What You Should Know

• Anchor General Insurance specializes in providing insurance to high-risk drivers
• Anchor General Insurance is not available nationwide
• You can shop online to find cheap car insurance quotes

Shopping for insurance when you have a few spots on your driving record can be difficult, but the Anchor General Insurance Company may be able to help you get the coverage you need in order to be street legal.

Hailing from the West Coast, Anchor General specializes in providing high-risk drivers with car insurance; however, if you’re a shopper who bases your purchases decisions on customer reviews, this company may not be for you.

Keep reading to educate yourself on this company and learn if Anchor General can help you get the insurance you need to stay protected while out on the road. While you read about Anchor General Insurance, you can enter your ZIP code and start comparing free insurance quotes right away.

Who is Anchor General Insurance?

If you want to learn about the very beginnings of Anchor General, San Diego, CA is where you’ll need to start. This company was founded in 1987, and while the Anchor General Insurance address for its headquarters is still in San Diego, the coverage of this company has spread to:

• California
• Arizona
• Oregon
• Washington
• Texas

Sold through insurance brokers, the policies offered by Anchor General are non-standard, meaning that if you are a driver who has multiple moving violations on your record, your chances of being accepted for a policy with Anchor General are pretty high.

You must remember, though, that since Anchor General doesn’t have any captive agents, you won’t be able to pop into your local insurance office if you have any questions or concerns about your policy.

If that arrangement doesn’t sound appealing to you as a consumer, you can always shop online to find companies that can provide you with the coverage you need and a local agent you can turn to if you need assistance with your policy.

What coverage options does Anchor General Insurance offer drivers?

Anchor General Insurance offers liability only and full coverage policies. Unfortunately, no additional coverage options are available through this company. This lack of extra coverage means that you could be missing out on coverage that would reimburse you for towing or help you afford a rental car if you were ever to need one.

Most major insurance companies offer these add-ons for a very low rate so if you are looking to maximize protection for your vehicle while reducing your spending, it will behoove you to compare quotes from at least three different companies. This way you can be sure that you are getting the best coverage at the best rate.

##What are the rates and reviews for Anchor General Insurance? Unfortunately, visiting the Anchor General website will not share any information about the company’s rates; however, the average monthly rate for liability-only coverage in the states where Anchor General provides insurance is $50. That number may help in your budget calculations until you can get an accurate rate quote from an Anchor General representative.

Regarding of its ratings, Anchor General has an A+ rating with the Better Business Bureau (BBB), but its customer reviews only score this company 1 out of 5 stars.

How do you buy a policy from Anchor General Insurance?

Anchor General sells insurance through retail agents, but, oddly enough, Anchor General’s website can't help you find an agent to contact or even request a quote, unlike most other major insurance companies.

You may be able to use a contact form on the site to request information on finding a local agent, but the website doesn’t confirm if this is the case.

Does Anchor General Insurance offer car insurance discounts?

If you were hoping for generous savings opportunities from Anchor General, you might be disappointed to learn that there are very few discounts available. If you insure multiple cars with Anchor General or are a senior driver, you may be able to reduce your rates.

To its credit, Anchor General Insurance does offer drivers multiple ways to pay for their insurance. If you were to purchase a policy from Anchor General, you could pay for your coverage:

• Online
• Through monthly auto-withdrawals
• Over the phone

It’s important to remember that since Anchor General doesn’t have a mobile app available if you would like to make a manual payment online, you’ll have to go through the payment portal on the company’s website.

How can you file a claim with Anchor General Insurance?

Anchor General Insurance Company doesn’t have a 24-hour service line or even an email for its claims department. If you have experienced a loss and need to file a claim during the company’s regular business hours Monday-Friday and call the Anchor General Insurance claims phone number that is listed on the company’s site.

While there is a contact form on the website, it would most likely be better if you were to call in so you could note the date and time that your report of a loss was first received and save it for your records.

What You Need to Know About Anchor General Insurance

While looking for companies that provide insurance to high-risk drivers can be difficult, it isn’t impossible. If you’re located in one of the five states where Anchor General offers car insurance, you may be able to get coverage through this company. It is worth noting that if you enjoy the modern conveniences that many other insurance companies offer, like 24-hour support lines, mobile apps, and free quote tools, Anchor General Insurance may not be a great fit for you. Now that you’ve finished learning about Anchor General Insurance, you should feel ready to start shopping for car insurance. You can enter your ZIP code to receive free quotes from companies near you today.

Anchor General Insurance FAQs

Does Anchor General Insurance sell homeowners insurance policies?

Anchor General Insurance doesn’t currently offer home, renters, or condo insurance. If you need one of these policies as well as car insurance, you may want to get quotes from companies like GEICO, State Farm, or Progressive.

Does Anchor General Insurance sell life insurance?

You can’t buy life insurance through Anchor General Insurance; however, if you would like to find a policy that can help you provide for your loved ones after you die, you should first examine what you would like to accomplish with your policy and how much coverage you need. That will help you determine if you need a term or whole life insurance policy.

Does Anchor General Insurance sell commercial insurance?

If you have a budding young business and need to protect it, Anchor General won’t be able to get you the coverage you need as it doesn’t provide commercial policies. There are quite a few major insurance companies that do provide commercial insurance for all sorts of companies so you can shop online to find the best one for you.