The best car insurance companies for roadside assistance are AAA, Allstate, and Geico, offering the most affordable and reliable plans.

These providers stand out for their competitive rates, starting at $70/month, along with high customer satisfaction. AAA remains the top pick overall due to its excellent coverage options.

Company	Rank	Safe Driver Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	15%	A	Roadside Experts	AAA
	#2	10%	A+	Claims Satisfaction	Allstate
	#3	20%	A++	Affordable Plans	Geico
	#4	12%	A+	Coverage Options	Progressive
	#5	12%	A+	Reliable Coverage	Nationwide
	#6	15%	B	Customer Service	State Farm
	#7	15%	A	Custom Options	Farmers
	#8	10%	A	Extensive Coverage	Liberty Mutual
	#9	20%	A++	Military Families	USAA
	#10	10%	A++	Comprehensive Plans	Travelers

Whether you need basic or comprehensive roadside help, these companies offer the best value. Check out our guide "What is comprehensive insurance coverage?", for more insights.

Our free online comparison tool above allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.

What You Should Know

• Compare plans from $70/month with services tailored to your roadside needs
• AAA stands out as the top pick for comprehensive roadside assistance options
• Roadside assistance covers towing, tire help, fuel delivery, and more

#1 – AAA: Top Overall Pick

Pros

• Comprehensive Roadside Assistance: AAA offers extensive roadside assistance coverage, including towing, flat tire changes, and battery jumps.
• 24/7 Availability: Their roadside assistance service is available around the clock, ensuring help is always within reach.
• Wide Network: AAA has a large network of service providers, ensuring quick response times for roadside assistance. See our AAA review for details.

Cons

• Membership Required: Roadside assistance is only available to AAA members, which means paying for membership in addition to insurance.
• Limited to Members: Non-members may face higher costs or fewer options for roadside assistance.

#2 – Allstate: Best for Claims Satisfaction

Pros

• Reliable Roadside Assistance: Allstate provides dependable roadside assistance, including towing and emergency fuel delivery.
• High Claims Satisfaction: Known for high claims satisfaction, Allstate’s roadside assistance services are handled efficiently.
• User-Friendly App: The Allstate app allows easy access to roadside assistance services. Check out our Allstate review.

Cons

• Complex Claims Process: The claims process for roadside assistance can sometimes be more complex compared to other providers.
• Add-On Costs: Roadside assistance might be an optional add-on, which can increase overall policy costs.

#3 – Geico: Best for Affordable Plans

Pros

• Cost-Effective Roadside Assistance: Geico offers affordable roadside assistance plans starting at low monthly rates.
• Wide Availability: Geico’s roadside assistance is available nationwide, making it a solid choice for drivers in various locations.
• Quick Service: Known for quick response times for roadside assistance calls. Check out our Safe Auto Roadside Assistance for a thorough analysis.

Cons

• Limited Coverage Details: Geico’s basic roadside assistance may not cover all potential needs compared to more comprehensive plans.
• Customer Service Concerns: Some customers report issues with Geico’s customer service in handling roadside assistance claims.

#4 – Progressive: Best for Coverage Options

Pros

• Variety of Roadside Assistance Plans: Progressive offers multiple roadside assistance plans to suit different needs and budgets.
• Flexible Coverage: You can choose from basic to comprehensive roadside assistance coverage. Find the full list in our Progressive review.
• Customizable Policies: Progressive allows you to tailor your roadside assistance coverage to fit your specific requirements.

Cons

• Variable Service Quality: The quality of roadside assistance services can vary by location.
• Higher Costs for Comprehensive Plans: Comprehensive roadside assistance plans can be expensive.

#5 – Nationwide: Best for Reliable Coverage

Pros

• Dependable Roadside Assistance: Nationwide offers reliable roadside assistance, including towing and emergency services.
• High-Quality Service: Known for good customer service and efficient handling of roadside assistance.
• Flexible Plans: Offers various roadside assistance plans to meet different needs. Read our Nationwide review for more.

Cons

• Complex Add-Ons: Adding roadside assistance might involve complex policy adjustments.
• Additional Fees: There may be extra fees for certain types of roadside assistance services.

