The best car insurance companies for Jeeps are Erie, State Farm, and Geico. Jeep insurance rates start as low as $41/month.

While Erie sits at the top of our list of the best car insurance companies for Jeeps, it’s only available in 12 states. If you don’t live in one of those states, you’ll find excellent coverage options and affordable rates at State Farm and Geico.

Company	Rank	Multi-Vehicle Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	10%	A+	Filing Claims	Erie
	#2	20%	B	Customer Service	State Farm
	#3	25%	A++	Cheap Rates	Geico
	#4	20%	A	Great Add-ons	Farmers
	#5	8%	A++	Specialized Coverage	Travelers
	#6	25%	A	Accident Forgiveness	Liberty Mutual
	#7	25%	A+	High-Risk Savings	National General
	#8	10%	A+	Comprehensive Plans	Shelter
	#9	25%	A+	Multi-Policies	Allstate
	#10	12%	A+	Roadside Assistance	Progressive

Read on to learn more about the best car insurance companies for Jeep owners, including where you’ll find the lowest rates. Then, enter your ZIP into our free comparison tool to find the perfect policy for your Jeep.

What You Should Know

• Jeep insurance is typically a little bit above the national average
• Owners can save on their Jeep insurance by finding discounts
• Erie and State Farm are the best car insurance companies for Jeeps

#1 – Erie: Top Pick Overall

Pros

• Comprehensive Coverage Options: Erie offers extensive coverage options and extras tailored to the off-road and adventurous nature of Jeep owners.
• Affordable Rates: Most drivers will see cheap Jeep auto insurance rates from Erie. See how Erie keeps its prices low in our Erie car insurance review.
• Personalized Service: As a smaller company, Erie focuses on providing the best auto insurance for Jeeps possible through impeccable customer service.

Cons

• Limited Availability: Erie currently sells insurance in just 12 states and Washington, D.C.
• Fewer Discounts: Erie offers fewer discount options compared to many of its competitors with only eight discounts.

#2 – State Farm: Best for Access to Local Agents

Pros

• Extensive Agent Network: State Farm offers a strong local presence with knowledgeable agents who can offer personalized service and advice for Jeep owners.
• Good Driver Discounts: State Farm offers 13 discounts, which include several ways to save for good driving behaviors and safety equipment in your vehicle.
• Add-On Options: State Farm offers some of the best Jeep car insurance through its broad range of coverage options, including rental car and rideshare insurance.

Cons

• Higher Rates for High-Risk Drivers: While State Farm offers cheap auto insurance for Jeeps, it is usually more expensive for those with poor driving records.
• Slower Claims Process: State Farm claims handling can be slower compared to some competitors. Learn more in our State Farm car insurance review.

#3 – Geico: Best for Affordable Rates

Pros

• Affordable Premiums: If you’re looking for the cheapest car insurance for Jeeps, Geico has a reputation for affordable rates. See how much you might pay in our GEICO.
• Strong Digital Presence: Geico offers a user-friendly website and mobile app for easy policy management.
• Discounts for Jeep Owners: Take advantage of Geico’s 16 discounts to get the cheapest auto insurance for Jeeps.

Cons

• Limited Local Agents: With a focus on its digital experience, there are fewer physical Geico locations for in-person assistance.
• Customization Options Limited: Despite being one of the best Jeep auto insurance companies, Geico lacks some popular add-on options like gap insurance.

#4 – Farmers: Best Car Insurance Discounts for Jeeps

Pros

• Customizable Policies: Farmers offers extensive customization options to suit the specific needs of Jeep owners.
• Generous Discounts: With 23 discounts, Farmers has one of the longest lists of ways to get cheap Jeep car insurance. Explore your options in our Farmers car insurance review.
• Good Customer Support: As one of the top Jeep car insurance companies, Farmers maintains excellent customer service ratings.

Cons

• Higher Average Rates: Jeep car insurance rates from Travelers tend towards the more expensive side.
• Limited Online Features: Most drivers report feeling let down by Farmers’ online tools, particularly the mobile app.

