How do customers rate Citizens Insurance Company of America?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Citizens Insurance Company of America: Ratings, Rates, Discounts & Coverages

Citizens Insurance Company of America was founded in 1915 and is based in Howell, Michigan. Citizens Insurance is part of the Hanover Insurance Group in Worcester, Massachusetts. Citizens Insurance is a personal and commercial property and casualty insurance company that sells primarily in the Midwest. The Hanover has been around for 160 years selling insurance through a select group of independent insurance agents.

How much does Citizens Insurance Company of America homeowners insurance cost?

Michigan is known for high car insurance rates, but luckily, homeowners insurance rates in the state tend to be more reasonable. Homeowners insurance rates vary based on factors such as the location of your home, your home’s condition and age, the size and type of home, the crime rate in your area, your claim history and your credit score. Citizens insurance is available in Michigan. In the graph below, you can see the average cost of Citizens Insurance Company of America homeowners insurance compared to the average cost of homeowners insurance in Michigan. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.

The average Citizens homeowners insurance rates for both the $200K home and $400K home are higher than the average homeowners insurance cost in Michigan. Please note that these are average homeowners insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect homeowners insurance rates.

Citizens Insurance Company of America home insurance rates

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Citizens and Hanover home insurance discounts

  • New home discount
  • Home buyer discount
  • Safety and security devices (smoke detectors & central station alarms)
  • Affinity groups discounts

Citizens and Hanover car insurance discounts

  • Paid-in-full discount
  • Anti-theft devices discount
  • Multi-car discount
  • Accident prevention courses discount
  • Good student discount
  • Student away at school discount

Other coverages

Other basics offered include roadside assistance and reimbursement of transportation expenses if your car is inoperable due to an accident.

Medical payment coverage and personal injury protection are also available.