#6 – State Farm: Best for Customer Service

Pros

• Excellent Roadside Assistance: State Farm provides robust roadside assistance coverage, including towing and flat tire changes.
• Responsive Customer Service: Known for high-quality customer service when dealing with roadside assistance claims.
• Discounts and Savings: Potential discounts for bundling roadside assistance with other State Farm policies. Learn more in our State Farm review.

Cons

• Service Quality Variation: The quality of roadside assistance services may vary depending on location.
• Higher Premiums: Roadside assistance can be pricey compared to some other providers.

#7 – Farmers: Best for Custom Options

Pros

• Customizable Roadside Assistance: Farmers offers customizable roadside assistance plans to fit specific needs. Explore our Farmers review.
• Customer-Centric Approach: Known for focusing on customer needs and preferences in roadside assistance.
• Discount Opportunities: Potential for discounts when bundling roadside assistance with other Farmers policies.

Cons

• Service Variability: The quality of roadside assistance services may vary depending on local partnerships.
• Complex Policy Adjustments: Customizing coverage might involve complex policy changes for roadside assistance.

#8 – Liberty Mutual: Best for Extensive Coverage

Pros

• Extensive Roadside Assistance: Liberty Mutual offers extensive roadside assistance coverage, including services like towing and emergency repairs
• Good Customer Support: Known for strong customer support and efficient handling of roadside assistance claims.
• Flexible Options: Offers various roadside assistance plans to fit different needs. Discover details in our Liberty Mutual review.

Cons

• Add-On Costs: Roadside assistance may be an optional add-on, increasing overall policy costs.
• Variable Service Quality: The quality of roadside assistance can depend on local service providers.

#9 – USAA: Best for Military Families

Pros

• Tailored for Military Families: USAA offers specialized roadside assistance plans designed for military families.
• Cost-Effective: Generally provides affordable roadside assistance coverage with competitive rates. Get a complete view in our USAA review.
• Excellent Service: Known for exceptional customer service and support for roadside assistance.

Cons

• Eligibility Restrictions: Roadside assistance is only available to military families and their eligible family members.
• Potential for Overlap: Military families may already have access to similar services through military benefits for roadside assistance.

#10 – Travelers: Best for Comprehensive Plans

Pros

• Strong Customer Support: Known for effective customer support in managing roadside assistance claims.
• Customizable Options: Offers various plans to customize roadside assistance coverage. Find more in our Travelers review.
• High Coverage Limits: Provides high limits for roadside assistance services, ensuring extensive support.

Cons

• Potential Delays: Response times for roadside assistance might be slower in some areas.
• Higher Premiums: Comprehensive coverage can lead to higher costs for roadside assistance.

Unlock Savings: Compare Car Insurance Rates and Discounts from Leading Providers

The table below shows the monthly rates for minimum and full coverage across various insurance companies. Explore the most competitive car insurance rates and discounts from top providers. Our comparison reveals how Geico offers the lowest rates and details the discounts available for roadside assistance coverage.

Insurance Company	Minimum Coverage	Full Coverage
	$80	$150
	$85	$160
	$82	$153
	$70	$135
	$94	$172
	$78	$145
	$75	$140
	$89	$165
	$83	$156
	$72	$138

Geico offers the lowest rates with minimum coverage at $70 and full coverage at $135. AAA, Allstate, and Farmers are higher, with full coverage ranging from $150 to $160. USAA provides competitive rates at $72 for minimum and $138 for full coverage.

Discover top car insurance discounts for roadside assistance from leading providers. Our table highlights savings options like multi-policy and safe driver discounts from companies including AAA, Allstate, Geico, and more. For additional details, explore our comprehensive resource titled "What is considered a clean driving record?"

Insurance Company	Available Discount
	Multi-Vehicle, Anti-Theft, Defensive Driving
	Drivewise, New Car, Multi-Policy
	Signal Program, Bundle & Save, Safe Driver
	Multi-Policy, Anti-Theft, Good Driver
	Multi-Policy, Early Shopper, New Car Replacement
	Accident-Free, Paperless Billing, Safe Driver
	Snapshot Program, Multi-Car, Safe Driver
	Multi-Car, Safe Driver, Good Student
	IntelliDrive, Multi-Policy, Homeownership

Compare coverage options and discounts to find the best car insurance plan that meets your roadside assistance needs. Use this guide to secure the most cost-effective and comprehensive coverage.

