Installing a home security system not only increases the safety of your house, but it also often qualifies you for a discount on your homeowners insurance. Here's what you need to know about home security systems and how it affects your homeowers insurance.
by Daniel S. Young on Jan 31, 2018
Buying motorcycle insurance is crucial to protecting your favorite two-wheel ride. From liability coverage to collision and comprehensive, here’s a guide to understanding what motorcycle insurance covers and what coverage options you have.
by Ryan Baillargeon on Jan 29, 2018
Staying loyal to an insurance company does not necessarily reward you. I became a customer of a large insurance company with captive agents, but after ten years, I learned that my loyalty did not result in discounts and better prices. Learn from my experience and avoid paying higher insurance rates.
by Stacy Varney on Jan 25, 2018
More than half a million drivers use their smartphones while driving on a daily basis. View distracted driving statistics here.
by Daniel S. Young on Jan 18, 2018
Cold winters combined with snow can be menacing for homeowners’ roofs. When ice forms on the ridges of a roof, it can trap the melting snow behind it creating an ice dam and lead to water damage. Proper insulation, ventilation and closing air leaks can keep your attic and roof cool and keep you claim free this winter.
by Ryan Baillargeon on Jan 08, 2018
If you're involved in a car crash, check your insurance policy; some insurers may cover some or all of the cost of replacing a car seat in the event of a crash. Parents should also be aware that car seats do expire.
by Daniel S. Young on Dec 18, 2017
Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.
by Marcy Updike on Dec 13, 2017
A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.
by Ryan Baillargeon on Dec 04, 2017
Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.
by Ryan Baillargeon on Nov 27, 2017
Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.
by Daniel S. Young on Nov 20, 2017
Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.
by Ryan Baillargeon on Nov 13, 2017
Tracking devices, such as the Progressive Snapshot, monitor a driver's habits for a chance at a car insurance discount. See how they work.
by Ryan Baillargeon on Nov 06, 2017
Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.
by Daniel S. Young on Oct 23, 2017
Does home insurance cover wildfires? Wildfires cost $5.5B in 2024, but most policies have wildfire insurance unless you're in a high-risk fire area. Learn more.
by Deborah Goldberg on Oct 18, 2017
The best way to keep your home and family safe is to follow these steps to prevent a fire and to practice what to do in case there is a fire.
by Daniel S. Young on Oct 09, 2017
Clearsurance raises $4 million for insurance reviews and ratings website with a mission to help people make smarter insurance decisions.
by Clearsurance Staff on Oct 04, 2017
From car insurance to homeowners insurance, from life insurance to Medicare, here's a run down of the types of insurance you may need by your stage in life.
by Alison Tobin on Oct 02, 2017
If you're hit by an at-fault driver who doesn't have liability insurance, uninsured motorist coverage will pay for the damages, up to your policy’s limits.
by Daniel S. Young on Sep 25, 2017