Farmers, Allstate, and Liberty Mutual are the best car insurance companies for Dodges. Farmers and Liberty Mutual each offer unique discounts and policy options.

The best and cheapest car insurance companies for Dodge vehicles have discounts, comprehensive coverage options, and more.

Company	Rank	UBI Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	30%	A	Discount Variety	Farmers
	#2	40%	A+	Full Coverage	Allstate
	#3	30%	A	Unique Benefits	Liberty Mutual
	#4	30%	A	Claims Service	American Family
	#5	30%	A++	Bundling Policies	Travelers
	#6	30%	A++	Military Benefits	USAA
	#7	25%	A++	Online Convenience	Geico
	#8	30%	A+	Tight Budgets	Progressive
	#9	30%	B	Local Agents	State Farm
	#10	40%	A+	UBI Availability	Nationwide

For a complete look at the best Dodge car insurance companies, read on. Or, start comparing rates for Dodge insurance right away by entering your ZIP in our free tool.

What You Should Know

• Farmers is the best car insurance company for Dodges
• Other top Dodge companies include Allstate and Liberty Mutual
• Dodge owners must carry at least their state's minimum coverage

#1 – Farmers: Top Pick Overall

Pros

• Discount Variety: There is a variety of discounts for good grades, safe driving, and more for Dodge drivers.
• Local Agents: Farmers has agents stationed around the U.S. for personalized assistance.
• Coverage Options: Dodge vehicles can have personalized plans with extras like rental reimbursement insurance. Check out what else Farmers offers in our Farmers review.

Cons

• Claim Reviews: Some customers are dissatisfied with how Farmers handles claims.
• Accident Forgiveness Needs Bought: Dodge drivers will have to pay a fee to have an accident forgiven.

#2 – Allstate: Best for Full Coverage

Pros

• Full Coverage: Allstate has great full coverage plans and add-ons, which you can learn about in our Allstate review.
• Pay-Per-Mile Rates: Joining Milewise could help lower-mileage Dodge drivers save.
• Online Convenience: Dodge policies and claims can be managed from Allstate’s app.

Cons

• Claim Reviews: Some ratings are poor from customers.
• Teen Driver Rates: Teen Dodge owners may want to avoid Allstate due to its higher-than-average rates for young drivers.

#3 – Liberty Mutual: Best for Unique Benefits

Pros

• Unique Benefits: Liberty Mutual has unique benefits for Dodge customers, such as a deductible fund.
• 24/7 Claims Assistance: Claim issues are addressed 24/7 by service representatives.
• Good Student Discounts: Young Dodge owners can save at Liberty Mutual if they have good grades.

Cons

• Mixed Customer Reviews: Read our Liberty Mutual review to see how customers rank Liberty Mutual.
• Higher Rates for DUI Drivers: Liberty Mutual is a more expensive company for Dodge customers with DUIs.

#4 – American Family: Best for Claims Service

Pros

• Claims Service: American Family has good ratings from customers for its claims services.
• Good Drivers: Dodge customers with clean driving records will get additional perks like accident forgiveness.
• Coverage Options: Dodge owners can buy extras or carry their state minimum. For a full list of options, read our American Family review.

Cons

• Availability: The company doesn’t sell Dodge auto insurance in every state.
• Online Tools: Dodge customers may find tools more limited online compared to other top companies.

#5 – Travelers: Best for Bundling Policies

Pros

• Bundling Policies: Dodge car insurance can be purchased with home or renters insurance.
• Financial Stability: With high financial ratings, Travelers is more than capable of paying Dodge claims, which you can learn more about in our Travelers review.
• IntelliDrive Program: Dodge rates are lowered if customers drive well in the program.

Cons

• Rates After IntelliDrive: Poor driving could result in not earning a discount, as well as rate increases.
• Customer Ratings: Travelers has mixed opinions from customers about services.

#6 – USAA: Best for Military Benefits

Pros

• Military Benefits: USAA has discounts and perks for its military and veteran customers.
• Customer Satisfaction: USAA scored highly for satisfaction, as you can see in our USAA review.
• Financial Stability: USAA is rated highly for stability.

Cons

• Eligibility Restrictions: USAA sells insurance only to Dodge military and veteran drivers.
• Services are Remote: Representatives serve Dodge customers remotely.

