Why isn’t my claim covered by my homeowners insurance policy?
Do you have water damage to your home? Have termites invaded your house? Insurance companies may not fill the claim if they find the issue was a result of negligence.
A ball went threw my window: will my homeowners insurance cover it?
Depending on your homeowners insurance deductible and the cost of replacing the window, it may not be advisable to make a claim.
Top 4 ways your insurance policies cover your vacation
Many auto and homeowners insurance policies may protect you while you are on vacation. Check out these top 4 ways your insurance company protects you!
How does renting my home affect my homeowners insurance?
Planning to make extra money while you're away by renting your home on Airbnb? You probably need additional insurance beyond your current homeowners insurance policy.
Tips for tornado season: avoid a homeowners insurance claim
Do you live in a tornado-prone area? Understand what that means for you and learn about tips to prepare your home to avoid homeowners insurance claims.
Does your homeowners insurance policy cover your swimming pool?
Whether you have an above-ground pool or an in-ground pool could determine if you need to purchase additional insurance coverage.
When is homeowners insurance not enough? Do I need umbrella insurance?
The most basic way to describe umbrella coverage is that it is extra liability coverage. If there are damages involved in an accident — either at your home, or in a vehicle — that exceed the limits of your policy, you are responsible for them out of pocket without umbrella insurance.
What do I need to know about purchasing flood insurance?
Many homeowners are surprised to learn that standard homeowners insurance policies do not cover flooding. Water damage caused by failures inside of the house — for example a pipe suddenly failing, or a malfunctioning water line that damages the house — are different.
Insurance coverage for water recreation
Do you have adequate insurance coverage for your water recreation toys, such as a boat or a jet ski? Depending on what type of boat you have, you'll likely need to buy additional coverage beyond your standard homeowners insurance policy.
Personal property riders: improve your homeowners insurance
Considering adding a personal property rider to your homeowners insurance policy? Learn what a rider is and its affect on your valuables and insurance policy.
Grill safely — BBQs can affect your homeowners insurance policy
Your homeowners policy will usually cover damage to your covered structures, such as the house and garage, if you do experience a grill fire. You’ll be required to pay up to your deductible, so small fires that cause only minor damage might not warrant submitting a claim.
Home improvement projects and your homeowners insurance policy
You finally commit to a home improvement project, but how will your homeowners insurance be affected? To ensure your homeowners policy reflects the improvements or upgrades, you should take pictures of the work that was done and update your policy.
Avoid losing on a home insurance claim — prepare a home inventory
Creating a comprehensive list of all the items in your home is the best way to ensure your belongings will be properly covered on your homeowners insurance policy. While making a home inventory can be a tedious process, you can make more enjoyable by gamifying it.
Does homeowners insurance cover my trampoline?
Not all homeowners insurance policies cover trampolines. Some insurance companies may require that the trampoline be surrounded by a net or enclosed within a fenced-in property. Do you know what to ask your homeowners insurance company before purchasing a trampoline?
How pet owners can avoid homeowners insurance liability claims
Each year, 4.5 billion people get bitten by dogs. Many of these lead to homeowner insurance claims. As a pet owner, do you know what your policy covers? Keep in mind that some insurance companies won't cover specific dog breeds.
5 questions to ask when choosing an insurance company
These 5 questions will help you when choosing an auto insurance, home insurance or renters insurance company.