Essential Roadside Assistance: Why You Need It and How to Choose

While it’s never a bad idea to have roadside assistance available anytime you need it, some cars are more vulnerable than others.

To get an idea of whether or not you should buy roadside assistance, consider the factors below:

• Your Mileage: If you put a lot of miles on your car, or if you frequently drive to areas you’re unfamiliar with, roadside assistance is a good idea. You can probably skip it if you don’t drive much or travel. Check out our ranking of the top providers: Best Low-Mileage Car Insurance Companies For
• Your Car’s Age: Older cars are more likely to have problems, which roadside assistance can help with. New cars often come with free emergency services for several years or miles, which means they don’t need a plan.
• Your Knowledge: Drivers that don’t know how to fix car problems will benefit from knowing help is a phone call away. As for convenience, you can let your provider do all the work of finding the right service to fix your problem.
• Your Budget: If you’re on a tight budget, skipping roadside assistance is one way to help keep your insurance prices down.

There’s no reason to forgo roadside assistance. Having this safety net while you’re on the road can provide invaluable peace of mind, ensuring you’re covered for unexpected issues like flat tires or dead batteries.

It’s a sensible choice if you want the added security and can comfortably fit it into your budget.

Find the Best Roadside Assistance Today

Whether you need a serious roadside assistance plan for long drives or a simple add-on for reassurance, roadside assistance is valuable to any insurance policy. You’re not stuck with whatever your insurance company offers. Some providers allow you to use roadside assistance no matter where you get your coverage.

If you’re ready to find a roadside assistance plan that meets all your needs, compare as many companies as possible. The more you research, the more likely you will find the perfect plan at the right price. To learn more, explore our comprehensive resource on insurance titled "Best and Cheapest Car Insurance Companies."

Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.

Frequently Asked Questions

What is roadside assistance in car insurance?

Roadside assistance provides services like towing, battery jump-starts, flat tire changes, and lockout assistance when your vehicle breaks down or has an emergency on the road.

Which car insurance companies offer the best roadside assistance?

The top car insurance companies for roadside assistance include AAA, Allstate, and Geico. These providers are known for their reliable service and competitive rates.

How much does roadside assistance cost with car insurance?

Roadside assistance typically starts around $70 per month with providers like Geico. Rates can vary based on the provider and the level of coverage you choose.

For a thorough understanding, refer to our detailed analysis titled "Liability vs. Full Coverage: Car Insurance Explained."

Is roadside assistance included in all car insurance policies?

No, not all car insurance policies include roadside assistance. It may be offered as an add-on or included in premium plans. Check with your insurance provider to see if it’s part of your coverage.

What services are covered under roadside assistance?

Roadside assistance usually covers towing, battery jump-starts, flat tire changes, lockout services, and fuel delivery. Specific services may vary by provider.

Can I use roadside assistance if I have a rental car?

Many roadside assistance plans cover rental cars, but it's important to verify this with your insurance provider. Some policies may only cover your personal vehicle.

To expand your knowledge, refer to our comprehensive handbook titled "How to Get a Rental Car From an Insurance Claim."

How do I file a claim for roadside assistance?

To file a claim, contact your insurance provider’s roadside assistance number. They will dispatch a service provider to your location. You may need to provide your policy number and details about your situation.

Are there discounts available for roadside assistance coverage?

Yes, many insurers offer discounts for bundling roadside assistance with other policies, such as home or auto insurance, or for being a safe driver. Check with your provider for available discounts.

What are the benefits of adding roadside assistance to my car insurance policy?

Adding roadside assistance can provide peace of mind, ensure you're covered for emergencies, and save you from unexpected out-of-pocket expenses for towing or repairs.

For a comprehensive overview, explore our detailed resource titled "A Practical Guide For Understanding Car Insurance."

How do I compare car insurance quotes for roadside assistance?

Use online comparison tools to evaluate quotes from different providers. Enter your ZIP code, review coverage options, rates, and discounts to find the best plan for your needs.