Carrier vs. Carrier Comparisons
Our NerdWallet review found customers trust its quote comparison tool, educational resources for consumers, and savings.
NerdWallet partners with the best car insurance companies to provide users an all-in-one quote comparison tool, though some complain that not all providers are included.
| ✅ NerdWallet Pros | ❌ NerdWallet Cons |
|---|---|
| • Independent expert recommendations for top carriers | • Can't buy direct policies with NerdWallet |
| • Easy-to-read insurance guides | • Limited provider selection |
| • Compare quotes from several insurers in one spot | • May receive follow-up calls/emails |
A top question readers ask is, "What are the benefits of using NerdWallet?" Our review of car insurance from NerdWallet explains how these personal finance experts can help you find the best coverage options and rates.
Ready to compare low-cost auto insurance quotes? Enter your ZIP code into our free comparison tool to secure a top-rated policy today.
What You Should Know
- NerdWallet gets mixed reviews on TrustPilot, with 3.7 out of 5 stars
- The platform has useful tools for comparing insurance and managing finances
- NerdWallet quotes require personal details like age, location, and more
NerdWallet Reviews & Complaints: What Users Say
NerdWallet users on Reddit praise it as a good resource for insurance information, personal finance advice, and free credit checks (Learn More: A Practical Guide for Understanding Car Insurance).
Some NerdWallet reviews on Reddit express concern about the site's ability to provide unbiased reviews, as it earns money through partnerships. Also, many complain of unwanted emails and phone calls from third-party partners after requesting a quote.
We recommend using NerdWallet as a guide while cross-checking information and quotes with other sources. Get started with our free quote tool to compare car insurance costs now.
Our NerdWallet review also found it has great business and third-party ratings. Check out the table below to see how some score NerdWallet:
| Reviewer | Rating |
|---|---|
 |
4.8 / 5.0 (116k+ Reviews) |
 |
A+ |
 |
4.5 / 5.0 (30.4k+ Reviews) |
 |
4.0 / 5.0 |
 |
3.7 / 5.0 (2,930 Reviews) |
For instance, NerdWallet has an A+ from the Better Business Bureau (BBB) and has been BBB-accredited since 2017. While customer NerdWallet reviews for the BBB are poor, there are only 14 total reviews.
How NerdWallet's Quote Comparison Works
With NerdWallet, you can compare car insurance to instantly get cheap car insurance rates for the coverage you need. Here are the steps to get started:
- Provide Basic Details: You'll need to enter personal information, such as age, gender, ZIP code, and vehicle type, to start your NerdWallet car insurance cost comparison.
- View Your Quotes: Then, you can examine quotes through NerdWallet from the best auto insurance providers.
- Evaluate Coverage Options: NerdWallet's tool allows you to adjust your coverage levels and deductibles to see how they impact your rates.
- Choose an Insurer: After picking a quote, NerdWallet then connects you directly with the provider to finalize the policy.
Since 2009, NerdWallet has provided tools and resources for consumers to find cheaper insurance premiums, along with other personal finance tips related to loans, credit cards, and more.
| Facts |  |
|---|---|
| Founders | Tim Chen & Jacob Gibson |
| Founded In | 2009 |
| Headquarters | 55 Hawthorne St. - 10th Floor, San Francisco, CA 94105 |
| Phone | Not available, support is provided via email |
| support@nerdwallet.com | |
| Employees | 770 |
For an accurate NerdWallet quote, it's important to keep your personal details handy, including vehicle details, safety features, and driving history.
Other NerdWallet Services
Besides insurance comparison, NerdWallet's site also features personal finance tools and advice, including topics like:
- Credit cards
- Mortgages
- Investing
- Banking
- Personal loans
Some of these financial factors can also impact your NerdWallet insurance quote. For example, many states allow insurers to use your credit score to determine insurance premiums.
Learn More: How does my credit score affect my insurance premium?
How NerdWallet Stacks up to Competitors
NerdWallet vs. Insurify
Both Insurify and NerdWallet offer convenient tools for insurance information and quickly comparing auto insurance quotes, but NerdWallet's educational resources are more comprehensive.
However, NerdWallet only directs users to insurers for quotes, while Insurify gives you instant quotes from various top carriers, acting as a virtual insurance agent. Understand how buying insurance direct vs. through an agent impacts your policy and cost.
Additionally, Insurify does not sell its users' information to third parties, unlike NerdWallet, which relies on a third-party service for its quote tool.
NerdWallet vs. The Zebra
NerdWallet's focus is on educating readers on what coverages they need and who the best companies are. Meanwhile, The Zebra partners with many insurance companies to give users bindable quotes, while NerdWallet simply connects you with quotes.
