The best car insurance companies for Infinitis are Progressive, Farmers, and Geico.
Geico is cheaper than Progressive, but drivers save more with Progressive Snapshot usage-based insurance (UBI).
Company | Rank | UBI Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 30% | A+ | Usage-Based Insurance | Progressive | |
#2 | 15% | A | Family Plans | Farmers | |
#3 | 25% | A++ | Cost Savings | Geico | |
#4 | 40% | A+ | SmartRide Program | Nationwide | |
#5 | 20% | A | Loyalty Discounts | American Family | |
#6 | 30% | A++ | Military Drivers | USAA | |
#7 | 30% | B | Agency Network | State Farm | |
#8 | 40% | A+ | Pay-Per-Mile Rates | Allstate | |
#9 | 20% | A++ | Low-Mileage Drivers | Travelers | |
#10 | 30% | A | Policy Options | Liberty Mutual |
Most of the top Infiniti car insurance companies offer competitive UBI plans, with monthly coverage starting at $75.
Enter your ZIP code above into our free comparison tool to see how much Infiniti car insurance costs in your area.
What You Should Know
- Progressive is the top provider for Infinitis
- Insurers provide the best discounts on Infiniti insurance for families
- Monthly coverage for Infiniti car insurance starts at $75/month
#1 – Progressive: Top Overall Pick
Pros
- Infiniti-Specific Savings: Progressive offers significant discounts up to 30% on Ifiniti car insurance with its Snapshot usage-based insurance.
- Customized Coverage: Progressive tailors Infinit insurance policies to ensure comprehensive and flexible coverage.
- Innovative Tools: In our Progressive review, you’ll find online tools that provide Infiniti drivers with ways to save money on car insurance.
Cons
- Variable Discounts: The savings from Progressive UBI can vary greatly among Infiniti drivers, depending on individual driving habits.
- Complex Claims Process: Some drivers report a more complicated Infiniti insurance claims process, potentially impacting satisfaction.
#2 – Farmers: Best for Family Plans
Pros
- Family Plans: Farmers offers tailored family plans that provide significant savings for Infiniti-owning households.
- Multi-Policy Savings: Infiniti owners who insure multiple vehicles or drivers on one policy can save up to 20%.
- Dedicated Service: Based on our Farmers reviews, Farmers maintains a strong network of agents who are well-versed in handling the insurance needs of Infiniti families.
Cons
- Higher Costs for Family Plans: Comprehensive family plans for Infiniti owners can become expensive with additional features.
- Service Variability Owners: The quality of service from Farmers can vary significantly for Infiniti owners, depending on the agent and location.
#3 – Geico: Best for Cost Savings
Pros
- Cost-Effective: Geico is recognized for offering competitive, cost-effective car insurance for Infinitis starting at $87/month.
- Discount-Rich Insurance: Geico provides multiple discounts ont Infiniti car insurance that drivers can leverage to reduce rates substantially.
- Conveneitn Claims: Infiniti drivers enjoy a quick and efficient online claims process thru the Geico insurance app. Get more car insurance claims ratings.
Cons
- Less Customization: Geico offers key add-ons available at most other Infiniti car insurance companies.
- Inconsistent Customer Service: Some Infiniti owners may experience variability in the quality of insurance customer support from Geico.
#4 – Nationwide: Best for SmartRide Program
Pros
- SmartRide Benefits: Nationwide offers the SmartRide UBI, which can save up to 40% on Inifiniti auto insurance rates.
- Flexible Infiniti: Explore our Nationwide review for multiple policy options that can be customized to fit the specific insurance needs of Infiniti drivers.
- Accident Forgiveness: Nationwide's accident forgiveness can be a major benefit, preventing Infiniti insurance rate increases after the first accident.
Cons
- SmartRide Limitations: The benefits of Nationwide's SmartRide program are highly contingent on continuous safe driving, which may not suit all Infiniti drivers.
- Slower Claims Process: Some Infiniti owners may find Nationwide’s claim resolution process slower than expected.
#5 – American Family: Best for Loyalty Discounts
Pros
- Loyalty Discounts: American Family rewards long-term Infiniti owners with significant loyalty discounts, enhancing the value of their car insurance.
- Tailored Coverage: Offers a variety of coverage options that can be customized to meet the specific needs of Infiniti drivers.
- Supportive Agents: Discover our American Family reviews, which highlight a robust agent network that provides dedicated support to Infiniti owners.
Cons
- Limited Availability: AmFam Infiniti car insurance is not available in all states, potentially limiting options for some Infiniti owners.
