The Cincinnati Insurance Company, operating since 1950, is based out of Fairfield, Ohio. Cincinnati Insurance sells auto, home, and business insurance products through a group of independent insurance agencies in 39 states. The Cincinnati Life Insurance Company subsidiary actively markets life and disability income insurance and annuities in all states except New York.
How do customers rate Cincinnati Insurance Company?
What auto discounts does Cincinnati Insurance offer?
- Have few or no accidents over a certain period of time, meaning that you didn't file a claim
- Insuring both your home and auto with Cincinnati Insurance
- Choose $500 or higher deductibles for each of your homeowner, collision, and comprehensive coverages; raising the deductible you'll pay when you need to make a claim makes a policyholder more attractive to an agency.
- Students who maintain a “B” average or above could receive a discount
- Own or lease multiple vehicles insured on the same auto policy
- Own one car and have regular use of another vehicle that you do not own, and both are insured with Cincinnati Insurance
What homeowners discounts does Cincinnati Insurance offer?
- Insuring both your home and auto with Cincinnati Insurance
- Own a newer home
- Increase your deductible
- Install a home alarm monitored by a central station
- Report fewer or no claims
What coverages does Cincinnati Insurance Company offer?
What coverages does Cincinnati Insurance Company offer?
If you're looking for additional coverage beyond what a standard auto or homeowners insurance policy from Cincinnati Insurance offers, the company has a number of coverage enhancements available. Below is more information on how you can add on to your Cincinnati Insurance coverage.
What additional Cincinnati car insurance coverage options are available?
If you want to receive extended car insurance coverage, Cincinnati offers some extra coverages that you can add to your Cincinnati car insurance policy.
Gap Insurance: Cincinnati offers gap insurance coverage that you can add to your Cincinnati car insurance policy. If your car is totaled in a covered incident, gap coverage helps pay for the difference between what your car is worth and what you owe on your lease or loan agreement.
Antique or collector car insurance: Cincinnati Insurance offers Exhibition Auto insurance policies designed for people who take their antique or collector car to parades and car shows.
What additional Cincinnati homeowners insurance coverage options are available?
Cincinnati Insurance offers an Executive Homeowner Plus endorsement for homeowners insurance policies. With this endorsement, homeowners can add or increase coverages for replacement cost on personal property, repair or replacement of damaged trees or other plants, tree and debris removal, increased cost to build or repair your home, loss from credit card theft, lost or stolen valuable items like jewelry and coverage for freezer contents after a power outage or mechanical breakdown. Cincinnati also offers Limited Water Damage Coverage with maximum coverage of $100,000 per occurrence.
In addition to those two endorsement options, Cincinnati also offers other coverages that you can add to your Cincinnati homeowners insurance policy such as earthquake, golf cart or identity theft coverage.
Below is a list of other insurance products you can purchase from Cincinnati Insurance.
Classic car insurance
Golf cart insurance
What should you know about Cincinnati Insurance?
You can learn more about coverage options, pay bills, access policy information, file a claim, and more by visiting the Cincinnati Insurance website.
What states does Cincinnati Insurance Company do business in?
Cincinnati Insurance Company sells car insurance in 41 states and Washington, D.C. and homeowners and renters insurance in 44 states and Washington, D.C.. See the state Cincinnati Insurance Company sells in below and click the link to see how Cincinnati Insurance Company compares to the other top companies in that state.
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
District Of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
States Cincinnati Insurance Company ranks in top 10 for car insurance
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