What You Should Know

• Many life insurance companies offer policies to people after they have had a stroke
• You can expect your life insurance rates to be higher than average if you've had a stroke
• If you are denied life insurance coverage, you can seek out final expense insurance as a potential option

If you are older or at risk of having a stroke, you may be curious to learn about life insurance companies that are stroke-friendly.

Getting health insurance after stroke or life insurance after a stroke may sound like a difficult task, but there are plenty of companies that will offer you coverage even if you've had a stroke.

In some rare cases—especially if you've had multiple strokes or had at least two strokes in a relatively short time frame—you may find your applications for life insurance repeatedly denied.

But you can still do your research to find and compare final expense insurance quotes or look into the cost of critical illness insurance. You may consider using a life insurance guide to help as you do your research.

Don't be discouraged or lose hope when it comes to finding life insurance quotes after a stroke. The best thing you can do to find the right option for you is to compare prices online.

While you may be relieved when you find a stroke-friendly life insurance company, you should still compare rates to see what else is available before you commit to any policy.

One of the best ways to find the best life insurance rates after a stroke is to use an online quote tool that will compare multiple companies at once.

In fact, you can use our free quote tool above to help you buy stroke-friendly life insurance.

Which life insurance companies are stroke-friendly?

There are plenty of life insurance companies that cover individuals who have had a stroke or people who have a family history of strokes.

But you may want to know more about certain life insurance companies that are known as helpful companies when it comes to strokes. Some of these companies include:

• Prudential Life Insurance
• North American Company
• AAA Life Insurance
• American General
• Principal Financial Group

While there will be some life insurance companies that aren't stroke-friendly, the companies listed above are known to work with individuals who have had one or more strokes to make sure they still have the option to purchase a life insurance policy.

What type of life insurance policy should I get after a stroke?

Regardless of your overall health, the first thing you should do when it comes to finding a life insurance policy is to apply for the type of policy you actually want.

Are you looking for a term policy in a certain amount? Does a whole life policy make more sense for your stage of life?

Look for life insurance that would be the biggest help to your loved ones while costing you the least amount possible.

Many people who have had strokes do find that certain policies tend to be off-limits. Not every company is the same, so you won't know until you apply for a life insurance policy.

But if you are denied the type of life insurance you want, you may want to consider the best no medical exam life insurance options, such as guaranteed issue life.

With guaranteed issue life insurance, the life insurance company does not ask you to disclose any information about your health. This means there will be no health questions on the application, and a medical exam will never be required.

Because guaranteed issue life insurance does not require a medical exam or any information about your health, there are some downsides:

• The death benefit will typically be no more than $25,000 or $30,000, depending on your age
• There is a two-year waiting period in which the full death benefit will not be paid out if you die
• Life insurance rates will be much higher than average

Though a guaranteed issue life insurance policy may not be what youwere hoping for, it could be the best solution if life insurance companies are turning you down.

What is Stroke Association life insurance?

The American Stroke Association is a group that educates people on the causes and effects of a stroke. It does not offer Stroke Association life insurance.

But The American Stroke Association does offer a guide to finances after having a stroke, along with helpful information about petitioning your health insurance for better coverage of certain costs.

Does life insurance cover strokes?

If you have a life insurance policy in place, and if your policy is up to date when it comes to monthly payments, your life insurance policy will cover you if you pass away from a stroke.

As with any other health-related death, your life insurance company will pay the death benefit and any other financial benefits to your beneficiaries once they submit a claim.

Should I buy life insurance after a stroke?

If you do not have a life insurance policy before your stroke, you should consider purchasing a policy.

A life insurance policy ensures that your loved ones will be taken care of after you're gone. Regardless of your age, gender, or health status, life insurance is a great investment.

When you search for a life insurance policy that will work for you, be sure to shop around to find the best prices. You may be able to find an affordable life insurance policy even after a stroke.

The best way to buy life insurance is to shop around online and compare prices from multiple companies at once.

You can use our free tool below today to comapre life insurance rates after a stroke.