Grinnell Mutual ratings and coverages

What Kind of Auto Insurance Discounts Does Grinnell Mutual Offer?

If you're shopping for an auto policy with Grinnell, you may get more competitive rates based on your driving record, credit score, and more. Before you finalize your policy, Grinnell offers a few discount options. These are not available in all states. So check with your insurance agent regarding Grinnell Mutual Group or answer questions online to get the most accurate rates.

• Small At-Fault Accident Forgiveness: Grinnell Mutual customers with at-fault accidents less than $5,000 are not charged
• Waived Deductible: Grinnell Mutual will waive your deductible if your accident involves another Grinnell Mutual policyholder or an affiliated mutual company policyholder
• Minor Violation Forgiveness: Grinnell Mutual customers who have had only one minor violation within the past three years will not be charged for a small infraction
• Paid in Full Discount: Paying your car insurance or farm truck insurance premiums up could qualify you for a discount
• Claim-Free Discount: Drivers who have maintained a clean driving record may qualify for savings

What Other Discounts Does Grinnell Mutual Group Offer?

Grinnell Mutual Group offers other less common discounts on auto insurance. A few include:

• Anniversary Discount
• Anti-Theft Discount
• Multi-Policy Discount
• Excess Vehicles Discount
• Good Student Discount
• Motor Homes Limited Use Discount
• Multi-Car Discount
• Passive Restraint/Airbags Discount
• Defensive Driver Discount

Need to submit a claim with Grinnell Mutual?

You can Call 877-467-2252, Email claims@grinnellmutual.com or submit a claim online. For more information visit Grinnell Mutual's claims page.

What Else Should You Know about Grinnell Mutual?

Grinnell Mutual's Mile Marker Auto Loyalty Program provides small at-fault accident forgiveness, waived deductible, minor violation forgiveness, and celebrated milestones for each year you are with Grinnell Mutual.

Grinnell Mutual sells a selection of Commercial policies, including Farm Owners insurance, Business insurance and Reinsurance in the Midwest. It is not available in all states, and the exact policies and discounts may differ between states.

Visit the Grinnell Mutual website to learn more about the products it offers, view insurance ID documents, make a payment, file a claim, manage accounts and more.

Grinnell Mutual Awards & Accolades

• Top Workplace since 2011
• "A" rating, A.M. Best since 1976
• Wards Top 50 since 2016
• America’s Best Employers by State in 2019
• Vault Top 50 Internship since 2018
• Insurance Journal Super Regional Property/Casualty Insurer since 2019