Best Car Insurance Companies That Don't Ask For Your SSN (2022)


There are not many car insurance companies that don't ask for your SSN as this unique number is used to check your credit history. However, some companies do offer car insurance if you don’t have an SSN, though you might have to pay more by not providing an SSN.

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UPDATED: 2022-01-19T15:24:22.879Z
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What You Should Know

  • Some car insurance companies will sell you coverage without an SSN
  • The best way to find out what documents companies need is to shop around and compare quotes
  • If a company does sell you insurance, it may be a non-standard insurance policy, which is more expensive than normal

Buying insurance from car insurance companies that don't ask for your SSN can be difficult if you don’t have all the facts. Especially when it comes to car insurance for undocumented immigrants, getting coverage comes with lots of potential pitfalls you should know.

You may be questioning why do I have to give my Social Security number for car insurance anyway? Is it safe? This guide will help you answer all your burning questions and find the best car insurance for you.

You can also find affordable car insurance companies that don't ask for an SSN near you by using our free tool. Simply enter your ZIP code to buy car insurance from companies that don't ask for an SSN now.

Where can I get car insurance without a Social Security number?

While it is possible to get car insurance without an SSN, getting insured will depend on where you live and the insurance company you choose. The best way to find a car insurance company that does not ask for a Social Security number is to shop around.

Here are some large insurance companies that will insure undocumented immigrants and others without an SSN.

  • Alliance United
  • Allstate
  • Bristol West (A Farmers Group affiliate)
  • Infinity Insurance (A Kemper Direct affiliate)
  • Progressive
  • SafeAuto

It’s possible you'll have to purchase non-standard insurance. This class of insurance is for people the insurance company considers high-risk. Being an undocumented immigrant without an SSN can put you in this category.

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Why is the insurance company asking for a Social Security number?

An insurance company will usually want to check a driver’s credit history and even check if they have a criminal record. The Social Security number helps track applicants.

Even if you find an insurance company that does not ask for an SSN, another obstacle to undocumented immigrants is that all insurance companies ask for a driver’s license.

Luckily, it’s possible in 15 states and Washington, D.C., for undocumented drivers to get a license. The states where you can be licensed are California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maryland, New Mexico, Nevada, New York, New Jersey, Oregon, Utah, Vermont, Virginia, and Washington.

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Can I drive with no car insurance if I’m undocumented?

No matter what state you live in, the penalty for driving without insurance is serious.

You would also be left unprotected and in financial difficulties if you cause injury to a person or someone’s property. In the worst-case scenario, if you are undocumented and are caught driving with no insurance, you could be deported.

Car Insurance Companies That Don't Ask For SSN: The Bottom Line

Hopefully, this guide will have helped you understand that although car insurance companies that do ask for SSN are the norm, there are exceptions.

Comparing quotes from a few insurance companies is the best way to find one that will accept you. Enter your ZIP code into our free tool to find car insurance from a company that doesn’t ask for an SSN right now.

Save Money by Comparing Insurance Quotes

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ZIP Code must be filled out!

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Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption