Despite massive natural disasters in 2017 — including Hurricane Irma and Hurricane Harvey — Clearsurance found that 42 percent of homeowners haven't taken steps to check their insurance coverage. Nearly 90 percent of homeowners are concerned a natural disaster could strike their home, though.
Clearsurance conducted research to learn what consumers have done to better understand their homeowners insurance coverage after recent natural disasters.
A renters or homeowners insurance policy typically covers jewelry, but only up to a certain limit. It’s usually best to buy a rider for an engagement ring. An option for those without insurance is to explore specialty jewelry insurers.
Do you pay too much for your homeowners insurance? Bundling your different insurance policies and raising your deductible are among the different ways to lower your homeowners insurance premium and get a more affordable rate.
Many states have “social host” liability laws, which clarify the responsibilities a homeowner accepts when alcohol is served to guests in a home. What these laws cover varies considerably from state to state, so familiarizing yourself with your state’s provisions before having a party is a good idea.
Standard homeowners insurance typically covers stolen items and damage to a home resulting from a break-in. But some expensive items, such as jewelry, require more coverage. Homeowners can purchase a rider for specific items to ensure they are properly covered.
Clearsurance helps eliminate some of the unknowns of making car insurance and homeowners insurance decisions with its crowdsourced rating and review platform.
Amazon Key, which allows delivery drivers access to a home, presents a security risk, especially for those without homeowners insurance or renters insurance.
Halloween is designed to be fun, but what happens if your house is vandalized or your dog bites a trick or treater? Does your homeowners insurance cover this?
Earthquake insurance can sometimes be bought as an endorsement to your basic homeowners insurance, but typically it's necessary to purchase a separate policy.
Most home insurance policies cover wildfires. If you live in a state where wildfires are more common, your premium will most likely reflect the increased risk.
The best way to keep your home and family safe is to follow these steps to prevent a fire and to practice what to do in case there is a fire.
From car insurance to homeowners insurance, from life insurance to Medicare, here's a run down of the types of insurance you may need by your stage in life.
No one wants to file a homeowners insurance claim. Check out these tips to prepare your home against disasters such as a hurricane, wildfire, tornado or flood.
Review your homeowners insurance policy and understand what it does and does not cover. Many homeowners are unaware that damage caused by flooding resulting from a hurricane is not covered by their homeowners insurance.
Check out these nine simple steps you can take to start improving the safety of your home and ultimately avoid a costly homeowners insurance claim.
Some homeowners policies require that work be done to code by licensed contractors — if it isn’t, your insurance policy might be voided. Make sure you understand what your policy coverage limits are for theft of personal property, and if there are any exclusions.
If you live on a golf course, you should take a close look at your homeowners insurance coverage. The risk golf ball damage will be higher than average .