10 Best Life Insurance Companies in 2024 (Check Out the Top Providers)
| Insurance Company | Rank | Term Policy | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 |
#1 | $18 | A | Customer Service | State Farm |
 |
#2 | $20 | B | Extensive Coverage | AIG |
 |
#3 | $21 | A+ | Diverse Options | Prudential |
 |
#4 | $22 | A+ | Wellness Benefits | John Hancock |
 |
#5 | $22 | A+ | Retirement Planning | Pacific Life |
 |
#6 | $23 | A+ | Competitive Rates | Mutual of Omaha |
 |
#7 | $24 | A+ | Reliable Support | Lincoln Financial |
 |
#8 | $25 | A++ | Policy Flexibility | Northwestern Mutual |
 |
#9 | $28 | A++ | Member Ownership | MassMutual |
 |
#10 | $30 | A++ | Longstanding Trust | New York Life |
| Insurance Company | Term Policy | Whole Policy |
|---|---|---|
|
$20 | $155 |
|
$22 | $140 |
|
$24 | $138 |
|
$28 | $135 |
|
$23 | $125 |
|
$30 | $150 |
|
$25 | $145 |
|
$22 | $148 |
|
$21 | $140 |
|
$18 | $160 |
| Insurance Company | Available Discount |
|---|---|
|
Healthy Lifestyle , No-Smoker , Family History , Loyalty , Online Application |
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Vitality Program , Healthy Lifestyle , No-Smoker , Multi-Policy , Financial Wellness Program |
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Multi-Policy , Healthy Lifestyle , No-Smoker , Electronic Payment , Early Payment |
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No-Smoker , Multi-Policy , Preferred Health , Loyalty , Electronic Payment |
|
Multi-Policy , No-Smoker , Healthy Lifestyle , Policy Renewal , Auto-Pay |
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Multi-Policy , Preferred Health , Loyalty , Long-Term Customer |
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No-Smoker , Multi-Policy , Healthy Lifestyle , Good Financial Health , Electronic Payment |
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Healthy Lifestyle , No-Smoker , Vitality Program , Multi-Policy , Auto-Pay |
|
Multi-Policy , No-Smoker , Family History , Online Application , Early Payment |
|
Healthy Lifestyle , No-Smoker , Preferred Health , Multi-Policy , Loyalty |