★★★★★
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#102
/103
Spire Insurance
0.00 ★★★★★
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
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#103
/103
0.00 ★★★★★
loading rate
Would recommend to a friend
loading rate
Rated Prices
Excellent
CALL FOR A QUOTE GET A QUOTE COMPARE QUOTES

It's important to know how an insurance company treats their policyholders, and how satisfied their policyholders are with the service they receive. When shopping for car insurance in Texas, you want to make sure your insurance company meets all your needs.

Our hope at Clearsurance is to help you better understand how a company performs before you even purchase a policy so you can select the best auto insurance in Texas.

So, who has the best car insurance in houston? Or El Paso?

With thousands of car insurance reviews from unbiased policyholders, we have reviews and rankings for hundreds of car insurance companies so you can evaluate and compare the best Texas casualty insurance companies.

In the table above, you can sort through all the Texas car insurance companies ranked on Clearsurance. The rating next to each company the insurer's Clearsurance score is based exclusively on the ratings provided by customers.

Note: Only those casualty insurance companies with at least 25 reviews are eligible to appear in the best Texas car insurers rankings.

Interested in learning more about one of these Texas car insurance companies that offer cheap car insurance rates? You can visit the company's profile page to find out what you policy will pay for, what additional coverages they offer, any insurance discounts they offer and read car insurance reviews to learn from the experiences of other auto insurance policyholders.

Get started comparing the auto insurance quotes with our free tool above. Just enter your ZIP code to get started comparing the cost on premiums from multiple insurance providers.

On this page:

Who is the cheapest auto insurance company for the best teen rates in Texas?

Out of these five major insurers analyzed, State Farm auto insurer offers the cheapest auto insurance rates for both male and female teen drivers in Texas. If you have teen drivers who are still students, you can always look into a student discount for them as well. It's generally best to have them practice safe driving habits, such as taking a defensive driving course, to help them prepare for an auto policy.

Car coverage for teens can be expensive! In the table below you can find average Texas teen car insurance rates for male and female drivers for the five largest Texas car insurance companies.

Company Female teen ratesMale teen rates
Allstate $1,511 $1,749
Geico $2,170 $2,384
Nationwide $3,038 $3,768
Progressive $3,093 $3,434
State Farm $1,256 $1,534

These rates are based on profiles for 18-year-old male and female drivers in Texas. The car used was a 2015 Honda Civic EX. We used the minimum car insurance state limits. The average rates displayed should only be used for comparative purposes as individual rates in Texas will differ. Rate data is provided by Quadrant Information Services.

Who offers the best rates for a married couple in Texas?

Drivers with a clean driving record may want to consider GEICO Insurance Agency to get the lowest average rates. GEICO offers the cheapest auto insurance rates for married couples in Texas out of the five most popular Texas companies. Having a decent driving history is part of the battle, but also understanding what sort of coverage policy you're looking for will also help, as it becomes a joint effot. 

The table below displays average Texas rates for a married couple with two cars on a policy for the five largest auto insurance providers.

Company Married couple rates
Allstate $2,105
Geico $1,461
Nationwide $2,131
Progressive $2,026
State Farm $1,727

These rates are based on a 35-year-old married couple with two drivers and two vehicles on a policy. The cars used were two 2015 Toyota Highlander LEs. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The drivers had 1 driving incident within the past 3 years and they both have a good credit score. The rates displayed should only be used for comparative purposes as individual rates in Texas will differ. Rate data is provided by Quadrant Information Services.

Who offers the best senior rates in Texas?

Among the five companies analyzed, State Farm is the cheapest option in Texas for male and female senior drivers on average.

In the table below, you can see average Texas rates for male and female senior drivers for the five largest companies in the state.

Company Female senior ratesMale senior rates
Allstate $1,497 $1,497
Geico $1,186 $1,186
Nationwide $984 $1,076
Progressive $1,156 $1,189
State Farm $828 $828

These rates are based on profiles for 65-year-old male and female drivers. The car used for each was a 2015 Toyota Camry LE. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The drivers had zero incidents within the past three years and a good credit score. The rates displayed should only be used for comparative purposes as individual rates in Texas will differ. Rate data is provided by Quadrant Information Services.

What are the 10 cheapest areas in Texas for car coverage?

There are many factors that help determine your car rates in Texas, including where you live. Texas auto insurance coverage rates vary depending on your area. The table below displays the top 10 cheapest areas in Texas for car insurance based on average rates for a single adult.

