How do customers rate Cincinnati Insurance Company?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Cincinnati Insurance Ratings, Discounts and Coverages

The Cincinnati Insurance Company, operating since 1950, is based out of Fairfield, Ohio. Cincinnati Insurance sells auto, home and business insurance products through a group of independent insurance agencies in 39 states. The Cincinnati Life Insurance Company subsidiary actively markets life and disability income insurance and annuities in all states except New York.

What auto discounts does Cincinnati Insurance offer?

  • Have few or no accidents over a certain period of time
  • Insuring both your home and auto with Cincinnati Insurance
  • Choose $500 or higher deductibles for each of your homeowner, collision and comprehensive coverages
  • Students who maintain a “B” average or above could receive a discount
  • Own or lease multiple vehicles insured on the same auto policy
  • Own one car and have regular use of another vehicle that you do not own, and both are insured with Cincinnati Insurance

What homeowners discounts does Cincinnati Insurance offer?

  • Insuring both your home and auto with Cincinnati Insurance
  • Own a newer home
  • Increase your deductible
  • Install a home alarm monitored by a central station
  • Report fewer or no claims

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What coverages does Cincinnati Insurance Company offer?

If you’re looking for additional coverage beyond what a standard auto or homeowners insurance policy from Cincinnati Insurance offers, the company has a number of coverage enhancements available. Below is more information on how you can add on to your Cincinnati Insurance coverage.

Cincinnati car insurance additional coverage options

If you want to receive extended car insurance coverage, Cininnati offers some extra coverages that you can add to your Cincinnati car insurance policy.

Gap Insurance: Cincinnati offers gap insurance coverage that you can add to your Cincinnati car insurance policy. If your car is totalled in a covered incident, gap coverage helps pay for the difference between what your car is worth and what you owe on your lease or loan agreement.

Antique or collector car insurance: Cincinnati Insurance offers Exhibition Auto insurance policies designed for people who take their antique or collector car to parades and car shows.

Cincinnati homeowners insurance additional coverage options

Cincinnati Insurance offers an Executive Homeowner Plus endorsement for homeowners insurance policies. With this endorsement, homeowners can add or increase coverages for replacement cost on personal property, repair or replacement of damaged trees or other plants, tree and debris removal, increased cost to build or repair your home, loss from credit card theft, lost or stolen valuable items like jewelry and coverage for freezer contents after a power outage or mechanical breakdown. Cincinnati also offers Limited Water Damage Coverage with maximum coverage of $100,000 per occurrence.

In addition to those two endorsement options, Cincinnati also offers other coverages that you can add to your Cincinnati homeowners insurance policy such as earthquake, golf cart or identity theft coverage.

Below is a list of other insurance products you can purchase from Cincinnati Insurance.

More about Cincinnati Insurance

You can learn more about coverage options, pay bills, access policy information and more by visiting the Cincinnati Insurance website.

What states does Cincinnati Insurance Company do business in?

Cincinnati Insurance Company sells car insurance in 41 states and Washington, D.C. and homeowners and renters insurance in 44 states and Washington, D.C.. See the state Cincinnati Insurance Company sells in below and click the link to see how Cincinnati Insurance Company compares to the other top companies in that state.

A man and a female driving a convertible car, Cincinnati insurance company