State Farm, Nationwide, and Progressive are among the best car insurance companies for fleet vehicles.

Such companies, which have monthly prices as low as $220, are excellent at striking a balance between service, cost, and comprehensive insurance coverage for fleet cars.

Company	Rank	Bundling Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	17%	B	Customer Service	State Farm
	#2	10%	A+	Competitive Rates	Progressive
	#3	20%	A+	Flexible Coverage	Nationwide
	#4	5%	A+	Risk Management	The Hartford
	#5	25%	A	Comprehensive Plans	Liberty Mutual
	#6	13%	A++	Fleet Management	Travelers
	#7	25%	A++	Online Service	Geico
	#8	25%	A+	Reliable Claims	Allstate
	#9	20%	A	Customizable Options	Farmers
	#10	25%	A+	Customer Satisfaction	Erie

The best option for excellent customer service is State Farm. Nationwide has the most customizable coverage choices, while Progressive offers the most affordable business fleet insurance rates.

Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you.

What You Should Know

• Rates from the best car insurance companies for fleet vehicles start at $220/month
• State Farm is the top pick for fleet insurance customer service
• Nationwide provides highly flexible coverage options for fleet vehicles

#1 – State Farm: Top Overall Pick

Pros

• Superior Customer Service: State Farm is known for its exceptional customer service for fleet vehicles, ensuring prompt support and efficient claims handling.
• Lowest Monthly Rates: State Farm offers the lowest rates starting at $220/month for basic coverage on fleet vehicles.
• Bundling Discounts: Get a 17% discount when bundling multiple Progressive policies for fleet vehicles. Read our State Farm review for a full list of discounts.

Cons

• Limited Multi-Policy Discounts: State Farm's multi-policy discount for fleet vehicles is lower than some competitors.
• Higher Premiums for Full Coverage: Despite the discounts, full coverage premiums for fleet vehicles may still be higher than other providers.

#2 – Progressive: Best for Competitive Rates

Pros

• Best Rates Available: Progressive gives fleet drivers low-cost insurance alternatives, with primary coverage starting at $240 per month.
• Payment Flexibility: Progressive gives payment choices that simplify the management of fleet car insurance expenses.
• Multi-Vehicle Discounts: Progressive provides savings when you insure several fleet vehicles under one policy. To learn more, check out our detailed review of Progressive.

Cons

• Service Inconsistency: Differences in the quality of customer service at different locations might affect the fleet vehicles' experience.
• Limited Local Representation: The absence of local representatives could impact fleet vehicle support in certain areas.

#3 – Nationwide: Best for Flexible Coverage

Pros

• Versatile Coverage Options: Nationwide provides extremely versatile fleet car coverage solutions to meet a variety of organizational needs.
• Reasonably Priced: Standard coverage rates begin at $235 per month, making it an excellent option for fleet owners. Read our Nationwide review to learn more.
• Generous Bundling Discount: To increase savings, plans for fleet cars can be bundled and receive a 20% discount.

Cons

• Average Claims Processing: Fleet vehicle claims handling may be slower and more effective than that of certain rivals.
• Contradictory Customer Reviews: Fleet vehicle customer service can vary depending on the area.

#4 – The Hartford: Best for Risk Management

Pros

• Specialized Risk Management: The Hartford really shines when it comes to offering risk management solutions that are made just for fleet vehicles.
• Consistent Rates: According to The Hartford customer reviews, fleet insurance costs start at $26/month, which makes them praise its steady rates.
• Focus on Safety: They offer a range of tools and resources to help boost fleet vehicle safety and cut down on risks.

Cons

• Limited Discounts: Bundling discount is only 5%, which is lower than most car insurance companies for fleet vehicles.
• Higher Full Coverage Premiums: Full coverage car insurance for fleet vehicles may be higher when compared to other providers.

#5 – Liberty Mutual: Best for Comprehensive Plans

Pros

• Comprehensive Plan Options: With a variety of all-inclusive options, the firm has you covered for every fleet car you own.
• Discounts on Bundling: When you combine several fleet car insurance plans with Liberty Mutual, you may save up to 25%. Read our in-depth guide for all the relevant information for a thorough review of Liberty Mutual.
• Affordable Insurance Rates: For normal coverage, fleet vehicle insurance costs around $270 per month.

Cons

• Higher Overall Premiums: Overall premiums for fleet vehicles may be higher than other companies, even with discounts.
• Fewer Customization Options: There are limited options for customizing coverage plans specifically for fleet vehicles.

#6 – Travelers: Best for Fleet Management

Pros

• Expert Fleet Management: Travelers is recognized for its expertise in managing insurance for fleet vehicles.
• Competitive Pricing: Travelers' competitive fleet insurance rates start at $250/month for primary coverage. Compare more rates in our Travelers review.
• Resources Tailored to the Fleet: Travelers offers tools and resources created especially for efficient fleet management.

Cons

• Limited Discounts: Compared to certain rivals, the fleet vehicle bundling discount is just 13%.
• Limited Flexibility of Coverage: Compared to some other carriers, fleet vehicle coverage options might not be as versatile.

#7 – Geico: Best for Online Service

Pros

• Best for Competitive Pricing: Geico offers affordable rates for fleet vehicles, starting at $230/month for entry-level coverage.
• High Discounts on Policies: Drivers get up to 25% with Geico when insuring multiple fleet vehicles.
• Efficient Online Services: Geico has strong digital tools for managing fleet vehicle insurance policies.

Cons

• Minimal Local Agent Support: Limited local agent availability may affect personalized service for fleet vehicles.
• Average Claims Experience: Claims handling for fleet vehicles may not be as robust as other top companies.

#8 – Allstate: Best for Reliable Claims

Pros

• Exceptional Claims Service: Allstate is known for its reliable claims processing for fleet vehicles. Read more in our Allstate insurance review.
• High Discount Rates: Allstate offers up to 25% discount when bundling insurance policies for fleet vehicles.
• Consistent Coverage Costs: Fleet insurance rates start at $245/month with Allstate for essential coverage.

Cons

• Higher Premiums for Full Coverage: Full coverage premiums for fleet vehicles may be higher than other providers.
• Limited Policy Customization: Fewer options for customizing policies specifically for fleet vehicles.

#9 – Farmers: Best for Customizable Options

Pros

• Highly Customizable Plans: Farmers offers flexible and customizable coverage options for various fleet vehicles.
• Reasonable Coverage Rates: Fleet coverage rates start at $255/month. Compare more quotes in our Farmers Insurance review.
• Good Bundling Discounts: Farmers provides a 20% discount for bundling multiple fleet vehicle policies.

Cons

• Average Customer Service: Customer service for fleet vehicles may not be as highly rated as other providers.
• Higher Deductibles: Deductibles for fleet vehicles might be higher, impacting out-of-pocket costs.

#10 – Erie: Best for Customer Satisfaction

Pros

• Top Customer Satisfaction: Erie has received acclaim for its excellent customer satisfaction with fleet vehicles.
• Affordable Coverage: Erie offers fleet car coverage prices starting at $225 per month, making it a cheap option.
• Substantial Bundling Savings:: Erie offers a 25% discount for fleet vehicles. For more information on this provider, see our comprehensive Erie insurance review.

Cons

• Restricted Coverage Area: Not all states offer Erie's fleet car insurance coverage.
• Fewer Online Resources: Compared to other organizations, Erie offers fewer digital tools and resources for managing fleet vehicle policy.

Comprehensive Guide to Fleet Vehicle Insurance Rates

Finding the best and cheapest car insurance companies for fleet vehicles requires a clear understanding of the cost differences among the top companies.

Insurance Company	Minimum Coverage	Full Coverage
	$245	$520
	$225	$495
	$255	$540
	$230	$510
	$270	$590
	$235	$530
	$240	$560
	$220	$500
	$260	$580
	$250	$550

State Farm leads with the most affordable rates, starting at $220 per month for basic coverage and $500 for full coverage, making it an ideal option for businesses seeking cost-effective solutions without compromising service quality.

Erie and Geico also offer competitive pricing. Nationwide and Progressive fall into the mid-range category, offering balanced pricing for businesses that need flexibility.

The Best Savings on Fleet Vehicle Insurance

When searching for the best companies, fleet owners can save money when buying car insurance with tailored discounts for fleet vehicles.

Insurance Company	Available Discount
	Multi-Policy Discount, Anti-Theft Device Discount, Safe Driver Discount, Early Signing Discount
	Multi-Policy Discount, Safe Driving Discount, Fleet Safety Discount, First-Time Customer Discount
	Multi-Policy Discount, Fleet Safety Discount, Pay-In-Full Discount, Telematics Discount
	Multi-Vehicle Discount, Safe Driver Discount, Defensive Driving Discount, Loyalty Discount
	Fleet Safety Discount, Multi-Policy Discount, Pay-In-Full Discount, Telemetrics Discount
	Multi-Policy Discount, Fleet Safety Program Discount, Automatic Payment Discount, Defensive Driving Discount
	Commercial Fleet Discount, Safe Driver Discount, Pay-In-Full Discount, Continuous Insurance Discount
	Multi-Vehicle Discount, Safe Driver Discount, Anti-Theft Device Discount, Bundling Discount
	Fleet Safety Program Discount, Risk Management Discount, Multi-Vehicle Discount, Anti-Theft Device Discount
	Fleet Safety Program Discount, Multi-Policy Discount, Paid-In-Full Discount, Safety Equipment Discount

Companies like State Farm and Progressive offer savings of up to 25% for safe driving and equipping vehicles with anti-theft systems.

Use online quote platforms to easily compare the best fleet vehicle insurance rates from top providers for maximum savings.

Choosing the Best Car Insurance for Fleet Vehicles

State Farm, Progressive, and Nationwide rank as the best car insurance companies for fleet vehicles due to their standout features.

Choosing the right coverage for fleet vehicle insurance is essential for protecting your business against a variety of risks, from auto accidents to theft and liability. Tailored coverage options from providers like State Farm, Progressive, and Nationwide can be customized to meet the specific needs of your fleet.

For businesses managing luxury fleets, it's crucial to understand how car make and model impact car insurance rates and find insurers that offer specialized protection for high-value vehicles.

To ensure you're getting the best fleet insurance coverage, use an online quote comparison tool to evaluate policies from top providers near you. Enter your ZIP code below to find the top insurers near you.