What You Should Know
- The Life360 app is a tracking app that can notify people of your location, your speed while driving, and how long you stay at any location
- Some people argue that the Life360 app is a breach of privacy and should not be allowed
- You can remove yourself from a Life360 group at any time, but the group will be notified
A lot of insurance companies are offering new and effective ways to keep in touch with policyholders and allow people to potentially save money on their insurance rates.
While life insurance companies offer this by way of lower rates for excellent health or incentives for annuities and riders, there are some car insurance companies that use the Life360 app to track policyholders for a discount.
Some policyholders argue that something like the Life360 app — whether used for life, health, or car insurance — is invasive and unethical. But there are plenty of people who are open to using it if it means they can save some money.
There are some Life360 app problems that come into play when insurance companies use it, like Life360 not updating a location or being unresponsive while a person is driving. But it can also be extremely helpful when it comes to safety.
The Life360 app could help you learn how to get cheap car insurance by taking advantage of various discounts that insurance companies will offer you.
If you are searching for life insurance, the Life360 app will not currently benefit you, but you may still be interested in having it and sharing the app with family members to make sure everyone is safe on a daily basis.
Shopping around for life insurance, even without the discounts that come along with the Life360 app, can help you save money, especially when you compare rates to find the cheapest and best policy for your needs.
As you do your research online, be sure to use our free quote tool above to compare rates from top life insurance companies near you.
Because the Life360 app is primarily used to track people and share their location, it will not do much to help you save money on your life insurance policy.
However, a new teen driver and their whole family could save money with a car insurance discount when they use Life360. This could help in the decision-making process when it comes to finding the best car insurance for teens and young drivers.
But the Life360 app is something that millions of people are using to keep track of their children, spouses, and family members to ensure everyone is safe and that no one is in an emergency situation.
Because the Life360 app tracks a person's location and travel patterns, it can be extremely beneficial in seeing how a person gets from one spot to the next and whether they do so in a safe manner.
Allstate is currently the only insurance company that offers a discount for using the Life360 app.
The general idea is that a person's driving patterns will be reflected in the app, so their car insurance company will be able to see if they drive within the speed limit, if they brake too quickly, or if they get into an accident.
Because the Life360 app is utilized as a tracking app, it comes with a good bit of controversy.
For example, many people consider the app and its purpose to be an invasion of privacy. The Life360 app, anyone who is in your Life360 group, and ultimately your car insurance company if you want the discount, can see everything you do and everywhere you go.
You do have the option to turn off the tracking on the app, but this will potentially cause your insurance company to assume you're doing something you shouldn't, and it could impact the discount you receive for using the Life360 app.
Regardless of any discounts the Life360 app could help you earn, you may be genuinely interested in what the Life360 app has to offer you and your family members by way of safety.
The original idea of the Life360 app was that people could keep up with one another in order to make sure no one needed help.
There are situations in which family members and even first responders have been called to a scene and saved people's lives because they noticed something strange that had been logged on the Life360 app.
If you have teen drivers in your household, or if you have older children who spend some time alone in the afternoons while you work, the Life360 app could offer you peace of mind regarding their safety.
But there is also controversy when it comes to the lack of privacy that Life360 causes.
Some teenagers whose parents force them to use the app to know their whereabouts, for example, claim Life360 is a breach of privacy and unfair.
And some people worry that the app shares their personal information, including their location, with people and organizations that have no business knowing it.
Ultimately, if it does not bother you to have your life, travel patterns, and locations tracked, the Life360 app could offer you some security.
But if you enjoy your privacy and don't want it to be compromised, then an app tracker on your iPhone or other device is probably not a good idea.
You can learn how to leave a Life360 group easily, and you can leave a group at any time. But when you leave a Life360 group, the group is notified of your absence.
This is the same for your location notifications. You are free to turn off the location tracker whenever you'd like, but anyone in a group with you will see that you've done so.
If you are not comfortable with having your locations tracked, then using Life360 doesn't make a lot of sense. But there are ways you could save on car insurance with Allstate — and probably more companies in the future — when you use it.
Currently, there are no Life360 health insurance or life insurance groups.
But you can still save money on all of your insurance needs by shopping around online and comparing rates from multiple companies.
In fact, you can use our free tool below to compare rates and see how much you could save on insurance coverage.