#5 – Travelers: Best for Excellent Customer Service

Pros

• Discount Variety: Travelers offers a wide range of discounts that are beneficial for Jeep owners with multiple vehicles and safe driving habits.
• Strong Customer Service Ratings: The best car insurance for Jeeps is more than low rates — Travelers has some of the highest customer service ratings on the market.
• Financial Stability: Travelers gets a strong financial rating from A.M. Best. See more ratings in our Travelers car insurance review.

Cons

• Higher Premiums: It may be one of the best auto insurance companies for Jeeps, but Travelers is not one of the cheapest.
• Limited Availability: You can only get Jeep car insurance quotes from Travelers in 42 states.

#6 – Liberty Mutual: Best for Unique Coverage Options

Pros

• Diverse Coverage Options: Liberty Mutual is known for offering unique coverage options that can be hard to find elsewhere.
• RightTrack: RightTrack is Liberty Mutual’s usage-based insurance (UBI) program that saves drivers up to 30%. See if it's a good choice for you in our Liberty Mutual review.
• Solid Customer Support: Liberty Mutual offers 24/7 support for its customers so you can get help whenever you need it.

Cons

• Low Shopping Ratings: Many Liberty Mutal customers report being frustrated or confused when they were purchasing their policies.
• Limited Digital Experience: If a modern experience is important to you, Liberty Mutual’s digital tools may not be the right fit for you.

#7 – National General: Best for Specialty Jeep Coverage

Pros

• Specialty Coverage: National General offers specialized coverage options that are well-suited for Jeep owners, such as RV and off-road vehicle insurance.
• Affordable Rates: Most drivers will find cheap car insurance for Jeeps at National General.
• Bundling Discounts: Get cheap car insurance for Jeeps by purchasing multiple policies from National General. Learn more in our National General car insurance review.

Cons

• Mixed Customer Service Reviews: National General receives inconsistent reviws for its customer service experiences.
• Customer Complaints: According to the National Association of Insurance Commissioners (NAIC), National General receives more complaints than other insurers.

#8 – Shelter: Best for Quick Claims Service

Pros

• Excellent Claims Ratings: Shelter maintains a strong presence of representatives in every state it serves, making it simple for Shelter to resolve your claims quickly.
• Extensive Network of Local Agents: Aside from the quick claims process, most drivers appreciate Shelter’s friendly and helpful customer service representatives.
• Accident Forgiveness: Buy accident forgiveness to prevent your Shelter rates from increasing after your first accident.

Cons

• Not Available Everywhere: Shelter currently sells car insurance in just 15 states. See if your state qualifies for coverage in our Shelter car insurance review.
• Higher Rates: Jeep car insurance rates at Shelter tend to be higher than the national average.

#9 – Allstate: Best for Full Coverage Policies

Pros

• Drivewise Program: Allstate can be one of the best cheap companies for Jeep insurance if you take advantage of Drivewise. Safe drivers can save up to 40% on their insurance.
• Full Coverage Policies: Allstate makes its mark as one of the best Jeep car insurance companies with a variety of coverage options. Look at policies in our Allstate review.
• Retirement Discounts: Older drivers might find that Allstate is one of the cheapest Jeep car insurance companies, thanks to its special discounts for retired drivers.

Cons

• Expensive Policies: Whether you’re getting minimum insurance or a full coverage policy, Allstate will likely be one of your most expensive options for Jeeps.
• Complex Discount Structure: Some customers report that Allstate’s discounts can be confusing to understand.

#10 – Progressive: Best for Innovative Digital Tools

Pros

• Snapshot: Sign up for Progressive Snapshot to save up to 30% on your policy.
• Robust Digital Tools: Progressive is known for its innovative digital dashboard. Explore tools like the Name Your Price tool in our Progressive car insurance review.
• Multiple Discounts: Progressive offers a variety of discount opportunities for various driver demographics, including a loyalty discount and savings for teen drivers.

