Connect American Family Homeowners Insurance Review: Rates and Discounts in 2022


If you are shopping for home insurance, you may want to consider Connect American Family insurance. With Connect American Family insurance, you can purchase a home insurance policy with flexible coverage options, a deductible you get to choose from, and potential discounts that may help you save on your monthly insurance rates. Be sure to shop around for coverage from other companies before making your final decision.

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Written by
VP, People & Compliance
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Reviewed by
Farmers CSR for 4 Years
UPDATED: 2022-02-08T18:42:32.834Z
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What You Should Know

  • Connect American Family offers auto, home, renters, and other types of property and casualty coverage
  • Connect home insurance offers flexible coverage options and an opportunity to choose your own deductible
  • Connect American Family gives discounts

If you are looking for homeowners insurance for your home or condo, you may have questions about which company would offer the best coverage at the most affordable price. One company you could consider is Connect.

Connect American Family Insurance offers car, home, and other types of insurance. With Connect American Family Insurance, you have the option to make your coverage fit your home and property exactly, and there are ways you may even be able to save on your monthly insurance rates.

As you learn more about Connect, be sure to also take the time to research other companies that may be a great fit for you when it comes to homeowners insurance coverage. It can be tough to fully understand your home insurance policy, so be sure to do your research before you decide.

And be sure to use our free quote tool above to find and compare rates from several insurance companies that offer home insurance today.

What does Connect offer for home insurance?

The American Family Connect property and casualty insurance company offers auto, home, renters, umbrella, and specialty insurance options to clients throughout the U.S. Connect's homeowners insurance options may work great for anyone looking to purchase a new home insurance policy.

With Connect, you would have the option of purchasing the following coverages as a policyholder:

  • Dwelling coverage
  • Other structures coverage
  • Personal property insurance
  • Scheduled personal property
  • Homeowners endorsements
  • Earthquake insurance
  • Mine subsidence insurance
  • Loss of use coverage
  • Personal liability insurance
  • Medical payments coverage

In addition to all of the coverage options listed above, people who purchase a policy with Connect American Family have the option to create a deductible that would work best for their needs.

An insurance deductible has the potential to impact your monthly insurance rates. So if you want to pay a lower rate when it comes to homeowners insurance, you may have the option to choose a higher deductible for your overall coverage.

You should also continue to shop around for homeowners insurance to see how much other companies would charge you for insurance on your home. This will help you make sure you don't end up paying too much for coverage.

Does Connect American Family offer renters insurance?

Connect does offer renters insurance to its clients. With Connect American Family, the standard renters insurance policy will cover the following items and incidents:

  • Personal property and belongings
  • Liability coverage
  • Medical payments coverage
  • Personal injury (add-on)
  • Additional living expenses
  • Water backup or sump overflow
  • Earthquake coverage

If you are currently renting a home and you do not have renters insurance, you should shop around to see how much you could pay for coverage. It's always a good idea to make sure your items in the home are covered in the event of an accident.

If you want to better understand renters insurance coverage, you could call Connect and speak to a company representative before making any decisions.

How much is home insurance with Connect?

Connect American Family home insurance does not list its home insurance rates on the company website, but you can go to the Connect website and request a direct quote for coverage.

It is difficult to know what you should plan to pay for coverage until you shop around and compare a few different quotes from various companies. This will give you a better idea of what you can pay based on your unique situation.

Most insurance companies consider several factors when developing insurance premiums for their policyholders. Some of these factors include:

  • Where you live
  • The price of your home
  • The cost to rebuild your home
  • The amount of coverage you want
  • Your home's age and overall condition
  • Home security and safety features
  • Your credit history
  • Add-ons for coverage
  • Your deductible
  • Potential discounts

Your insurance rates for home coverage will depend on the factors listed above. Though the average annual premium for homeowners insurance is around $1,300, your monthly and annual insurance rates will be different and tailored to you.

Does Connect offer discounts for home insurance?

Connect has discount options on home insurance policies for its clients. These discounts include:

  • Age of home
  • Claims free
  • Protective devices
  • Tenure
  • Multi-product
  • Renovation

If you are interested in a home insurance policy with Connect and believe you may be eligible for one or more of the discounts listed above, speak with a Connect American Family insurance agent to learn more about your options.

Can you file claims on the Connect website?

You can use your Connect insurance login to do a lot of different things on the company's website. Your Connect American Family insurance login will allow you to check your policy, make online payments, and file insurance claims on the website.

If you would rather speak to a representative in order to file a claim or ask specific questions, you could call the Connect powered by American Family insurance phone number or the American Family insurance claims phone number to do so.

Most Connect American Family insurance reviews posted online from customers say that Connect insurance representatives are helpful and prompt when filing claims or answering any questions clients have.

If you are shopping for home insurance, Connect American Family coverage may be a great fit for you. But you should still shop around and do your own research by comparing quotes from several other companies before making any final decisions on coverage.

Be sure to use our free quote tool below as well to find and compare rates for homeowners coverage today and see how much you could save.

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