What coverages does Farmers Insurance Group offer?
Farmers offers optional car insurance features that you can add to your policy to receive added coverage and features for certain things. You can find Farmers’ optional car insurance coverage below:
New Car Replacement: Farmers offers optional new car replacement coverage. If your car is totaled within the first two model years of owning it and it has less than 24,000 miles on it, Farmers’ new car replacement coverage will reimburse you for the cost to replace your car with a new one of the same make and model, minus your deductible.
Customized Equipment Coverage: Farmers’ customized equipment coverage allows you to get protection for any after-market features you add to your car, such as a sound system or alloy wheels. Customized equipment coverage is available for any vehicle that has comprehensive and collision coverage on its Farmers car insurance policy.
Towing and Roadside Service Coverage: Farmers offers roadside assistance coverage that gives you 24/7 access to service you may need in an emergency including jump-starts, flat tire change, locksmith services if you lock yourself out of your car, roadside winching, towing services to a nearby qualifies repair shop and emergency roadside connect to police, fire and medical assistance.
Accident Forgiveness: With accident forgiveness, Farmers Insurance forgives one at-fault accident for every three years you drive accident free. If you have accident forgiveness protection, one car accident won’t affect your Farmers car insurance premium.
Loss of Use: With a Farmers car insurance policy, you have the option to add loss of use coverage, which gives you money for cabs, public transit or a rental car while your car is not able to be driven because of a covered comprehensive or collision loss.
Car Rental Reimbursement: Farmers offers car rental reimbursement coverage as an add-on option that helps you quickly find a rental car and give you free pickup and delivery of the rental car. This coverage helps you pay for the cost of a rental car for up to 30 days if yours is damaged and needs repairs due to a covered loss.
Glass Buy-Back: Farmers’ glass buy-back option connects you with a reputable glass company in your area.
Original Equipment Manufacturer (OEM): OEM coverage from Farmers covers repairs with factory-original parts if your car is damaged in an accident covered by your Farmers car insurance policy. This coverage is available to Farmers car insurance policyholders with comprehensive and collision coverage and a car that it no more than 10 years old.
Farmers allows you to extend your homeowners insurance coverage with optional add-on coverages. Options include:
Eco-Rebuild: Farmers’ Eco-Rebuild coverage can offer you up to $25,000 towards the cost to replace materials and appliances in your home with alternatives that are more eco-friendly after you’ve had a covered loss and your appliances and materials were damaged.
Personal Possessions Coverage: Farmers allows you to extend your homeowners insurance coverage with personal possessions coverage, which offers coverage for valuable items like jewelry.
Contents Replacement Cost Coverage: Farmers offers contents replacement coverage you can add to your homeowners insurance policy. This coverage allows you to receive reimbursement to replace your items with new items of similar quality rather than the cost of what your old items were worth.
Identity Theft Insurance: Farmers Identity Shield helps cover the losses and expenses associated with your identity being stolen. It can help resolve the crime and replace documents.