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How do customers rate Wisconsin Mutual Insurance Co.?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Wisconsin Mutual Insurance Ratings, Discounts & Coverages

Wisconsin Mutual Insurance Company is based in Wisconsin and offers personal lines, farm, and commercial insurance. The company offers competitively priced comprehensive insurance products in Wisconsin and Minnesota. Founded in 1903, Wisconsin Mutual has more than 100 years of insurance experience.

Wisconsin Mutual has four car insurance programs: Standard, Premier, Educators, and Farm. The Educators program is available to those who have a Wisconsin or Minnesota teaching certificate and are employed full-time as a teacher, professor, or administrator at a school, college, or university in Wisconsin or Minnesota. It is also available to spouses of people who fit this category. The Farm program is available to those that have farm vehicles.

For homeowners insurance, Wisconsin Mutual has five programs: Standard, Country Home, Seasonal, Premier, and Premier Elite. These programs are each designed for certain types of houses to ensure you receive the unique coverage you need. The Premier and Premier Elite programs are designed for newer and high-valued homes.

Wisconsin Mutual discounts

Wisconsin Mutual car insurance discounts

  • Multi-Car: You could receive a discount on your Wisconsin Mutual car insurance policy if you insure more than one car on the same policy.
  • Auto/Home: This is a multi-policy discount offered by Wisconsin Mutual. If you insure both your home and auto with Wisconsin Mutual, you could receive this discount.
  • Youthful Safe Driver (Standard): This discount is available to policyholders who have the Standard car insurance program from Wisconsin Mutual.
  • Good Student (Educators, Premier and Farm): Educators, Premier, and Farm program policyholders can be eligible for a good student discount if they are a student or have a student on their policy that meets the discount's requirements.
  • Student-Away-At-School: This discount is available to policyholders that have a student who is attending school and will be away from their car.
  • Antique/Exhibition Car: Wisconsin Mutual car insurance customers who have an antique or exhibition car may qualify for a car insurance discount.

Wisconsin Mutual car insurance discounts only available in Minnesota:

  • Accident Prevention Course: Drivers who take a safe driving accident prevention course may qualify for a Wisconsin Mutual car insurance discount.
  • Anti-theft Protection Device Credit: If your car is equipped with anti theft devices, you may be eligible for a Wisconsin Mutual car insurance discount.

Wisconsin Mutual homeowners insurance discounts

  • New Home: Newer homes that are insured with Wisconsin Mutual homeowners insurance may be eligible for an insurance discount.
  • Auto/Home: This is a multi-policy discount offered by Wisconsin Mutual. If you insure both your home and auto with Wisconsin Mutual, you could receive this discount.
  • Fire Protection: Homes that are equipped with fire protection may be eligible for a Wisconsin Mutual homeowner insurance discount..
  • Umbrella/Home: If you have homeowners insurance and umbrella coverage with Wisconsin Mutual, you could receive a discount.
  • Seasonal Home-Credit for Duplicate Liability

What coverages does Wisconsin Mutual Insurance Co. offer?

Wisconsin Mutual add-on car insurance coverage options

Wisconsin Mutual offers additional car insurance coverages that you can add to your policy to receive extra coverage for certain things. It offers extra coverage for custom sound equipment in your car as well as the following coverages:

  • Rental reimbursement: If your car needs to be repaired, rental reimbursement coverage from Wisconsin Mutual will help cover the cost of a rental car while your car is in the repair shop.
  • Roadside assistance: Wisconsin Mutual offers emergency road service and towing. You can add this coverage to your Wisconsin Mutual car insurance policy to receive this service if you need assistance for something like a car breakdown.
  • Gap insurance coverage: Wisconsin Mutual offers car lease gap coverage. If your car is totaled, it may be worth less than what you owe on it. Gap insurance covers the leftover cost you would owe on your totaled car.

Additional coverage and products available at Wisconsin Mutual

Specialty Coverage

ATV insurance

Specialty Coverage

Business insurance

Specialty Coverage

Dwellings Under Construction Insurance

Specialty Coverage

Farm & Ranch Insurance

Specialty Coverage

Farm insurance

Specialty Coverage

Motorhome Insurance

Specialty Coverage

Snowmobile Insurance

Specialty Coverage

Trailer Insurance

What more should you know about Wisconsin Mutual?

Wisconsin Mutual partners with a number of organizations to give back to the community in the form of financial assistance, giving employees paid time off to volunteer and rewarding employees that give back to the community. Organizations include United Way of Dane County, SSM Health St. Mary's Foundation of Madison, The Red Home of Dane County, and Dane Dances.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!


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