What coverages does Nationwide offer?
Nationwide offers all the standard car insurance coverages but also offers many optional coverages you can add to your Nationwide auto insurance policy. These specialty add-on coverages can give you more protection for your and offer you added benefits and features. Below are optional coverages and features you can add to your Nationwide car insurance policy.
Towing and Labor Coverage: Nationwide’s towing and labor coverage can help you if you need a tow after an accident or if your car is broken down.
Roadside Assistance: Nationwide's roadside assistance program is available 24/7 to help you in emergency situations, such as if you run out of gas, get a flat tire, or need a jumpstart or a tow.
Rental Car Coverage: Nationwide offers rental car expense coverage that helps pay for the cost of a rental car or other transportation if your car is damaged in a covered loss and needs to be repaired.
Gap Insurance: Nationwide offers gap insurance as an add-on coverage to car insurance. Gap insurance covers the difference between the actual cash value of your car and what you owe on the lease or loan of your car if your car is totaled in an accident.
Accident Forgiveness: Nationwide offers accident forgiveness that can help you avoid a car insurance rate increase after your first at-fault accident or minor violation.
Vanishing Deductible: Nationwide’s vanishing deductible feature allows you to earn $100 off your deductible for each year of safe driving. You can earn up to $500 off your deductible.
Total Loss Deductible Waiver: This coverage from Nationwide waives your comprehensive or collision deductible if your car is deemed a total loss in an incident.
In addition to the basic homeowners insurance coverage, Nationwide offers optional coverages that you can add to your Nationwide homeowners insurance to receive additional and extended coverage. Nationwide's optional coverages include:
Identity Theft: Identity theft insurance protection from Nationwide helps keep your personal data secure.
Valuables Plus: Do you have high-value items like jewelry, antiques or fine art? Nationwide's Valuable Plus endorsement offers coverage for your valuable items.
Replacement Cost Plus: Nationwide’s replacement cost plus add-on extends your property coverage up to 20 percent of your limit if your home needs to be rebuilt after a loss.
Water Backup: Sometimes your home can experience water damage because of water back up through your drains or sewer or if your sump pump overflows. Nationwide's water backup coverage covers water damage in these instances.
Earthquake: Nationwide offers earthquake insurance that you can add to your Nationwide homeowners insurance policy. Nationwide's earthquake insurance coverage has a separate deductible.
Flood Insurance: Nationwide offers flood insurance as a separate policy rather than an endorsement on your homeowners insurance policy. Nationwide flood insurance protects your home and its contents from water damage caused by severe weather.
Nationwide sells car and motorcycle insurance in 49 states and Washington, D.C., homeowners insurance in 48 states and Washington, D.C. and renters insurance in 42 states and Washington, D.C.
Below is a list of other insurance products offered by Nationwide: