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How do customers rate Njm Insurance Group?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Njm Insurance Group ratings and coverages

How much does NJM car insurance cost?

New Jersey is typically an expensive state to live overall. Since it does have a high cost of living, it can be really important to save money where you can, including on New Jersey car insurance. Car insurance rates can vary a good deal based on factors such as the car you drive, your credit score, where you live, your driving history, the company you choose to get a policy from, as well as which coverage options you choose or require. In the graph below, you can see the average cost of NJM car insurance for a single adult compared to the average cost of car insurance in New Jersey.

The average NJM car insurance rates for a single adult are significantly lower than the average car insurance cost in New Jersey based on the same driver profile. Please note that these are average car insurance rates based on specific profiles and your rate for insurance coverage could be higher or lower based on the factors listed above that make up your unique driver profile since all of these affect car insurance rates for your personal auto insurance.

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What discounts does NJM Insurance offer?

It's not uncommon to want the cheapest car insurance you can find because everyone likes to save money. It's also a good idea to keep in mind that the cheapest doesn't always mean it's the best for your personal requirements. However, it's great to find a policy with a company that you feel is a good fit and find the best ways to save with that company.

NJM recognizes that everyone likes to save money. NJM policyholders have the chance to save on their auto policies and homeowners insurance policy if they are eligible for one or more of the discounts offered by the company. It's not unusual for insurance providers to offer multi-policy discounts, but what other ways can you save at NJM?

What NJM driver discounts are available?

  • Driver training discount: NJM offers a discount to drivers under the age of 21 if they have completed 30 hours of classroom instruction and six hours of driving training, or 12 hours in an approved driving simulator and three hours of driving training.
  • Defensive driving: NJM policyholders can save 5 percent on liability, collision and PIP premiums by completing a course that's been approved by the New Jersey Motor Vehicle Commission.
  • Multi-policy discount: Policyholders can save on homeowners and auto insurance policies by bundling both policies together with NJM.

What NJM vehicle discounts are available?

  • Multi-car discount: NJM customers can save money by having two or more vehicles insured on the same policy.
  • Anti-theft discount: NJM offers an anti-theft device discount for each car on a policy that has an anti-theft or vehicle recovery device.

What coverages does Njm Insurance Group offer?

In addition to a standard car insurance policy, NJM also offers roadside assistance as option for customers who wish to add it on to their auto policy. This can be a great addition for peace of mind since you're taken care of if you get stranded by a flat tire or other mechanical problem while traveling or going about daily life.

Roadside Assistance: NJM offers roadside assistance as an optional coverage you can add to your NJM car insurance policy. NJM's roadside assistance is available everywhere in the U.S. and Canada. It includes emergency towing to safety.

Below is a list of other insurance products that are available through NJM Insurance.

Specialty Coverage

Business insurance

Specialty Coverage

Classic car insurance

Specialty Coverage

Commercial auto insurance

Can anyone get NJM Insurance?

NJM insurance products are open to all New Jersey and Pennsylvania residents and businesses as of October 1, 2018.

Does NJM cover rental cars?

NJM car insurance covers a rental car if you have collision and comprehensive coverage for at least one of the vehicles on your policy. You will have the same deductible for the rental car that you do for your car. NJM rental car coverage is only available for cars rented in the United States and its territories, Puerto Rico and Canada.

Does NJM have gap insurance?

NJM offers gap insurance as an optional coverage for NJM auto policyholders who live in New Jersey and Pennsylvania. It's called the Auto Loan/Lease coverage endorsement. NJM gap insurance is extra coverage that helps pay for the difference between the balance of your car loan or lease and what your car is worth in the event that it's totaled during an accident.

Does NJM have life insurance?

NJM doesn't offer life insurance. The insurance products NJM offers are auto and recreation, home and property, umbrella, workers' compensation, commercial auto and commercial general liability.

What is NJM SafeDrive?

NJM SafeDrive is an optional program for NJM car insurance policyholders that monitors your driving. This program offers a discount on your car insurance and can provide you with feedback on how to become a safer driver. NJM SafeDrive uses a mobile app to monitor your acceleration, speed, braking, cornering, and distracted driving. Drivers who enroll in this program will automatically receive a participation discount.

What more do you need to know about NJM insurance?

You can get an auto, home, renters, condo or business quote directly on NJM’s website or by calling 1-800-232-6600. NJM also allows its policyholders to report a claim online or by calling the company's 24-hour claims service center.

Njm Insurance Group mission

To offer value-based insurance solutions while providing our policyholders with the highest levels of service, integrity, and financial stewardship.

Customers' choice awards

Ranked #2 - The best car insurance companies for 2019

Ranked #1 - The best car insurance companies for 2018

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