Homeowners insurance articles - Page 3

What to Do if Your California Home Insurance is Canceled in 2025 (Follow These 4 Steps)

Know what to do if your California home insurance is canceled to get new coverage immediately. California home insurance rates start at $85/mo. Learn more.

by Laura Kuhl on Nov 06, 2019

How have wildfires affected California’s homeowners insurance rates?

The devastating 2018 California wildfire season has led to many homeowners insurance companies either non-renewing policies in 2019 or drastically increasing rates.

by Daniel S. Young on Oct 25, 2019

How to get storage unit insurance

If you have a homeowners or renters insurance policy, your belongings in a storage unit may already be covered but be sure to see what your coverage limits for off-premise storage are.

by Daniel S. Young on Oct 21, 2019

kitchen appliances with home warranty coverage

What is home warranty coverage?

Home warranty coverage is separate and distinct from home insurance coverage. While coverage can vary depending on the company and different plans, generally speaking a home warranty covers protection on things like a home’s heating and cooling systems, major appliances like water heaters and stoves, plumbing and electrical.

by Daniel S. Young on Oct 17, 2019

Identity theft written in computer code with a silhouette of a hand.

Identity theft insurance: What is it and do you need it?

Identity theft insurance covers victims of identity theft and helps them recover from stolen personal information. Victims of identity theft lose nearly $1,000 on average, though losses can be much more.

by Alison Tobin on Oct 15, 2019

Are marijuana plants covered under your homeowners policy?

With many states legalizing recreational use of marijuana, what does that mean for your homeowners insurance? Are marijuana plants covered?

by Alison Tobin on Sep 25, 2019

What is an HO-6 insurance policy?

An HO6 policy is only offered to condo owners. It’s similar to homeowners insurance, but it only protects your unit and your belongings from the walls in.

by Brianna Slattery on Aug 15, 2019

Hurricane insurance guide: Are you covered for wind and flood?

Hurricane season is from June through November. Read our hurricane insurance guide to make sure you’re properly covered for wind and flood damage from hurricanes.

by Alison Tobin on Aug 02, 2019

Does homeowners insurance cover roof damage?

If your home experiences roof damage, your homeowners insurance may cover the repairs. Here’s how to get insurance to pay for a new roof.

by Alison Tobin on Jul 18, 2019

Do you need to buy earthquake insurance in California?

Homeowners insurance doesn’t provide coverage for earthquakes. You need to purchase a separate earthquake insurance policy in California to be covered.

by Brianna Slattery on Jul 09, 2019

figure houses on coins depicting homeowners insurance rate increases

Which states had the highest homeowners insurance rate increases?

Homeowners insurance rates tend to increase every year. Find out which states had the highest increase and what increase your state experienced.

by Alison Tobin on Jul 08, 2019

Do I have to add my dog to my homeowners insurance? (+Why it Matters in 2025)

You must add your dog to your homeowners insurance if you want coverage if your dog bites someone. Costs start at $25/month. Learn how to add your dog here.

by Brianna Slattery on Jul 03, 2019

luxury home covered by an ho5 insurance policy

What is an HO-5 insurance policy?

An HO5 insurance policy is a better, and more expensive, version of a standard homeowners policy (HO3).

by Ryan Baillargeon on Jun 28, 2019

colonial home with an HO3 insurance policy

What is an HO-3 insurance policy?

An HO-3 insurance policy is the most common home insurance and protects you, your home and your personal property from certain perils.

by Leslie Kasperowicz on Jun 28, 2019

Does homeowners insurance cover tornado damage?

Homeowners insurance covers tornado damage caused by wind, hail, debris, but not flood. Read more about what is and isn’t protected from tornado damage.

by Brianna Slattery on Jun 24, 2019

Do you have to have insurance on a boat?

You likely aren’t required by law in your state to purchase boat insurance. However, if you have a loan on your boat, you probably have to have boat insurance.

by Brianna Slattery on Jun 19, 2019

5 Things to know about home insurance

Purchasing homeowners insurance is an integral part of protecting you and your home. Here’s 5 things you need to know about home insurance.

by Alison Tobin on Jun 14, 2019

Does homeowners insurance cover tree removal?

Homeowners insurance covers tree removal if it damages your home from a covered peril. But tree removal isn’t always covered. Read about the different scenarios to know if your tree removal will be covered.

by Alison Tobin on May 29, 2019

Save Money by Comparing Insurance Quotes

Almost there! Couple of quick questions