- Higher Initial Premiums: Although mitigated by loyalty discounts, initial Infiniti insurance premiums may be higher with American Family.
#6 – USAA: Best for Military Drivers
Pros
- Exclusive Benefits for Military Owners: USAA offers exclusive car insurance benefits for military members who own Infinitis, including lower rates and additional discounts.
- Customized Policies: View our USAA review to learn how USAA provides highly customizable insurance policies tailored to the needs of Infiniti owners in the military.
- Exceptional Customer Service: USAA is renowned for its outstanding customer service, benefiting Infiniti owners with quick and efficient support.
Cons
- Eligibility Restrictions: USAA's services are exclusive to military families, limiting access for the general public who own Infinitis.
- Coverage Options: Some Infiniti owners might find the range of USAA’s coverage options complex and challenging to navigate.
#7 – State Farm: Best for Agency Network
Pros
- Extensive Agency Network: State Farm offers a vast network of agents, ensuring personalized and accessible insurance policies for Infinitis.
- Broad Coverage Options: Read our State Farm review to explore a wide array of Infiniti car insurance policy options at low rates.
- High Customer Satisfaction: Known for high customer satisfaction rates, State Farm ensures a positive insurance experience for Infiniti owners.
Cons
- Agent Quality Variability: The quality of service from State Farm agents can vary, potentially affecting the insurance experience for some Infiniti owners.
- Financial Downgrade: State Farm's financial rating dropped to a B, which could impact Infiniti insurance claim satisfaction.
#8 – Allstate: Best Pay-Per-Mile Rates
Pros
- Pay-Per-Mile Savings: Check out our Allstate review to see if Allstate Milewise a cost-effective car insurance option for your Infiniti.
- Safe Driving Rewards: Allstate Drivewise UBI rewards safe drivers with 30% off Infiniti car insurance rates.
- Customized Insurance Solutions: Allstate allows Infiniti drivers to customize their policies extensively, fitting their specific needs and lifestyle.
Cons
- Complexity in Billing: The pay-per-mile system can lead to billing complexities, potentially confusing for some Infiniti owners.
- Limited Availability: Not all of Allstate’s programs and discounts are available in every state, which may limit options for some Infiniti owners.
#9 – Travelers: Best for Low-Mileage Drivers
Pros
- Special Rates for Low-Mileage: Travelers IntelliDrive UBI offers special car insurance rates for Infiniti drivers who drive less than 11,000 miles annually.
- Tailored Coverage Options: Choose from a range of customizable Infiniti insurance options in our Travelers reviews.
- Discounts for Safe Drivers: Travelers provides a 22% car insurance discount for Infiniti owners who demonstrate safe driving habits.
Cons
- Coverage Complexity: The variety of options and riders can make selecting the right coverage complex for some Infiniti owners.
- Customer Service Variability: Some Infiniti owners may experience variability in the level of customer service received, affecting overall satisfaction.
#10 – Liberty Mutual: Best Policy Options
Pros
- Extensive Policy Options: Liberty Mutual offers a wide array of policy options, allowing Infiniti owners to find coverage that precisely fits their needs.
- Customizable Discounts: Provides numerous discounts that Infiniti owners can qualify for, such as for safety features and low mileage.
- Strong Online Tools: With our Liberty Mutual reviews, discover online management tools that make managing and adjusting policies easy for Infiniti owners.
Cons
- Higher Premiums: Infiniti owners might encounter higher premiums for luxury or high-performance models at Liberty Mutual.
- Inconsistent Claims Experience: The claims process can vary, with some Infiniti owners reporting less satisfactory experiences.
Compare Infiniti Car Insurance Rates
When buying car insurance, compare insurance providers to find cost-effective options for both minimum and full coverage policies.
This table provides a comparison of monthly insurance rates offered by various companies. It details the costs associated with both minimum coverage and full coverage plans. Each entry lists the monthly premium for a given insurance company, allowing for a straightforward comparison of the insurance options available:
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $113 | $172 |
American Family | $96 | $149 |
Farmers | $110 | $169 |
Geico | $87 | $143 |
Liberty Mutual | $112 | $178 |
Nationwide | $105 | $158 |
Progressive | $99 | $151 |
State Farm | $79 | $136 |
Travelers | $102 | $160 |
USAA | $75 | $124 |
USAA offers the most competitive Infiniti car insurance rates, with minimum coverage starting at $75 and full coverage at $124. Liberty Mutual's premiums are the priciest, with minimum coverage costing $112 and full coverage at $178.
