Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.
by Ryan Baillargeon on Nov 27, 2017
Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.
by Jen Phillips on Nov 20, 2017
Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.
by Ryan Baillargeon on Nov 13, 2017
Tracking devices, such as the Progressive Snapshot, monitor a driver's habits for a chance at a car insurance discount. See how they work.
by Ryan Baillargeon on Nov 06, 2017
Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.
by Jen Phillips on Oct 23, 2017
Most home insurance policies cover wildfires. If you live in a state where wildfires are more common, your premium will most likely reflect the increased risk.
by Jen Phillips on Oct 18, 2017
The best way to keep your home and family safe is to follow these steps to prevent a fire and to practice what to do in case there is a fire.
by Jen Phillips on Oct 09, 2017
Clearsurance raises $4 million for insurance reviews and ratings website with a mission to help people make smarter insurance decisions.
by Clearsurance Staff on Oct 04, 2017
From car insurance to homeowners insurance, from life insurance to Medicare, here's a run down of the types of insurance you may need by your stage in life.
by Alison Tobin on Oct 02, 2017
If you're hit by an at-fault driver who doesn't have liability insurance, uninsured motorist coverage will pay for the damages, up to your policy’s limits.
by Jen Phillips on Sep 25, 2017
Some insurers will total a vehicle if the damage is at or above 51%. Read these five tips to negotiate the best settlement for your totaled car.
by Andrea Keyo on Sep 18, 2017
Check out these nine simple steps you can take to start improving the safety of your home and ultimately avoid a costly homeowners insurance claim.
by Jen Phillips on Aug 23, 2017
Some homeowners policies require that work be done to code by licensed contractors — if it isn’t, your insurance policy might be voided. Make sure you understand what your policy coverage limits are for theft of personal property, and if there are any exclusions.
by Jen Phillips on Aug 14, 2017
If you live on a golf course, you should take a close look at your homeowners insurance coverage. The risk golf ball damage will be higher than average .
by Jen Phillips on Aug 07, 2017
While Uber does provide auto insurance for its drivers, there is a gap in the policy. Because of this, Uber drivers should consider investing in a ride sharing policy.
by Ryan Baillargeon on Aug 02, 2017
It's not just your claims history or location that impacts your car insurance and homeowners insurance rate. A bad credit score could mean a higher premium. Only three states don't use credit score to assist in determining a homeowners and car insurance premium.
by Jen Phillips on Jul 19, 2017
Depending on your homeowners insurance deductible and the cost of replacing the window, it may not be advisable to make a claim.
by Jen Phillips on Jul 17, 2017
Most car insurance companies don't extend coverage to rental cars overseas, but many credit card companies do. Here's some tips if you're renting a car abroad.
by Jen Phillips on Jul 12, 2017