#7 – Geico: Best for Online Convenience

Pros

• Online Convenience: Dodge claims and policies can be changed directly on Geico's app.
• Ample Discounts: Dodge customers can earn discounts for good grades, bundling coverages like Geico renters insurance,and more.
• Competitive Pricing: Geico will have affordable rates for most Dodge customers.

Cons

• Limited Agent Interactions: The company's focus on online policy management means local agents aren't readily available.
• Doesn’t Sell Gap: Leased Dodges can’t get the extra protection of gap coverage from Geico.

#8 – Progressive: Best for Tight Budgets

Pros

• Tight Budgets: Progressive has a free tool to help Dodge customers on a tight budget determine how much coverage to buy.
• Snapshot Program: The free program rewards safe driving with a Dodge car insurance discount.
• Coverage Options: Progressive has less common add-ons for Dodge drivers, such as gap.

Cons

• Snapshot Rate Changes: Poor driving could result in Dodge customers not getting a discount and having rate increases too.
• Customer Reviews: Some reviews aren’t positive, as you can see in our Progressive review.

#9 – State Farm: Best for Local Agents

Pros

• Local Agents: Assistance from local State Farm agents will be available to most Dodge customers.
• Coverage Options: Dodge cars can be insured with several add-ons, which you can check out in our review of State Farm.
• Discount Options: Bundling policies, good grades, and more can help customers save on Dodge insurance.

Cons

• Limited Online Management: Agents handle most tasks for Dodge customers.
• Financial Stability: Stability-wise, State Farm is less financially strong than other top companies.

#10 – Nationwide: Best for UBI Availability

Pros

• UBI Availability: Nationwide offers a UBI discount to all its customers.
• Pay-Per-Mile Insurance: Low-mileage customers can choose to purchase SmartMiles coverage for their Dodges.
• Vanishing Deductibles: A clean driving record will reduce deductibles over time for Dodge insurance.

Cons

• Availability: Nationwide isn't available in a few states for Dodge owners.
• Customer Service: Our Nationwide insurance review goes over the mixed customer reviews.

Best Dodge Companies Rates and Discounts

Along with factors like credit score and driving record, part of what determines Dodge rates is what coverage drivers choose for their vehicles.

Minimum coverage is required in all states, but most Dodge drivers will benefit from carrying a full coverage policy. To see the average rates for both types of policies, take a look at the table below.

Full coverage includes collision and comprehensive insurance, which protects Dodge vehicles in several different types of accidents.

Dodge drivers looking to save on their coverage should apply for these discounts at the best Dodge insurance companies to get even lower rates.

In addition to discounts, there are a few other things Dodge owners can do to lower rates, such as adjusting deductibles.

When shopping for car insurance online, make sure to take the time to review companies' reputations and average rates (Learn More: How to Buy Car Insurance).

Finding the Best Dodge Car Insurance Company for You

Dodge drivers shopping for auto insurance should start with the best companies like Farmers. Ready to make the switch to one of the best Dodge companies today? Make sure to read up on choosing a new company by checking out our ultimate guide to switching car insurance companies and saving money.

Once you're ready to get great Dodge insurance, compare rates with our free quote tool to find the best deal.

Frequently Asked Questions

Are Dodges more expensive to insure?

Yes, Dodges are more expensive to insure than other brands of vehicles that are cheaper.

Is insurance high on a Dodge Ram?

Dodge Rams are average to insure for most drivers, as they aren't the most expensive type of Dodge model.

Is insurance high on a Dodge Challenger?

A Dodge Challenger is more expensive to insure than other models (Read More: Car Make and Model: How does it affect your car insurance rates? ).

What car brand owns Dodge?

Dodge is owned by Stellantis.

What is a Dodge Challenger classified as?

A Dodge Challenger is classified as a sports car.

Is a Dodge Charger considered a sports car on insurance?

Yes, the Dodge Charger is considered a sports car, which means it will cost a little more to insure. If you own a Dodge Charger, make sure to check out the top ways customers have saved money on car insurance rates.

What is the average lifespan of a Dodge?

Dodge vehicles typically last up to 200,000 miles but the mileage could be more or less depending on various factors like maintenance.

Are Dodges high maintenance?

Dodge maintenance costs and upkeep are considered average.

What is the best car insurance for Dodges?

For most Dodges, full coverage is the best car insurance because it includes collision and comprehensive insurance.

Which Dodge is being discontinued?

The Challenger and Charger models are being discontinued.