Area Rates
Knickerbocker $1,211
Sheppard Air Force Base $1, 216
Goodfellow Air Force Base $1,218
San Angelo $1,221
Burkburnett $1,224
Veribest $1,225
Little River Academy $1,235
Belton $1,235
Water Valley $1,235
Harker Heights $1,236

These rates are based on a 35-year-old single adult with one driver and one vehicle on a policy. The car used was a 2015 Toyota Highlander LE. Full coverage was used with 100/300/50 limits and a $500 collision and comprehensive deductible. The driver had one driving incident within the past three years and had a good credit score. The rates displayed should only be used for comparative purposes as individual rates in Texas will differ. Rate data is provided by Quadrant Information Services.

What are the 10 most expensive areas in Texas for car coverage?

Who has the best car insurance rates in houston?

When looking at the average rates in areas of Texas, the most expensive area for car insurance is Weslaco followed by North Houston. Why is coverage more expensive some places than others? If you live in an area with more accident claims or in any major city, you'll likely see higher rates. More people and more crime violations mean higher premiums coming out of your pocket.

The table below displays the top 10 most expensive areas in Texas for car insurance based on average rates for a single adult.

Area Auto Insurance Premiums
Weslaco $1,714
North Houston $1,711
Linn $1,699
Houston $1,686
Galena Park $1,685
Hufsmith $1,676
Mcallen $1,672
Dallas $1,670
Santa Elena $1,667
Stafford $1,664

These rates are based on a 35-year-old single adult with one driver and one vehicle on a policy. The car used was a 2015 Toyota Highlander LE. Full coverage was used with 100/300/50 minimum coverage liability limits and a $500 collision and comprehensive deductible. The driver had one driving incident within the past three years and had a good credit score. The rates displayed should only be used for comparative purposes as individual rates in Texas will differ. Rate data is provided by Quadrant Information Services.

Keep in mind that, even if you're in a high-cost area, you can still do your part to get the cheapest insurance products and insurance discounts for your needs. Also, comparing carriers is the best way for consumers to find the best savings. So, even though car insurance in Texas is more expensive than the national average, you can still save money.

Is there a minimum coverage requirement and any limits in Texas?

In order to be a legal Texas driver, the state requires you to obtain bodily injury liability coverage and property damage liability insurance. Texas law outlines the minimum coverage requirements, detailed below. Minimum requirements in Texas are higher than most states, but it's still important to consider obtaining higher coverage limits to ensure you aren't underinsured in the event of a costly accident. There are plenty of optional coverage choices that you can make, depending on what you want to insure.

Some of the optional coverages that may be required if you're leasing or financing your vehicle is collision insurance and comprehensive insurance. Collision coverage covers damage to your own car in accidents you're at-fault for while comprehensive coverage offers protection from damage other than a collision such as vandalism or hail. Did you know that Texas has the most hail-related claims of any state in the country.

Texas state minimum requirements:

Liability:

  • Bodily injury — $30,000 per person
  • Bodily injury — $60,000 per accident
  • Property damage — $25,000 per accident

Bodily injury liability provides coverage for injuries sustained by the other vehicle's driver and passengers if you are held responsible for an accident. This coverage also kicks in to defend you in the event of any legal claims.

Property damage liability provides coverage in the event you damage someone else's property in a car accident, most commonly the other vehicle, but also things like a home or fence. This way, you're not stuck having any out of pocket expenses.

You can also look into an umbrella policy if you have multiple items, vehicles, or properties which need insuring.

How many Texas drivers are uninsured motorists?

Uninsured motorist coverage is important to consider when buying auto insurance. While this coverage is not required in Texas, it does offer you protection in the event that an uninsured or underinsured driver is at-fault in an accident with you. The percentage of uninsured drivers in Texas is 14.1 the 16th highest in the United States, according to 2015 data from the Insurance Information Institute.

By having uninsured or underinsured motorist coverage, you can save yourself from the potential medical expenses they might end up with, and that they would have no way of covering.

How are car insurance rates calculated in Texas?

