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How do customers rate Ameriprise Auto & Home Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Ameriprise Auto & Home Insurance ratings and coverages

What Ameriprise car insurance discounts are offered?

  • Safe Driving Discount: Customers who are accident-free for three years will receive a discount
  • Accident (Merit) Rating: Rather than a full surcharge added to premiums after an at-fault accident, Ameriprise Financial Services offers a reduced surcharge each year to try to get customers back to their full safe driving discount as quickly as possible
  • Defensive Driver Discount: Taking an approved Department of Motor Vehicles course will earn customers the defensive driver discount
  • Vehicle Safety Features Discount: Vehicles with safety features such as anti-lock brakes, airbags, automatic seatbelts, and anti-theft devices could earn Ameriprise Financial, Inc. customers an additional auto insurance discount
  • Garaging Discount: Ameriprise policyholders who park their car in a garage could receive a discount on auto insurance products.
  • Good Student Discount: Students under the age of 25 who maintain a “B” average of better could earn a good student discount with Ameriprise
  • Student Away Discount: Students attending school more than 100 miles from home are eligible for a student away discount
  • Education Discount: Students who complete at least four years of post-high school education are eligible for the Ameriprise education discount
  • Multi-Vehicle Discount: Insuring more than one vehicle on an Ameriprise auto insurance policy can result in a discounted rate
  • Loyalty Discount: Bundling your home, auto, or umbrella policies with Ameriprise could earn you a discount
  • Tenure Discount: Staying with Ameriprise Auto & Home Insurance for more than three years results in a cheaper rate

What Ameriprise home insurance discounts are offered?

  • Age of Home Discount: The newer your home, the bigger Ameriprise discount you will receive
  • Claims Free Discount: Ameriprise offers a discount to policyholders who have not filed a claim in the last five years
  • Home Safety Features Discounts: Homes that include safety features such as smoke alarms, deadbolt locks, security alarms, monitored fire and or security system, sprinkler system or fire extinguishers are eligible for a discount
  • Tenure Discount: Each year you renew your home insurance policy with Ameriprise you are eligible for a discount
  • Multi-Policy Discount: Bundling your home insurance policy with other Ameriprise insurance products could result in a discount
  • Renovation Discounts: Ameriprise customers who renovate their roof, heating or cooling, electrical or plumbing could qualify for a renovation discount

What coverages does Ameriprise Auto & Home Insurance offer?

What coverages does Ameriprise Auto & Home Insurance offer?

Home insurance through Ameriprise has the following standard benefits:

  • Food spoilage protection if you lose food during a power outage.
  • Covers up to $500 in food value.
  • Lock replacement if your home has been broken into. Identify theft protection which covers up to $5,000 to any costs related to your identity being stolen and recovered.

What specialty coverages are offered through Ameriprise?

Specialty vehicle insurance coverage is made available through Ameriprise but it is provided by its partner insurers. Ameriprise partners with Arrowhead, American Modern Chubb, Embrace, Hartford and Progressive. Specialty vehicle coverage policies include ATV, boat, collector cars, watercraft, and motorcycles.

Below is a list of coverages offered by Ameriprise Auto & Home Insurance.

What more should you know about Ameriprise Insurance?

Ameriprise offers gap coverage, which pays the balance of your lease or loan if your vehicle is totaled. Ameriprise will pay up to 120% of your vehicle's value to prevent you from being owing money for a loan on a car that no longer is driveable.

Ameriprise offers Lifetime Renewability where as long as you meet certain basic conditions, the company will not cancel your policy, regardless of the number of accidents customers get into.

Ameriprise offers windshield repair with no deductible. Any chips or cracks, the windshield is replaced with no out-of-pocket expense. This is included in the standard auto coverage Ameriprise offers roadside assistance and towing coverage, and rental car reimbursement coverage that will help you cover the costs of renting a vehicle if your car needs repairs.

Visit the Ameriprise Insurance website to find out more about its insurance products, make a payment, report a claim, view identification documents, and more.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

What states does Ameriprise Auto & Home Insurance do business in?

Ameriprise Auto & Home Insurance sells car, homeowners and motorcycle insurance in 43 states and Washington, D.C.. See the state Ameriprise Auto & Home Insurance sells in below and click the link to see how Ameriprise Auto & Home Insurance compares to the other top companies in that state.

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States Ameriprise Auto & Home Insurance ranks in top 10 for car insurance

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Ameriprise Auto & Home Insurance mission

We never lose focus on our clients. That's who we are - Ameriprise

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