The best auto insurance companies for Infinitis will provide tailored coverage options that are essential for addressing the unique needs of Infiniti owners but can impact how much car insurance costs per month.
This includes usage-based insurance plans, which adjust premiums based on driving behavior. These competitive pricing strategies can make insurance more affordable if you're a safe driver.
By understanding what is considered a clean driving record, you can leverage tailored options and UBI efficiency to choose the best Infiniti car insurance company.
Tailored Discounts for Infiniti Car Insurance
When insuring your Infiniti, learning how to get cheap car insurance involves identifying the right discounts that can significantly lower your costs.
Discover the top car insurance discounts ranging from multi-policy and safe driver discounts to specific incentives for hybrid vehicles and military personnel.
Getting the Best Car Insurance for Your Infiniti
Choosing the right car insurance for an Infiniti requires evaluating options that balance cost, coverage, and convenience.
For example, the ideal policy should provide coverage specifically designed for the car make and model. This ensures optimal protection and value, especially when selecting between liability and full coverage options.
You can get comprehensive Infiniti insurance policies at competitive prices by opting for usage-based insurance that calculates premiums based on driving behavior. Usage-based Infiniti insurance mostly benefits cautious drivers or those who drive sparingly.
data-media-max-width="560">Control what you pay for car insurance with Snapshot from Progressive. Personalize your rate based on your driving habits. Give us a call today to find out more. #PGRAgent pic.twitter.com/vwwBm7g57y
— Brereton Inc. Insurance (@BreretonInc) July 19, 2022
If you're a high-mileage driver, you can still save money on Infiniti car insurance by adopting smart strategies that play to your other strengths as a driver, including a high credit score and owning a home. Many insurance providers give discounts for bundling multiple policies, such as home and auto insurance, including Progressive.
Adjusting your deductible can also impact your premiums. Higher deductibles typically lower your monthly Infiniti insurance payments, but it's important to ensure the deductible is still affordable in the event of a claim.
Your insurance needs will also change over time, so regularly review your policy to ensure it still fits your requirements. This might mean adjusting coverage as your Infiniti ages or as your personal circumstances evolve.
The Final Verdict on Infiniti Car Insurance Companies
The best car insurance companies for Infinitis are Progressive, Farmers, and Geico. These top insurers offer competitive pricing and cheap UBI plans, which are crucial to consider when getting car insurance quotes online.
Infiniti owners should compare options and align coverage with their lifestyle and driving habits to secure robust protection and maximum value from their insurance.
Find the best comprehensive car insurance quotes by entering your ZIP code below into our free comparison tool today.
Frequently Asked Questions
What is the most trusted car insurance company for Infinitis?
Progressive, Farmers, and Geico are among the most trusted car insurance companies for Infinitis, offering competitive rates and comprehensive insurance coverage options.
Is insurance higher on an Infiniti?
Car insurance rates for Infinitis tend to be higher due to their status as high-performance luxury vehicles. Providers may charge more to cover the potential higher costs of repairs and replacements.
Which is the best car insurance companies for Infinitis?
Progressive is considered one of the best and cheapest car insurance companies for Infiniti car insurance, providing tailored options like usage-based insurance and comprehensive coverage tailored to high-performance vehicles.
Who has the highest car insurance rates for Infinitis?
Liberty Mutual tends to have the highest premiums for Infiniti car insurance, with full coverage costing up to $178/month.
Who typically has the cheapest car insurance for Infinitis?
Among the leading providers, Geico often offers the cheapest car insurance for Infinitis at $98/month. USAA is the cheapest insurance company for military drivers at $75/month. Find out which are the cheapest cars to insure.
What's the cheapest car insurance for full-coverage on an Infiniti?
According to the data, USAA provides the cheapest full-coverage car insurance for Infinitis, with rates as low as $124.
Which type of insurance is best for an Infiniti?
Full coverage insurance is typically best for Infinitis due to their high value and repair costs. This coverage can include collision, comprehensive, and liability insurance, ensuring thorough protection. (Learn More: Liability vs. Full Coverage)
What are the key factors insurers consider when providing car insurance for Infinitis?
Insurers consider factors such as the car's performance capabilities, repair costs, the owner’s driving history, and the potential risk associated with high-performance luxury vehicles. Usage-based insurance plans and family packages are also tailored to fit the specific needs of Infiniti owners.
What is the life expectancy of an Infiniti car?
Most Infinitis last for 200,000 miles or more with basic vehicular maintenance.
Is Infiniti considered a good car for insurance?
Yes, Infiniti car insurance rates are often more affordable than other luxury brands due to its safety features and cheaper repair costs.