The Zebra also allows users to get fast quotes with little or no personal information upfront, making it a top competitor for best online insurance marketplaces.
NerdWallet vs. Clearsurance
Both NerdWallet and Clearsurance help auto insurance shoppers find coverage, though they cater to different needs.
NerdWallet provides financial and insurance guides that direct users to company websites for quotes. However, it doesn't offer firsthand customer reviews.
On the other hand, Clearsurance stands out for its real user reviews, giving you a transparent look at what policyholders say about the best auto insurance companies before you buy coverage. It also offers a free insurance quote tool to compare rates from top providers while considering real customer feedback.
See how much you could save — compare insurance quotes with Clearsurance now and make the best choice with confidence!
Why Many Customers Use NerdWallet
Users rely on NerdWallet's to compare car insurance quotes for its educational resources and expert insights. NerdWallet receives high marks for those resources, its savings potential, and ease of use.
However, in some NerdWallet reviews, complaints show that customers are concerned about partnerships influencing recommendations and the potential for spam calls from third parties.
If you're looking for lower rates along with actual customer reviews, try our free comparison tool to find low-cost liability or full coverage insurance near you.
Frequently Asked Questions
Is NerdWallet good for insurance quotes?
Many readers commonly ask, "Is NerdWallet legit for car insurance?" NerdWallet's all-in-one quote comparison is user friendly and provides estimates from many companies. However, NerdWallet may not include all insurers in its car insurance calculator.
What’s better than NerdWallet?
While NerdWallet is a great platform for comparing quotes and other resources, other options like Insurify and The Zebra give real-time quotes on their site. So, users may get a broader and more accurate comparison with those services.
Use our free quote comparison tool to easily explore rates and get a well-rounded look at coverage options.
Is NerdWallet safe to use?
Yes, it is safe to use NerdWallet, as its encryption and security tools help protect users' data. However, always review the privacy policy of financial platforms you use to understand how your information gets used.
What does NerdWallet do?
You may be wondering, "What is the primary purpose of NerdWallet?" NerdWallet, as a personal finance company, offers resources to help educate consumers on personal finance and making good financial decisions. It also compares other financial products, such as insurance, credit cards, and loans.
Does NerdWallet charge a fee?
No, NerdWallet is free to use since it makes money through partnerships with top auto insurance carriers. However, the company offers an optional membership service called NerdWallet+ for $49/year, which offers financial tools, personalized assistance, and even rewards for making good financial decisions.
Why does NerdWallet need my SSN?
You may need to provide your Social Security number to NerdWallet to get personalized financial advice and check your credit score.
What are the pros and cons of NerdWallet?
- Pros: NerdWallet's easy-to-use platform allows users to compare offers for loans, credit cards, and insurance in one place. Users also have access to financial tools and free credit score tracking.
- Cons: NerdWallet gets a commission for each user who gets a financial product through its links, which could influence how it ranks lenders and offers. Also, not all lenders or insurance providers are included.
Does NerdWallet sell my information?
While NerdWallet says it doesn't sell personal information, it may share data with partners to get personalized quotes as an online insurance marketplace. Check out NerdWallet's privacy policy for more details.
Is it safe to link my bank account to NerdWallet?
Yes, and linking a bank account with NerdWallet can help you get an overview of your finances. However, ensure you review NerdWallet's data and privacy policies before proceeding.
How does NerdWallet make money?
NerdWallet earns money by partnering with financial institutions, such as banks and insurance companies. Then, whenever a user purchases a product or service through a NerdWallet link, it may receive a commission.
How much is NerdWallet per month?
NerdWallet is a free service. However, you can enroll in NerdWallet+ for more personalized financial services and rewards.
What are the features of NerdWallet’s mobile app?
With the NerdWallet app, you can monitor your credit score, track spending habits, and get financial advice. Its budgeting tools and personalized tips help customers manage their expenses and save money on auto insurance. Check out these top ways customers have saved money on car insurance rates.
Who is behind NerdWallet?
Who owns NerdWallet? In 2009, Tim Chen and Jacob Gibson founded NerdWallet, with Tim Chen currently serving as CEO.
How do I get rid of NerdWallet?
Delete your NerdWallet account by logging in, visiting account settings, and following the prompts to delete your account. While there isn't a NerdWallet car insurance phone number, you can reach customer support by submitting a request on their website.
Are NerdWallet loans legit?
While NerdWallet loans are trustworthy, it's important to clarify that NerdWallet itself isn't a lender. NerdWallet partners with many top lenders to help users compare personal, mortgage, and student loan offers.