homeowners insurance articles

Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption

6 Things that your homeowners insurance might not cover

Homeowners insurance can protect you from expensive issues, but it might not cover everything. Here are some of the most common homeowners insurance endorsements you might need to get.

by  Miranda Marquit on Mar 05, 2020

Read more

Self-insurance: What is it and should you use it?

One way to save money on premiums is to self insure. But what is self-insurance, and will it really protect you?

by  Miranda Marquit on Feb 26, 2020

Read more

Am I eligible for USAA insurance?

USAA offers insurance to current or former military members and certain family members. Learn about USAA eligibility and find out if you can get USAA insurance.

by  Maria D'Auria on Feb 10, 2020

Read more

Clearsurance announces the best of 2020 insurance companies ranking based on customer reviews

Clearsurance announces the consumers' choice for best car, home, and renters insurance companies for 2020, based on consumer review data. See the companies here.

Raccoon vandalism to flooding: 6 Homeowners insurance myths you need to know

Do you believe in a homeowners insurance myth? Clearsurance uncovers 6 of the biggest home insurance myths and provides you with the facts.

by  Jen Phillips on Dec 30, 2019

Read more

Buying insurance direct vs. through an agent: Pros and cons

Should you buy insurance directly from the company or through an agent? Here are the pros and cons to both.

by  Alison Tobin on Dec 09, 2019

Read more

Is sewer line repair covered by insurance?

Most of the typical reasons that a sewer line breaks won’t be covered by your homeowners insurance. That’s because most sewer line failures arise from poor maintenance, age of the pipes, and neglect. Any of these causes mean your sewer line repair won’t be covered by insurance.

by  Jen Phillips on Nov 08, 2019

Read more

What to do if your California home insurance cancels you

More than 348,000 California homeowners have been dropped by insurers. If you’re one of them, find out how to find California home insurance in a wildfire risk area.

by  Alison Tobin on Nov 06, 2019

Read more

How have wildfires affected California’s homeowners insurance rates?

The devastating 2018 California wildfire season has led to many homeowners insurance companies either non-renewing policies in 2019 or drastically increasing rates.

by  Jen Phillips on Oct 25, 2019

Read more

How to get storage unit insurance

If you have a homeowners or renters insurance policy, your belongings in a storage unit may already be covered but be sure to see what your coverage limits for off-premise storage are.

by  Jen Phillips on Oct 21, 2019

Read more

What is home warranty coverage?

Home warranty coverage is separate and distinct from home insurance coverage. While coverage can vary depending on the company and different plans, generally speaking a home warranty covers protection on things like a home’s heating and cooling systems, major appliances like water heaters and stoves, plumbing and electrical.

by  Jen Phillips on Oct 17, 2019

Read more

Identity theft insurance: What is it and do you need it?

Identity theft insurance covers victims of identity theft and helps them recover from stolen personal information. Victims of identity theft lose nearly $1,000 on average, though losses can be much more.

by  Alison Tobin on Oct 15, 2019

Read more

Are marijuana plants covered under your homeowners policy?

With many states legalizing recreational use of marijuana, what does that mean for your homeowners insurance? Are marijuana plants covered?

by  Alison Tobin on Sep 25, 2019

Read more

What is an HO-6 insurance policy?

An HO6 policy is only offered to condo owners. It’s similar to homeowners insurance, but it only protects your unit and your belongings from the walls in.

by  Brianna Slattery on Aug 15, 2019

Read more

Hurricane insurance guide: Are you covered for wind and flood?

Hurricane season is from June through November. Read our hurricane insurance guide to make sure you're properly covered for wind and flood damage from hurricanes.

by  Alison Tobin on Aug 02, 2019

Read more

Does homeowners insurance cover roof damage?

If your home experiences roof damage, your homeowners insurance may cover the repairs. Here's how to get insurance to pay for a new roof.

by  Alison Tobin on Jul 18, 2019

Read more

Do you need to buy earthquake insurance in California?

Homeowners insurance doesn’t provide coverage for earthquakes. You need to purchase a separate earthquake insurance policy in California to be covered.

by  Brianna Slattery on Jul 09, 2019

Read more

Which states had the highest homeowners insurance rate increases?

Homeowners insurance rates tend to increase every year. Find out which states had the highest increase and what increase your state experienced.

by  Alison Tobin on Jul 08, 2019

Read more
Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption