What You Should Know
- SafeAuto Roadside Assistance offers coverage for flat tires, jump starts, towing, and much more
- Prices for a roadside assistance plan with SafeAuto vary based on the degree of coverage you purchase
- SafeAuto only allows clients to purchase a roadside assistance plan if they have an existing car insurance policy with the company
If you've ever been stranded in the middle of nowhere after your car broke down or stopped in heavy traffic from a flat tire, you understand the importance of something like roadside assistance.
There are plenty of companies that offer roadside assistance plans to their customers. Some roadside assistance options are robust with many bells and whistles, but how can you know which companies offer the best roadside assistance plans?
SafeAuto offers a roadside assistance plan which includes many things a driver might need when they're out on the road. Depending on where you live, you may find that a roadside assistance plan with SafeAuto would work well for you and your family members.
What is SafeAuto?
SafeAuto is an insurance company offering car, home, and health insurance coverages. SafeAuto is a popular insurance name in the U.S., and the company operates in several different states.
Though SafeAuto is known for its car insurance policies, additional insurance coverage options with SafeAuto include:
- Motorcycle
- Boat
- RV
- SR-22
- Homeowners
- Renters
- Business
- Health
- Supplemental
- Dental
- Life
With many insurance products on the market, SafeAuto appeals to various people. While the company focuses largely on its insurance products, it also has a roadside assistance option for its clients.
What is included in SafeAuto's roadside assistance plan?
SafeAuto offers many different roadside services. Some of the coverages in SafeAuto's roadside assistance plan include:
- Towing
- Winching
- Jump starts
- Flat tires
- Lockouts
- Fluid delivery
- Minor mechanical first aid
- Information hotline
All of the services listed above could be helpful, depending on your situation. For example, if you are on a stretch of road and run out of gas, it could provide significant peace of mind to know your SafeAuto roadside assistance plan would allow someone to bring fuel to you.
Unfortunately, individuals cannot purchase a standalone roadside assistance policy with SafeAuto. Instead, you are potentially eligible for a roadside assistance plan if you have one or more vehicles insured by the company.
Additionally, while SafeAuto includes towing as one of its roadside assistance features, the company website also says that towing and labor services are separate.
What car insurance types does SafeAuto offer?
On the SafeAuto website, the company mentions that it offers the following coverage options to potential clients:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- SR-22 insurance
- Cheap car insurance
If you are looking to meet your state's minimum coverage limit, SafeAuto has insurance plans that allow you to drive legally in your state. By adding collision and comprehensive coverages to your policy, you would have a full coverage car insurance policy.
For some people, full coverage car insurance is a requirement. For example, if you purchased or leased a vehicle and have a lienholder, a SafeAuto liability plan won't be enough coverage. Your SafeAuto lienholder will require that you include collision and comprehensive.
SafeAuto may offer additional coverages, such as GAP or underinsured/uninsured motorist, but the website does clarify. If you are interested in learning more about a car insurance policy with SafeAuto, you can get a quote on the company website or reach out to a SafeAuto representative.
Does SafeAuto offer any discounts on coverage?
SafeAuto mentions on its website that it offers discounts for safe drivers. The company may provide additional discounts to its policyholders, but there is no specification based on its online information.
Additionally, while SafeAuto offers discounts for safe drivers, it is unclear how significant these discounts are. If you are searching for cheap car insurance, your best bet is to compare car insurance rates with multiple companies.
If you believe you are eligible for specific discounts with SafeAuto or any insurance company, you can call and speak to an agent to see whether they could apply a discount to your policy.
How much is car insurance with SafeAuto?
Car insurance rates with any company — including SafeAuto — will vary based on numerous factors. Your age, driving history, and coverage type will significantly impact your rates.
SafeAuto charges its clients about $290 per month for car insurance policies. Georgia has the cheapest state average for car insurance, with SafeAuto at $120 per month, while Louisiana residents pay an average of nearly $450 per month.
If you need cheap car insurance, it is always good to compare quotes from multiple companies online to learn which companies offer the best rates in your area.
Does SafeAuto have an app?
SafeAuto Insurance offers its policyholders an app to use when necessary. Using the app, policyholders can access the SafeAuto customer service menu that allows them to file a claim, review the status of a claim, and read the intricacies of their specific policy.
Individuals who would prefer to speak to someone about filing a claim can call the SafeAuto claims phone number to talk to a representative. Similarly, anyone who needs help on the road can call the Safe Auto roadside assistance phone number.
Does SafeAuto have good reviews?
SafeAuto Insurance Company has an A+ rating with the Better Business Bureau. The company does have its fair share of customer complaints online, but that's typical with an insurance company that offers such a vast array of insurance products.
Before you choose whether SafeAuto is suitable for you, it's good to shop online for coverage from multiple companies to help you find the coverage you need at the most affordable price.