Metromile offers consumers car insurance that is priced based on how much they drive. This pay-per-mile insurance allows policyholders to pay less for insurance the less that they drive without having to sacrifice great coverage and 24/7 customer service.
What makes Metromile different from other car insurance companies?
Metromile stands out from other car insurance companies because of how they price their policies. Instead of paying a six-month or annual premium, you pay a base rate per month and then pay a small amount for the miles you drive each month. They also offer a convenient mobile app that allows you to keep track of your miles driven, view your bill, keep track of the maintenance of your car and even locate where you parked it.
How it works and how you can save money with Metromile
With Metromile, you pay a low, flat, base rate and then a few cents per mile that you drive each month. The base rate and per-mile rate you pay is determined by a number of factors, such as your driving history, the vehicle you drive and your age. Metromile keeps track of the miles you drive each month with their Metromile Pulse device, which plugs into your car's OBD-II port. The port was not a standard requirement before 1996 and not all vehicles built since are compatible.
You can monitor the miles you drive and your bill in Metromile's mobile app. But what if you go on a road trip that causes you to quickly rack up miles? For every mile where you exceed the maximum accrued 250 miles per day (150 miles in New Jersey) those additional miles for that day are free.
The nature of pay-per-mile insurance allows it to cost less for drivers who don't drive a lot. You can save an average of $500 on your car insurance per year with Metromile, according to the company's website. If you drive 2,500 miles or less in one year, you could see savings of up to $650. Even if you drive 10,000 miles in a year, you could see savings of up to $300 with Metromile.
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What the Clearsurance community thinks of Metromile
As of June 11, 2018, Metromile was ranked 12th on Clearsurance's website among all car insurance companies with at least 25 reviews and has overwhelmingly positive reviews from the Clearsurance community. As of April, more than 70 percent of Clearsurance users used words of joy when describing their experience with Metromile on Clearsurance. About 95 percent of Clearsurance Metromile reviews are 4 stars or above out of 5 stars. The highly ranked company has earned an overall Clearsurance score of 4.45. This score is based on users' overall experiences with the insurance company, their likelihood to renew with the company, and their likelihood to recommend Metromile to a friend.
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The image in this article was provided by Metromile's website
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