What You Should Know
- New York Central Mutual has been in business for over 100 years
- New York Central Mutual products are not available nationwide
- You can only request a free car insurance quote from New York Central Mutual's website
New York residents won't have to look far to find a reputable and reliable insurance company. The New York Central Mutual Insurance Company is a local, family-run company that provides much more than just home and auto insurance policies.
While New York Central Mutual may seem small when compared to some insurance industry giants, the chances that you'll find what you need with New York Central Mutual are quite good.
In this New York Central Mutual review, you'll learn more about this company and what it has to offer New York residents.
While you read about New York Central Mutual, you can enter your ZIP code and start comparing free insurance quotes right away.
What is New York Central Mutual Life Insurance Company and what do they offer?
New York Central Mutual may be over 100 years old, but its business model has not remained stuck in the past. The company has a user-friendly website that offers many tools for customers to use. For example, if you have questions about your insurance policy or want to avoid missing a payment, New York Central Mutual provides:
- A live chat line
- A 24-hour customer service line
- The ability to reach the company by email
- An online payment tool
You can also log into your account, if you would like to take a look at a digital version of your policy documents. This allows you to have unlimited access to your policies, and even if you work regular business hours, you’ll still be able to get the help you need.
How does New York Central Mutual Life Insurance Company's coverage compare to other mutual insurance companies?
If you live in central New York and want to support a local business that provides great coverage, New York Central Mutual might be an excellent choice for you. New York Central Mutual is indeed limited in scope when compared to some other insurance companies, like State Farm or Nationwide, but its range of coverages is anything but.
No matter if you’re shopping for insurance for your business or for your home, New York Central Mutual’s coverage options blow many other mutual companies out of the water.
##What are some of New York Central Mutual Insurance products and services?
New York residents who are looking to buy multiple different policy types may be able to use the New York Central Mutual Insurance Company as a one-stop-shop. New York Central Mutual Insurance offers the following policy types:
- Home insurance
- Renters insurance
- Mobile home insurance
- Umbrella policies
- Auto insurance
- Business insurance
The New York Central Mutual Insurance Company only offers an online quote tool for automobile insurance, but that doesn’t mean that you have to resort to conducting an internet search for “renters insurance near me” and hope that a good company pops up right away.
Instead, you can call New York Central’s customer service line or reach out to a local agent to get quotes for a renters policy or any other policy you may need.
##What are the rates and reviews for New York Central Mutual? A.M. Best awarded the New York Central Mutual Insurance Company with an A rating. This rating is indicative of New York Central Mutual's financial strength and is a good sign that the company will be able to get you the funds you need after experiencing a covered loss.
New York Central Mutual is also a Better Business Bureau accredited business and has an A+ rating. While there are a few complaints about the customer service provided by this company, New York Central Mutual has a 3.75 out of 5 stars on Clearsurance’s customer rating scale.
Sample home insurance rates from New York Central Mutual were unavailable, but the average rate is $90 per month for liability-only car insurance. You can shop online to compare this rate to other companies. It’s best to request quotes from at least three different insurance companies so you can confirm that you are getting a good deal.
It's important to remember that rates may be a little higher with New York Central Mutual because it is a smaller company. That being said, you shouldn't base your buying decision on rates alone. When you collect your free quotes, take your time and compare not only your rates but the coverage options and discounts that are available to you too.
How do you buy a policy from New York Central Mutual?
You can apply for a New York Central Mutual car insurance quote online. When you do, you will need to share details like:
- Your name
- Your age
- Your address
- Your car’s make and model
- Information about past accidents
To purchase any other type of policy, you’ll need to call the New York Central Mutual phone number to be connected with a local agent. If you want to purchase a home insurance policy you will need to give not only information about yourself but detailed descriptions of your home as well.
The amount of coverage you need is in part determined by how much it would cost to rebuild your home, so you will need to let an agent know when your home was built, along with the number of rooms, and the year your roof was last replaced.
How can you file a claim with New York Central Mutual?
While you can use an online portal, not to be confused with the New York Central Mutual agent login, to file a glass claim, or any other kind of loss, you’ll need to call the New York Central Mutual claims phone number, which is available at all hours, or contact your agent for assistance.
What You Need to Know About New York Central Mutual
With so many choices on the market currently, trying to find a good insurance company can be overwhelming. If you live in New York though, New York Central Mutual could be a good choice for you — especially if you want to purchase multiple different policy types. Although, if you need life insurance, you'll need to look elsewhere.
Now that you’ve finished this New York Central Mutual review, you should feel ready to start shopping for insurance. You can enter your ZIP code to receive free quotes from companies near you today.