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A landlord is likely to require that a tenant carry renters insurance for financial protection and to minimize the chances of having a liability claim against them.
One roommate’s renters policy does not automatically cover all of the roommates living in a shared space. It's recommended that each roommate has their own renters insurance policy.
If you have a homeowners or renters insurance policy, your belongings in a storage unit may already be covered but be sure to see what your coverage limits for off-premise storage are.
You can generally get renters insurance in less than 30 minutes, and in some cases, as little as about 5 minutes. If you need additional coverage, like flood or earthquake insurance, be aware that there may be a 30 day waiting period.
Renters insurance is not required by law, but your landlord can legally require you to obtain a policy.
An HO6 policy is only offered to condo owners. It’s similar to homeowners insurance, but it only protects your unit and your belongings from the walls in.
Clearsurance community names Lemonade the Most Innovative Insurer of 2019 based on customer review data
Founded less than five years ago, Lemonade has been ranked the No. 1 renters insurance company in the company based on customer review data.
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