Your homeowners policy will usually cover damage to your covered structures, such as the house and garage, if you do experience a grill fire. You’ll be required to pay up to your deductible, so small fires that cause only minor damage might not warrant submitting a claim.
You finally commit to a home improvement project, but how will your homeowners insurance be affected? To ensure your homeowners policy reflects the improvements or upgrades, you should take pictures of the work that was done and update your policy.
Creating a comprehensive list of all the items in your home is the best way to ensure your belongings will be properly covered on your homeowners insurance policy. While making a home inventory can be a tedious process, you can make more enjoyable by gamifying it.
Not all homeowners insurance policies cover trampolines. Some insurance companies may require that the trampoline be surrounded by a net or enclosed within a fenced-in property. Do you know what to ask your homeowners insurance company before purchasing a trampoline?
Each year, 4.5 billion people get bitten by dogs. Many of these lead to homeowner insurance claims. As a pet owner, do you know what your policy covers? Keep in mind that some insurance companies won't cover specific dog breeds.