Arbella Insurance Group ratings and coverages

How much does Arbella homeowners insurance cost?

Different areas of the United States have different risks. Massachusetts experiences severe snowstorms and the coastal portion of the state is sometimes affected by hurricanes. While your location and risk of natural disasters affect your homeowners insurance rates, there are many other factors that also contribute, including the location of your home, your home's condition and age, the size and type of home, the crime rate in your area, your claim history and your credit score. In the graph below, you can see the average cost of Arbella homeowners insurance compared to the average cost of homeowners insurance in Massachusetts, one of the two states they sell homeowners policies in. The graph is split into two categories: a home worth $200,000 and a home worth $400,000.

The average Arbella homeowners insurance rates for both the $200K home and $400K home are lower than the average homeowners policy in Massachusetts. Please note that these are average homeowners insurance rates based on specific profiles and your quote could be higher or lower based on your unique characteristics that affect homeowners insurance rates.

What discounts does Arbella Insurance offer?

Below are insurance discounts to help customers save money on their policy and lower their payments. Please note that discounts vary by state.

• New Customer Discount: New customers could save up to 12 percent on car insurance for joining Arbella
• Good Student Discount: Arbella recognizes and rewards full-time students, with less than six years of driving experience, who maintain a “B” average or higher with a discount of up to 5 percent
• Deployed on Active Military Duty: Arbella policyholders can receive up to a 10 percent discount on their auto insurance when they are deployed on duty more than 100 miles away from where their car is garaged
• Pay your Premium in Full: Policyholders can save 3 percent when they pay their Arbella premiums in full
• Account Credit: Customers could save up to 10 percent off their premium when they have other personal insurance with Arbella or a qualifying company
• Energy-Saving Hybrids or Electrics: If you have a hybrid or electric vehicle, you could save up to 10 percent
• Auto Loyalty Discount: Policyholders receive an additional one percent discount per year for renewing their auto insurance policy with Arbella
• Anti-Theft Devices: Arbella customers can save up to 36 percent when driving vehicles equipped with anti-theft devices
• Drive Less, Pay Less: Driving less than 10,000 miles a year qualifies customers for Arbella's Annual Mileage Discount
• Student Away Discount: Arbella customers earn a 10 percent discount when a driver with less than six years of driving experience resides at school more than 100 miles away from where the car is garaged
• Driver Simulation Training: Arbella customers can save up to 7 percent when they successfully complete an approved safety training program
• Advanced Driver Training: New and inexperienced drivers who successfully complete the Basic Driver Training Course and an additional, approved advanced driver training program are eligible for a 5 percent discount with Arbella
• Motorcycle Training: Arbella customers who complete an approved motorcycle rider training program are eligible for a 10 percent discount
• Experienced Motorcycle Operator: Experienced motorcycle riders over the age of 65 may be eligible for a discount of up to 25 percent
• Auto Rewards: Customers who insure a home and car with Arbella can save up to 25 percent on their home, condo or renters insurance
• Renew and Save: Customers are eligible for a 3 percent discount off their condo or renters insurance every year their policy is renewed. This discount increases by an additional five percent when customers bundle home, renters, or condo insurance with their Arbella - Car Insurance
• New Home Credit: Homes less than 10 years old are eligible for a discount of up to 20 percent
• New Condo Policy Credit: Customers could receive a 7 percent discount by owning a new condo
• MAHA Workshop Savings: First-time homebuyers who attend a Massachusetts Affordable Housing Alliance Workshop could earn up to a 10 percent discount on their home insurance policy for two years
• Rental Property: Arbella customers could save up to 10 percent on their rental property premium when they also carry Arbella auto insurance
• Protective Devices: Homes insured by Arbella and equipped with protective devices such as burglar alarms, smoke detectors, fire alarms, or automatic sprinklers could qualify customers for a discount
• Multi-Car Family Discount: Inexperienced drivers with their own Arbella policy and reside in the same household as a parent of guardian are able to lower their premiums by five percent
• Multi-Car Individual/Spouse Discount: Insuring more than one car on the same Arbella policy could save policyholders 5 percent
• Residence Safety Package: Customers can save up to three percent by owning a home equipped with smoke detectors, deadlocks and fire extinguishers

What else is there to know about Arbella?

Customers can download the Arbella Wheel Focused mobile app in order to test their safe driving skills. With the app, drivers compete with themselves and friends to see how their driving habits rank up against others. Arbella Wheel Focused will also give personalized feedback to drivers to improve their driving skills.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!