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Living on a golf course? How is your homeowners insurance affected?

If you live on a golf course, you should take a close look at your homeowners insurance coverage. The risk golf ball damage will be higher than average .

by  Jen Phillips on Aug 07, 2017

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Do I need different car insurance as an Uber driver?

While Uber does provide auto insurance for its drivers, there is a gap in the policy. Because of this, Uber drivers should consider investing in a ride sharing policy.

by  Ryan Baillargeon on Aug 02, 2017

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Why isn’t my claim covered by my homeowners insurance policy?

Do you have water damage to your home? Have termites invaded your house? Insurance companies may not fill the claim if they find the issue was a result of negligence.

by  Jen Phillips on Jul 26, 2017

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How does my credit score affect my insurance premium?

It's not just your claims history or location that impacts your car insurance and homeowners insurance rate. A bad credit score could mean a higher premium. Only three states don't use credit score to assist in determining a homeowners and car insurance premium.

by  Jen Phillips on Jul 19, 2017

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A ball went threw my window: will my homeowners insurance cover it?

Depending on your homeowners insurance deductible and the cost of replacing the window, it may not be advisable to make a claim.

by  Jen Phillips on Jul 17, 2017

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3 Insurance tips when renting a car overseas

Most car insurance companies don't extend coverage to rental cars overseas, but many credit card companies do. Here's some tips if you're renting a car abroad.

by  Jen Phillips on Jul 12, 2017

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Esurance Co-Founder and former Senior Executive Chuck Wallace joins Clearsurance Board of Directors

Esurance co-founder Chuck Wallace joins Clearsurance Board of Directors. "We are excited to have Chuck join us as he brings a unique skillset to our board," said Michael Crowe.

by  Stacy Varney on Jul 12, 2017

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If someone borrows your car, does car insurance cover you?

If you let your friend borrow your car, and they cause an accident, your car insurance will be primarily liable.

by  Jen Phillips on Jul 10, 2017

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Top 4 ways your insurance policies cover your vacation

Many auto and homeowners insurance policies may protect you while you are on vacation. Check out these top 4 ways your insurance company protects you!

by  Jen Phillips on Jul 10, 2017

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How does renting my home affect my homeowners insurance?

Planning to make extra money while you're away by renting your home on Airbnb? You probably need additional insurance beyond your current homeowners insurance policy.

by  Jen Phillips on Jul 10, 2017

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Survey: Do Insurance Reviews Change Buying Behaviors?

Insurance reviews make a difference in consumers’ buying behavior for a wide range of reasons and many report trusting them as much as personal recommendations.

by  Todd Kozikowski on Jun 14, 2017

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Clearsurance survey finds that 50% of consumers would buy insurance online

While many consumers still want to buy insurance through an agent, findings showed nearly 75% of consumers would trust independent online insurance reviews.

by  Stacy Varney on Jun 14, 2017

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Should I buy rental car insurance?

Generally speaking, if you are driving a rental car for personal use, not commercial use, your own car insurance policy should transfer to the rental car if the rental car is of similar value to your personal car.

by  Andrea Keyo on Jun 06, 2017

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Tips for tornado season: avoid a homeowners insurance claim

Do you live in a tornado-prone area? Understand what that means for you and learn about tips to prepare your home to avoid homeowners insurance claims.

by  Jen Phillips on May 31, 2017

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Does your homeowners insurance policy cover your swimming pool?

Whether you have an above-ground pool or an in-ground pool could determine if you need to purchase additional insurance coverage.

by  Jen Phillips on May 29, 2017

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When is homeowners insurance not enough? Do I need umbrella insurance?

The most basic way to describe umbrella coverage is that it is extra liability coverage. If there are damages involved in an accident — either at your home, or in a vehicle — that exceed the limits of your policy, you are responsible for them out of pocket without umbrella insurance.

by  Jen Phillips on May 26, 2017

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What do I need to know about purchasing flood insurance?

Many homeowners are surprised to learn that standard homeowners insurance policies do not cover flooding. Water damage caused by failures inside of the house — for example a pipe suddenly failing, or a malfunctioning water line that damages the house — are different.

by  Jen Phillips on May 24, 2017

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Insurance coverage for water recreation

Do you have adequate insurance coverage for your water recreation toys, such as a boat or a jet ski? Depending on what type of boat you have, you'll likely need to buy additional coverage beyond your standard homeowners insurance policy.

by  Jen Phillips on May 22, 2017

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