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Despite natural disaster concerns, homeowners aren’t making insurance changes

Despite massive natural disasters in 2017 — including Hurricane Irma and Hurricane Harvey — Clearsurance found that 42 percent of homeowners haven't taken steps to check their insurance coverage. Nearly 90 percent of homeowners are concerned a natural disaster could strike their home, though.

by  Todd Kozikowski on Jan 02, 2018

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2017 Natural Disasters Research: Are homeowners protecting their property?

Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.

by  Marcy Updike on Dec 13, 2017

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Do I need to purchase insurance for my engagement ring?

A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.

by  Ryan Baillargeon on Dec 04, 2017

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Top 5 ways to save money on your homeowners insurance premium

Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.

by  Ryan Baillargeon on Nov 27, 2017

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Underage drinking and house parties: Am I liable for my guests?

Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.

by  Jen Phillips on Nov 20, 2017

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My house was robbed - does my homeowners insurance cover it?

Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.

by  Ryan Baillargeon on Nov 13, 2017

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How does your car insurance or homeowners insurance company rank?

Clearsurance helps eliminate some of the unknowns of making car insurance and homeowners insurance decisions with its crowdsourced rating and review platform.

by  Stacy Varney on Nov 09, 2017

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Renters may want to think twice before buying Amazon Key

Amazon Key, which allows delivery drivers access to a home, presents a security risk, especially for those without homeowners insurance or renters insurance.

by  Todd Kozikowski on Nov 09, 2017

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Don’t be tricked this Halloween — Top 5 insurance tips!

Halloween is designed to be fun, but what happens if your house is vandalized or your dog bites a trick or treater? Does your homeowners insurance cover this?

by  Todd Kozikowski on Oct 31, 2017

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What is earthquake insurance, and do I need it?

Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.

by  Jen Phillips on Oct 23, 2017

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Does homeowners insurance cover wildfires?

Most home insurance policies cover wildfires. If you live in a state where wildfires are more common, your premium will most likely reflect the increased risk.

by  Jen Phillips on Oct 18, 2017

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Best practices to prevent a fire at your home

The best way to keep your home and family safe is to follow these steps to prevent a fire and to practice what to do in case there is a fire.

by  Jen Phillips on Oct 09, 2017

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10 life stages that affect your insurance needs

From car insurance to homeowners insurance, from life insurance to Medicare, here's a run down of the types of insurance you may need by your stage in life.

by  Alison Tobin on Oct 02, 2017

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Steps to take before disaster strikes! Avoid a homeowners insurance claim

No one wants to file a homeowners insurance claim. Check out these tips to prepare your home against disasters such as a hurricane, wildfire, tornado or flood.

by  Jen Phillips on Sep 11, 2017

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It's hurricane season! Avoid homeowners insurance claims

Review your homeowners insurance policy and understand what it does and does not cover. Many homeowners are unaware that damage caused by flooding resulting from a hurricane is not covered by their homeowners insurance.

by  Jen Phillips on Aug 25, 2017

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9 ways to safeguard your home to avoid a homeowners insurance claim

Check out these nine simple steps you can take to start improving the safety of your home and ultimately avoid a costly homeowners insurance claim.

by  Jen Phillips on Aug 23, 2017

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Home improvement, contractor theft & homeowners insurance coverage

Some homeowners policies require that work be done to code by licensed contractors — if it isn’t, your insurance policy might be voided. Make sure you understand what your policy coverage limits are for theft of personal property, and if there are any exclusions.

by  Jen Phillips on Aug 14, 2017

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Living on a golf course? How is your homeowners insurance affected?

If you live on a golf course, you should take a close look at your homeowners insurance coverage. The risk golf ball damage will be higher than average .

by  Jen Phillips on Aug 07, 2017

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