Cons

• Customer Loyalty Issues: Despite offering some of the best Jeep auto insurance, Progressive struggles to retain its customers.
• Unexpected Rate Increases: Snapshot is one of the few UBI programs that can increase your rates if you don’t drive safely enough.

Jeep Auto Insurance Rates

Jeeps are typically associated with high maintenance costs, but Jeep insurance rates don’t match that trend. Check below to see how much you might pay for Jeep insurance at our top companies.

There are significant variations in prices between companies when it comes to Jeep insurance, especially when you take driver factors into account. For example, new driver car insurance will cost much more than coverage for experienced drivers with a clean driving record.

These factors are why it’s so important to compare car insurance quotes before you sign up for a policy. Comparing quotes is easier than ever, with most companies offering a quote request form on their websites. Simply fill these forms out, and you’ll be able to compare prices.

If you don’t have the time to look at individual websites, you can enter your information once into a quote-generating tool to see what multiple companies can offer you.

How to Save on Jeep Car Insurance

Jeep has been an iconic brand for decades, and owning one is often a source of pride. It should be no wonder that people want to keep their Jeeps safe with car insurance.

Luckily, there are plenty of ways to save on Jeep car insurance. Top ways customers save money on car insurance include lowering coverage limits, increasing deductibles, and maintaining a clean driving record.

One of the easiest ways to save money is to ask about discounts. Check below to see a collection of car insurance discounts offered by our top Jeep providers.

Of all the things you can do to keep your rates low, the most important is to compare quotes. If you don’t compare auto insurance quotes, you’ll almost certainly overpay for your coverage.

Find the Best Car Insurance Companies for Jeeps Today

Finding affordable car insurance for Jeeps doesn’t have to be difficult when you shop at Erie, State Farm, or Geico.

Knowing what kind of car insurance you really need and your monthly budget will also help you find the perfect policy.

When you’re ready to look at prices, enter your ZIP code into our free comparison tool to see rates in your area.

Frequently Asked Questions

Is Jeep insurance expensive?

Jeep car insurance rates are a bit higher than the national average, but not as expensive as coverage for luxury brands. Unless you need car insurance for high-risk drivers, it probably won’t be difficult to find affordable Jeep insurance.

Do Jeeps hold their value?

While most Jeep models depreciate in value similar to other vehicles, the Jeep Wrangler holds its value better than most. In fact, some research suggests that the Wrangle is the top vehicle for maintaining its value.

What factors affect Jeep car insurance rates?

Factors that affect your Jeep auto insurance rates include your age, gender, location, age of your car, your credit score, and your driving record.

Who has the best Jeep car insurance rates?

While the best company for you depends on a variety of factors, our research shows that Erie, State Farm, and Geico are the car insurance companies that customers recommend the most for Jeeps.

Does car insurance cover off-roading damage?

Most standard plans won’t cover damage caused to your Jeep in an off-roading incident. However, some major insurance companies offer off-road coverage that you can add to your policy.

How can you save on your Jeep car insurance?

Easy ways to save on your Jeep car insurance include increasing your deductible, decreasing your coverage, finding discounts, trying a UBI program, and comparing quotes.

How much does Jeep car insurance cost?

Despite many drivers asking why car insurance is so expensive for Jeeps, most people pay just a bit over the national average. The average Jeep owner pays $74 per month for minimum insurance and $158 for full coverage.

Which Jeep is the most expensive to insure?

While there are many factors that affect car insurance rates, the most expensive model to insure tends to be the Gladiator. However, you should enter your ZIP code to see exactly how much you might pay for your Jeep.

Which Jeep is the cheapest to insure?

While rates can vary significantly, the Patriot tends to be the cheapest Jeep model to insure.

Should you get full coverage for a Jeep?

Whether you should get full coverage or just a minimum liability car insurance plan depends on your Jeep. Since Jeeps maintain their value, many owners decide to buy extra coverage. You should also buy full coverage if you have a loan or lease or your Jeep is relatively new.