The best anti-locking brakes car insurance discounts come from Travelers, Liberty Mutual, and Geico, Vehicles equipped with ABS for improved safety and reduced accident risk can save 15% on rates.

Some insurers combine anti-lock braking system (ABS) discounts with broader safety savings, while others provide standalone reductions for ABS-equipped cars.

Company	Rank	A.M. Best	Anti-Lock Brakes Discount	Who Qualifies?
	#1	A+	10%	Drivers with ABS and Drivewise or anti-theft programs
	#2	A+	10%	Drivers over 50 with ABS and defensive driving courses
	#3	A++	5%	Drivers with ABS and a clean driving record
	#4	A++	5%	Military families with ABS-equipped vehicles
	#5	A++	5%	Drivers with ABS and advanced safety features
	#6	A++	5%	Drivers with ABS and OnStar or passive restraints
	#7	A+	5%	Drivers with newer cars with ABS and stability control
	#8	A+	5%	Drivers with ABS and advanced braking systems
	#9	A	5%	Drivers with ABS and an accident-free record
	#10	A	5%	Drivers with ABS and anti-theft systems

Insurer anti-lock brake discounts vary based on driving history, vehicle safety features, and policy eligibility. Knowing how insurers assess ABS-related discounts will help you find the best car insurance companies.

What You Should Know

• Travelers offer the highest anti-lock brakes car insurance discount at 15%
• ABS-equipped vehicles qualify for lower insurance rates with many providers
• Bundling ABS with other safety features can increase overall policy savings

If you have anti-locking brakes in your car, see if you’re getting the best auto insurance discounts by entering your ZIP code here.

Anti-Lock Brakes Car Insurance Discount: How to Qualify & Save

If your car has ABS, you could get a small insurance discount, usually about 5%. Most insurers can check this through your VIN, though some might ask for proof. It’s a good idea to mention it when getting quotes—some won’t apply the discount unless you ask.

On its own, it’s not a huge cut, but combined with other discounts, it adds up. Liberty Mutual offers the biggest anti-theft discount at 35%, with Geico and Progressive close behind at 25%. For bundling and low-mileage savings, Allstate, Geico, Liberty Mutual, and Progressive all offer up to 30%.

Company	Anti-Theft	Bundling	Low Mileage	Multi-Car	Safety Features
	10%	25%	30%	25%	18%
	10%	20%	10%	20%	20%
	25%	25%	30%	25%	15%
	35%	25%	30%	25%	12%
	5%	20%	20%	20%	12%
	25%	10%	30%	12%	10%
	15%	17%	30%	20%	20%
	10%	5%	10%	25%	15%
	15%	13%	20%	8%	13%
	15%	10%	20%	10%	10%

Farmers and State Farm lead on safety feature discounts at 20%, making them good picks if your car’s loaded with safety tech.

How to Get Anti-Lock Brake Insurance Discounts

Anti-locking brakes (ABS) car insurance discounts vary by provider, but the best ones can lower monthly premiums significantly. USAA has the cheapest rates of $108 per month with an ABS discount.

Company	Before Discount	After Discount
	$155	$136
	$150	$135
	$130	$113
	$145	$124
	$135	$120
	$140	$127
	$150	$138
	$142	$132
	$140	$119
	$120	$108

For drivers looking for bigger deals, Liberty Mutual and Travelers save drivers more than $20 monthly with ABS car insurance discounts. Geico is also affordable, dropping rates down to $113 a month.

Allstate, Farmers, and State Farm remain on the higher end after the discount, with monthly premiums ranging from $135 to $138. The Hartford’s discount also keeps its rate above $130 per month, but seniors can get cheaper rates combining anti-lock brakes with AARP memberships. Learn how in our review of The Hartford.

Anti-Lock Brakes Car Insurance Discounts & Rates Compared

The best anti-lock brakes car insurance discounts lower rates, but the impact varies by provider. USAA consistently offers the lowest rates, but it’s only available to military families. Geico is the next cheapest car insurance company for a clean record, but rates spike for violations.

ABS discounts encourage safe driving and reduce driver risk, but keeping a clean record is the easiest way to get cheap car insurance, even with anti-lock brake discounts (Read More: Six Safety Tips For Driving at Night).

Drivers with an accident or DUI see the biggest rate jumps. Allstate has the highest anti-lock brake insurance rates, charging $228 per month for a clean record and $385 after a DUI. Travelers is more affordable at $141 for a clean record and $294 for DUIs, providing moderate savings on high-risk anti-locking brakes insurance.

Comparing providers is essential to finding the best ABS discount since some insurers maintain lower overall rates regardless of driving history. Enter your ZIP code to find the cheapest provider near you.

Maximizing Your Anti-Lock Brakes Insurance Discount

Anti-lock brakes improve vehicle safety, but not all insurers automatically apply discounts for them. If you want to lower your premium, you need to take the right steps to get the best deal. These are the top ways to save money on car insurance rates with ABS insurance discounts:

• Confirm the Discount: Not all insurers apply ABS discounts by default. Ask your provider if it’s included in your policy.
• Bundle with Other Safety Features: Some insurers offer better deals when ABS is combined with features like electronic stability control or lane departure warnings.
• Update Your Policy Details: If you recently purchased a vehicle with ABS, update your insurance records to reflect the added safety feature.
• Shop and Compare: Insurers weigh ABS discounts differently. Get multiple quotes to find the best overall savings.
• Maintain a Clean Record: ABS can help lower your premium, but safe driving still plays a bigger role. Avoiding tickets and accidents ensures you get the lowest rate possible.

An anti-lock braking system (ABS) discount can reduce your insurance costs, but you’ll need to take the proper steps. Review your policy to confirm the discount applies, look for opportunities to bundle coverage, and compare quotes from multiple insurers to find the best rate.

Don’t be afraid to ask for all available discounts for you ABS-equipped vehicle so you don’t miss out on an opportunity to save money on car insurance.

Make the Most Out of Your Car’s Anti-Lock Brakes

Liberty Mutual, Travelers, and Geico have the best anti-lock brakes car insurance discounts. Geico has cheaper monthly rates, but Liberty Mutual offers the biggest ABS discount of 15%. Anti-lock brakes can help lower your insurance costs, but you won’t automatically get the best deal.

Insurers apply discounts differently, and some bundle ABS savings with other safety features. To maximize your discount, check your policy details, ask about available savings, and compare quotes from multiple providers. Beyond ABS, other vehicle safety features, your driving record, and what it tracks also impact final rates.

While ABS helps reduce accident risks, insurers look at the bigger picture when pricing policies. Reviewing your coverage regularly ensures you’re getting all possible discounts to keep your insurance costs as low as possible..

By entering your ZIP code, you can get instant car insurance quotes from top providers.