We all want the best auto insurance that we can get at the best possible price, However, it can be challenging to figure out where exactly to look for the information that uncovers the best cheap car insurance.

Evaluating customer reviews provides great insight into which auto insurance companies can provide cheap car insurance offering the coverage that we need. After all, getting cheap car insurance quotes won’t be helpful in the long-run if you don’t have adequate coverage. You would just end up paying more out of pocket if an accident were to happen.

This is why it’s so important to do your homework and research insurance companies. By reading insurance reviews about the best cheap car insurance from customers, you can get the full picture of which companies are affordable while alsod dependable.

Clearsurance analyzed more than 160K reviews of insurance companies to see which companies customers rate as the best for their price. On the Clearsurance car insurance review form, customers can rate insurance companies by price. Those customers that rated their company highly for price indicated that they were happy with the price of their policy with that company.

Companies must have at least 25 car insurance reviews that include a price rating to qualify. Scores are rounded to two decimal points. All star ratings are out of 5 possible stars. Please note: Some companies appear to be tied because of rounding. The raw scores are not tied.

1. USAA 4.40 stars for price rating (company profile | reviews)

USAA gets high marks from its customers for its service and pricing across the many lines of insurance it offers, and that includes high ratings for its auto insurance pricing. The catch is that to qualify for USAA insurance, you need to be a member of the military or related to someone who is. Check and see if you are eligible to become a USAA member by reading more about who can join.

Customers rated USAA’s auto insurance pricing at 4.40 stars out of a possible five stars, putting them in the number one spot on our list. Read all USAA reviews on Clearsurance.com.

2. Bear River Mutual Insurance Company 4.35 stars for price rating (company profile | reviews)

Bear River Mutual Insurance is Utah’s oldest mutual property and casualty insurance company, founded in 1909 as a means to assist farmers in securing insurance. Its customers are passionate about the insurance company and its highly personalized service. If you’re interested in a policy, you have to be a resident of Utah because the company doesn’t serve other states.

Customers rated Bear River Mutual Insurance Company’s auto insurance pricing at 4.35 stars, landing them in the number two spot on our list. Read all Bear River reviews on Clearsurance.com.

3. Meemic Insurance Company 4.35 stars for price rating (company profile | reviews)

Meemic began as the Michigan Educational Employees Mutual Insurance Company, using the acronym M.E.E.M.I.C. Now known as Meemic, it’s an insurance company that serves educators. To be eligible, you must either teach or be on the staff of a school. This includes public, private, parochial or charter schools, and covers from elementary through high school, or those on staff at a college or university. Those who have retired from roles in education are also eligible to join Meemic.

Meemic’s customers rated their auto insurance pricing at 4.35 stars. Read all Meemic reviews on Clearsurance.com.

4. Wawanesa Insurance 4.34 stars for price rating (company profile | reviews)

Wawanesa Insurance is based in Canada, with headquarters in Winnipeg and Manitoba. The company expanded into California in 1975, and it offers both home and auto insurance for U.S. customers living in California and Oregon.

Customers rated Wawanesa Insurance’s auto insurance pricing at 4.34 stars, placing them in fourth place on our list. Read all Wawanesa reviews on Clearsurance.com.

5. Metromile 4.31 stars for price rating (company profile | reviews)

Metromile offers insurance that differs from standard insurance policies. Itt offers what is known as “usage-based” insurance. What this means is that rather than paying a fixed premium every month, drivers with Metromile pay for insurance based on how much they drive. Metromile charges a low flat base rate for car insurance, which is based on traditional auto insurance rating, such as driving history and car type, and then charges a few cents for every mile you drive. By charging based on how much one actually drives, Metromile is designed to save low-mileage drivers money on car insurance.

Customers rated Metromile’s auto insurance pricing at 4.31 stars, and number five on our list. Read all Metromile reviews on Clearsurance.com.

6. PEMCO Mutual Insurance Company 4.24 stars for price rating (company profile | reviews)

PEMCO is another regional insurance company, serving customers in the states of Oregon and Washington. PEMCO is an acronym for Public Employees Mutual Insurance Company, and the company was established in 1949 in Seattle, Washington. PEMCO prides itself on serving the specific needs of residents of the Northwest.

Customers rated PEMCO Mutual Insurance Company’s auto insurance pricing at 4.24 stars, for sixth place on the list. Read all PEMCO reviews on Clearsurance.com.

7. NJM Insurance Group 4.24 stars for price rating (company profile | reviews)

NJM was founded in 1913 as the New Jersey Manufacturers Casualty Insurance Company, and was formed to provide injured workers with medical care and to replace lost wages. By 1921, NJM had expanded to provide auto insurance and homeowners coverage, serving the personal market. NJM now provides a range of personal and commercial insurance products in the Northeast and Mid-Atlantic states of Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.

Customers rated NJM’s auto insurance pricing at 4.24 stars, earning the 7th rank. See all NJM reviews on Clearsurance.com.

8. Farm Bureau Insurance of Tennessee 4.24 stars for price rating (company profile | reviews)

Farming used to be very dangerous work and because of this, a lot of early insurance companies were unwilling to insure farmers and their property. Farm Bureau Insurance was founded as a way to provide coverage to those who struggled to get insurance due to their livelihood. Farm Bureau Insurance of Tennessee provides coverage for homes and vehicles in Tennessee.

Out of a possible five stars, customers rated Farm Bureau Insurance of Tennessee’s auto insurance pricing at 4.24 stars, ranking 8th on our list of the companies that customers rated the best for price in Clearsurance reviews. Read all Farm Bureau of Tennessee reviews on Clearsurance.com.

9. Erie Insurance Group 4.22 stars for price rating (company profile | reviews)

Erie Insurance Group was founded in 1924 in Pennsylvania. They offer a range of insurance products, including home, auto, and life insurance, sold through an independent agent network.

Out of a possible five stars, customers rated Erie Insurance Group’s auto insurance pricing as a 4.22, ranking them ninth place on the list. Read all Erie insurance reviews on Clearsurance.com.

10. Penn National Insurance 4.19 stars for price rating (company profile | reviews)

Penn National Insurance was founded by a group of Pennsylvania farmers in 1919. Originally named the Pennsylvania Threshermen’s and Farmer’s Mutual Casualty Company, the first policies were written for workers compensation insurance. As the company grew, it added personal lines and now offers auto and homeowners policies in 11 states, through a network of more than 900 insurance agencies.

Customers rated Penn National Insurance’s auto insurance pricing at 4.19 stars, rounding out our list in the tenth-place spot. Read all Penn National reviews on Clearsurance.com.

If you’re looking for cheap car insurance online, this list is a good place to start your research to find a great company to provide that coverage.

Many of the cheap car insurance companies listed above are regional providers or they require applicants to meet certain qualifications, such as USAA and Meemic. If after examining the list you find you’re left out, check out the reviews on Clearsurance.com, to see which other auto insurance companies are highly rated on pricing. Visit Clearsurance’s car insurance rankings page to see the overall highest rated companies in your zip code based on customer reviews.

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