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Geico, State Farm, and Progressive are the best car insurance companies for Buicks. Geico and State Farm are cheaper, but Progressive offers better usage-based savings.
The full list of the best and cheapest car insurance companies for Buicks are below. Geico is the best for its Prime Time senior discount program.
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 |
#1 | 25% | A++ | Senior Discounts | Geico |
 |
#2 | 20% | B | Complete Coverage | State Farm |
 |
#3 | 12% | A+ | UBI Discount | Progressive |
 |
#4 | 25% | A+ | Multi-Policies | Allstate |
 |
#5 | 10% | A++ | Military Savings | USAA |
 |
#6 | 25% | A | Add-On Coverages | Liberty Mutual |
 |
#7 | 20% | A | Group Discounts | Farmers |
 |
#8 | 20% | A+ | Safe Drivers | Nationwide |
 |
#9 | 8% | A++ | Bundling Policies | Travelers |
 |
#10 | 20% | A | Costco Members | American Family |
Our guide details the pros and cons of these companies so you can make an informed choice about your Buick insurance provider. When you are ready to shop for the best Buick insurance, use our free quote tool to compare rates.
What You Should Know
- Geico is the best car insurance company for Buicks
- State Farm and Progressive are also top Buick companies
- All Buick drivers must carry state minimum insurance
#1 – Geico: Top Pick Overall
Pros
- Senior Discounts: Senior drivers can get affordable Buick rates at Geico.
- Bundling Discount: Geico renters insurance or home insurance can be bundled with Buick insurance.
- Online Convenience: Buick policies can be managed through Geico’s app or website.
Cons
- Lack of Buick Agents Available Locally: Services at Geico are remote, rather than in-person.
- Missing Buick Gap Coverage: New Buicks won't be able to get extra gap protection at Geico.
#2 – State Farm: Best for Complete Coverage
Pros
- Complete Coverage: Buick owners can get complete coverage for their vehicle at State Farm.
- Local Buick Agents: Local support for Buick customers is available in most areas. Read our review of State Farm to learn more about customer services.
- Buick Discount Options: There are numerous saving options for Buick customers.
Cons
- Limited Online Management: Agents handle most aspects of Buick policies.
- A.M. Best Rating: The rating for State Farm’s finances isn’t great compared to other Buick companies.
#3 – Progressive: Best for UBI Discount
Pros
- UBI Discount: Buick owners can join Snapshot for a UBI discount.
- Buick Budgeting Tool: Adjust coverages and deductibles using the free Name Your Price tool.
- Loyalty Program: Repeat Buick customers can save by joining the loyalty program for rewards and other perks.
Cons
- Snapshot Buick Rate Changes: Low customer scores could make Buick insurance rates worse.
- Buick Customer Reviews: See how the varying reviews show room for customer service improvement in our Progressive review.
#4 – Allstate: Best for Multi-Policies
Pros
- Multi-Policies: Allstate has numerous other types of insurance besides Buick insurance, which you can read about in our Allstate review.
- Pay-Per-Mile Rates: Some Buick owners may be able to save even more by joining Milewise.
- Coverage Variety: Buick customers can pay extra on their policy to include optional coverages like breakdown assistance.
Cons
- Buick Claim Reviews: Claims processing is rated poorly by customers despite a claims satisfaction guarantee from Allstate.
- Teen Driver Buick Rates: Allstate’s rates for teens insuring Buicks are higher than at other companies.
#5 – USAA: Best for Military Savings
Pros
- Military Savings: USAA is one of the most affordable Buick companies for military and veteran drivers.
- Buick Customer Service: Satisfied customer have left great ratings for USAA. Read more in USAA review.
- Buick Coverage Options: Roadside assistance and more can be bought for Buick vehicles.
Cons
- Eligibility Restrictions: Only military and veteran drivers can buy Buick coverage.
- Buick Services Are Remote: Buick customers are served remotely, rather than with local agents.
#6 – Liberty Mutual: Best for Add-On Coverages
Pros
- Add-On Coverages: Liberty Mutual has better car replacement and more for Buicks.
- Accident Forgiveness: Buick customers could have their first accident forgotten.
- 24/7 Buick Claims: Damaged your Buick in the middle of the night? You can immediately file a claim online or over the phone.
Cons
- Buick Customer Reviews: Satisfaction could be improved, which you’ll learn about in our Liberty Mutual review.
- Buick Rates for Bad Drivers: Other Buick companies will likely be cheaper than Liberty Mutual for high-risk drivers.
#7 – Farmers: Best for Group Discounts
Pros
- Group Discounts: Insuring more than one driver or vehicle at Farmers can pay off with discounts.
- Buick Coverage Options: Farmers has extras available for Buick customers to purchase.
- Local Agent Buick Support: Farmers has local agents in most areas for Buick drivers.
