Are you happy with your homeowners insurance company? Based on Clearsurance scores, we have determined the states with the happiest and least happy policyholders.
Insurance claims from hailstorms have been increasing in recent years. It's important to find out out if you are covered on your auto insurance and homeowners insurance for hail damage.
While owning a gun shouldn’t directly increase your homeowners insurance rates, you may want to consider purchasing additional protection to cover yourself and your firearms. Adding a rider to your policy and increasing your liability limits are two ways to secure more coverage.
A deductible is the amount you have to pay after filing a claim before your insurance company starts paying for further costs associated with the loss. Learn more.
Homeowners insurance policies typically don't cover damages incurred during a move. So if you have an expensive item that is dropped and damaged during a move, homeowners insurance will not cover the repairs. Find out what options you have to cover your belongings during a move.
Installing a home security system not only increases the safety of your house, but it also often qualifies you for a discount on your homeowners insurance. Here's what you need to know about home security systems and how it affects your homeowers insurance.
Staying loyal to an insurance company does not necessarily reward you. I became a customer of a large insurance company with captive agents, but after ten years, I learned that my loyalty did not result in discounts and better prices. Learn from my experience and avoid paying higher insurance rates.
Cold winters combined with snow can be menacing for homeowners’ roofs. When ice forms on the ridges of a roof, it can trap the melting snow behind it creating an ice dam and lead to water damage. Proper insulation, ventilation and closing air leaks can keep your attic and roof cool and keep you claim free this winter.
Despite massive natural disasters in 2017 — including Hurricane Irma and Hurricane Harvey — Clearsurance found that 42 percent of homeowners haven't taken steps to check their insurance coverage. Nearly 90 percent of homeowners are concerned a natural disaster could strike their home, though.
Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.
A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.
Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.
Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.
Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.
Clearsurance helps eliminate some of the unknowns of making car insurance and homeowners insurance decisions with its crowdsourced rating and review platform.
Amazon Key, which allows delivery drivers access to a home, presents a security risk, especially for those without homeowners insurance or renters insurance.
Halloween is designed to be fun, but what happens if your house is vandalized or your dog bites a trick or treater? Does your homeowners insurance cover this?
Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.