Progressive Insurance ratings and coverages

How much does Progressive car insurance cost?

When shopping for car insurance, it's important to know that your car insurance rates vary based on a number of factors the company evaluates.

You could see different rates based on characteristics like your age, marital status, credit score, where you live, and the insurance company you choose. In the graph below, you can see the average cost of Progressive car insurance compared to the national average cost of car insurance. The graph is split into four categories: teen driver, single adult, married couple, and senior driver.

The average cost of Progressive car insurance for all driver profiles is slightly higher than the national average cost of an auto insurance policy.

Please note that these are average car insurance rates based on specific profiles and your rate could be higher or lower based on your unique characteristics that affect car insurance rates.

What discounts does Progressive offer?

Does Progressive have multi-car discount? Can I get a good student discount with Progressive? What about a multi-policy discount? Progressive offers all of these discounts and more.

Progressive is a company known for offering competitive prices.

Progressive says that 95 percent of its customers earn at least one money-saving discount, and many earn more than one, as there's no limit to how many discounts Progressive customers can earn. Below is a list of the money-saving discounts offered by Progressive.

• Bundling Auto & Property: Progressive customers can save 5 percent by bundling auto insurance with home, condo, or renters insurance.
• Start Your Quote Online: Progressive customers save an average of 7 percent by beginning their search for a quote online, even if the purchase ultimately is made with a Progressive agent over the phone.
• Safe Driver Discount: Progressive awards good drivers with deep savings. Progressive customers who haven't received a ticket or been in an accident for three consecutive years are eligible for an average discount of 31 percent.
• Multi-Car Discount: If you insure two or more vehicles with Progressive, you are eligible for an average discount of 10 percent. This also ties in nicely with Progressive's bundling discount.
• Homeowner Discount: Progressive provides discounts to folks who have ownership in property or real estate. Owning a home, condo, or mobile home, whether or not it is insured by Progressive, can earn customers a discount on their Progressive auto insurance.
• Continuous Insurance Discount: Staying insured is important to Progressive. Customers who have maintained auto insurance with no gaps or cancellations, regardless of whether or not they were insured by Progressive, are eligible for a discount on their auto insurance. The longer you have a track record of being insured, the higher your chances are for earning a discount from Progressive.
• Sign Documents Online Discount: You can save an average of 7 percent on costs when you sign your Progressive documents online after you purchase.
• Pay in Full Discount: You can earn a discount if you pay for your six-month policy from Progressive upfront rather than monthly.
• Automatic Bill Pay Discount: Customers who do not pay in full can sign up for automatic bill pay and receive a discount from Progressive.
• Good Student Discount: Progressive offers discounts to students who maintain Bs or better. And, if they're under 22 and go to school 100 miles from home, Progressive will add an additional discount.

Can I Learn More About Progressive Insurance?

Progressive's website is a great place to learn more about the company's offerings, receive an insurance quote, make a payment or see the status of a claim.

The Name Your Price tool allows consumers to tell Progressive what they want to pay. Progressive will then come back with a list of possible coverages available at those rates. This takes the hassle out of searching for discounts and calculating rates.

Using Progressive.com, users can pick the coverage they want and see the comparable prices for the same coverage from Progressive competitors.

This is a unique feature, as Progressive does not mind comparing itself to other insurance carriers. Progressive is known for offering very competitive pricing and does not shy away from price comparisons.

Progressive offers Snapshot as a way of rewarding safe drivers. Snapshot is available as a mobile app or a physical device that you get from Progressive. You can download the app and bring your phone along in the car, or plug the Snapshot device into your car.

It monitors how much and how well you drive. The safer you drive, the less you pay for insurance from Progressive. Progressive also offers a discount just for signing up for this program. Interested in learning if consumers save money with Snapshot. Read Progressive Snapshot reviews.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have.

Questions to consider asking include,

• What is the best coverage plan for me/my family/my situation?
• What are the minimum coverage requirements in my state and what form of coverage do you recommend?
• Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?
• What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

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