Cons
- Buick Claim Reviews: Satisfaction could be better, as you can see in our Farmers review.
- Must Buy Accident Forgiveness: Buick customers have to pay to add this perk to their Buick policy.
#8 – Nationwide: Best for Accident Forgiveness
Pros
- Accident Forgiveness: First accidents in your Buick could be forgotten.
- Buick Vanishing Deductibles: The company also reduces deductibles on Buick policies for safe drivers.
- Pay-Per-Mile Insurance: Do you rarely drive your Buick? SmartMiles charges by the mile and can save low-mileage drivers a ton on Buick insurance.
Cons
- Few Local Buick Agents: Support for Buick customers is typically offered remotely.
- Buick ustomer Service: Services could be improved. Learn more by checking out our Nationwide insurance review.
#9 – Travelers: Best for Bundling Policies
Pros
- Bundling Policies: Learn what other coverages you can bundle with Buick auto insurance in our Travelers review.
- IntelliDrive Program: Drivers can join to potentially earn discounts on Buick coverages.
- Buick Coverage Variety: Buick policies can have extras like rental reimbursement added.
Cons
- IntelliDrive Buick Rate Changes: Poor performances in the program could raise Buick rates.
- Buick Customer Reviews: Check out our Travelers review to see how ratings could improve for customer service.
#10 – American Family: Best for Costco Members
Pros
- Costco Members: Costco members can purchase American Family Buick insurance through Costco for cheaper rates.
- Loyalty Rewards: Repeat Buick customers can join the company’s rewards program for discounts.
- Buick Coverage Options: Add-ons like rental reimbursement coverage can be purchased for Buicks.
Cons
- Online Buick Management Tools: Local agents mean American Family’s online tools could be less comprehensive.
- Bad Driver Buick Rates: American Family Buick rates may be less competitive compared to other Buick companies for poor drivers. Read our American Family review to learn more.
Best Buick Car Insurance Companies Rates and Discounts
All Buick owners must carry their state's required minimum coverages, which often includes at least liability insurance, though drivers can opt for full coverage (Learn More: Liability vs. Full Coverage).
The table below shows average rates for minimum coverage and full coverage at the best Buick companies.
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $64 | $158 |
| American Family | $55 | $135 |
| Farmers | $60 | $150 |
| Geico | $50 | $125 |
| Liberty Mutual | $67 | $165 |
| Nationwide | $58 | $140 |
| Progressive | $59 | $145 |
| State Farm | $52 | $130 |
| Travelers | $62 | $155 |
| USAA | $46 | $115 |
Full coverage is worth the extra cost for most drivers. Drivers can also apply for discounts at the best companies to save on full coverage policies for Buicks.
Bundling or multi-policy discounts will be top savers for Buick car insurance policies, as discount amounts are often 10% and up.
Bundling discounts also make policy management simpler, as all of a customer's policies will be at one provider. Good driver discounts are also another simple way to save, as good drivers will earn rewards based on their driving behaviors.
Drivers can also adjust their deductibles to save on their policies or shop around for quotes to make sure they are getting the best deal on Buick auto insurance.
Finding the Best Buick Car Insurance Company for You
Geico, State Farm, and Progressive have the best Buick car insurance policies for most drivers. If you are ready to buy Buick car insurance, we recommend starting by comparing quotes at the best companies (Read More: How to Buy Car Insurance).
Enter your ZIP in our free quote tool to find the best Buick car insurance rates today.
Frequently Asked Questions
What brand does Buick fall under?
Buick is owned by General Motors.
Are Buicks more expensive to insure?
Buicks are more expensive to insure because Buick is a premium brand.
Is Buick premium or luxury?
Buick is more of a premium brand than a luxury brand, as Buicks are more affordable than other luxury cars (Read More: Car Make and Model: How does it affect your car insurance rates?).
Is a Buick high maintenance?
A Buick ranks about average for maintenance, so it isn't high maintenance for most owners.
Which Buick model is the most reliable?
Models like the Envision and Encore are considered some of the most reliable Buick models.
How many miles will a Buick last?
Buicks last around 200,000 miles and will last longer the less you drive. Buick drivers with low annual mileages should check out the best low-mileage car insurance companies.
Who is better, Geico or Progressive?
Geico has cheaper Buick insurance rates, but Progressive is also a great choice for usage-based discounts if you don't drive your Buick often.
Who is known for the cheapest car insurance?
USAA, Geico, and State Farm have the cheapest minimum rates for Buick vehicles. Compare rates now with our free quote tool to find the cheapest Buick insurance for you.
What is the best car insurance?
Full coverage is the best car insurance for most Buick customers, as it includes collision and comprehensive coverage.
Is owning a Buick expensive?
A Buick's maintenance costs and ownership costs are about average.