When searching and comparing quotes from the best auto insurance companies in Texas, it can be frustrating trying to understand how your insurance rates are calculated. While there is no exact formula that each car insurance company uses when providing you quotes, there are many factors that do contribute to the price you pay for your insurance. Among the factors that auto insurers consider are:

  • Your driving record
  • How much you drive
  • Location
  • Age
  • Marital status
  • Gender
  • Your car’s make, model and year
  • Your credit history
  • Amount of car insurance coverage (required coverage and optional add-ons, such as collision and comprehensive)

One of the biggest misunderstandings when it comes to insurance rates is that the history of drivers in your area also contributes to how much you pay. For instance, even if you go two years without an accident, if there were a lot of accidents near you recently, your rates might still go up. Why is that the case?

Insurance companies disperse risk across all policyholders so that when it comes time to pay a claim, they have enough money to pay out. But imagine a scenario where they only raised rates for drivers with an accident. For drivers who had an expensive claim, the drivers simply wouldn't be able to afford the raised rates that are based off how much their carriers had to pay after an accident. So instead, insurance companies slightly increase rates across the board to offset the costs, though of course the at-fault driver may see a larger increase.

How can you save money on your car insurance in Texas?

At the end of the day, we'd all like to have the best coverage at a cheap, affordable price from one of the best Texas car insurance companies. While you never want to sacrifice quality to save a couple of dollars, there are some different ways you can lower your car insurance premiums.

Here are six ways you may be able to lower your car insurance rates:

  • Bundle your car insurance with other policies
  • Consider raising your deductibles
  • Pay your car insurance policy in full
  • Try usage-based car insurance
  • Monitor price changes to your policy
  • Shop for better insurance rates

You can also inquire about discounts to your current policy, or if you're taking the last bullet into consideration, mention that you're shopping around to see if there's any sort of loyalty program available. You don't want to give up valuable coverage just to save a few dollars, so it's best to start looking not at the cheapest companies out there, but rather at the insurer you already have. Plus, with the information you have from your previous policy, you can get a more accurate quote from another provider.

How are Clearsurance rates and ranks for the best car insurance companies in Texas determined?

Consistent with its mission towards greater transparency, Clearsurance does not keep its rating and ranking formulas in a black box. Our algorithm analyzes a range of inputs from our independent community of insurance customers, including:

  • Price
  • Customer Service
  • Claim service
  • Likelihood to renew

The algorithm also takes into account the percentage of what customers say the company does well vs. the percentage of what customers say the company could do better.

Finally, there is also a confidence factor based upon the number of reviews a company has by product. If the total number of reviews is less than 100, then a confidence deduction is applied to the star rating. The maximum impact of this deduction occurs when there are less than 25 reviews. Companies with 100 or more reviews, aged two years or less, receive 100% weighting (no deduction), while companies with 50 to 99 customer reviews receive a weighting of 95%, 25 to 49 reviews receive a weighting of 90% and companies with less than 25 reviews a weighting of 85%.

The Clearsurance customer ratings and rankings are derived entirely from customer reviews and ratings.

Is there a way to find out more information?

Whether you're buying your insurance direct or going through an agent, understanding the different car insurance coverage options is a must. Do you know what is covered by comprehensive coverage? Are you familiar with uninsured motorist coverage? Do you know how a deductible works?

We want to make sure you’re equipped with a proper knowledge of car insurance, so check out our car insurance guide. Looking for more educational information about car insurance? Check out our car insurance blog for more information and topics related to car insurance. Having online access to information is a great way that the insurance industry has been booming.

Frequently Asked Questions

Who offers the best teen car insurance rates in Texas?

Teenage drivers may need to reach out to find a more affordable rate on their auto policies, because they may end up needing more than just the basic coverage, or they may be seen as high-risk drivers by some companies out there. Out of these five companies analyzed, State Farm offers the cheapest car insurance rates for both male and female teen drivers in Texas. With teen drivers, it's best to research the types of coverages that are best for them, as well as discovering what could grant them the cheapest rates. 

Who offers the best car insurance rates for a married couple in Texas?

GEICO offers the cheapest car insurance rates for married couples in Texas out of the five most popular Texas companies. The coverage levels would be the same. Coverage per person doesn't change just because you're grouping your insurance together. Rather, it splits the financial responsibility between the two parties, and helps to provide more affordable coverage.

Who offers the best senior car insurance rates in Texas?

Among the five companies analyzed, State Farm is the cheapest car insurance option in Texas for male and female senior drivers on average. There is a wide range of companies out there who cater to senior drivers, because they can sometimes require more financial stability. Having a senior driver talk to a customer service agent to find the best policy that suits their lifestyle can be a financially savvy move. 

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