American Family renters insurance: What are American Family policyholders saying?


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Farmers CSR for 4 Years
UPDATED: 2022-08-03T07:26:28.589Z
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As a renter you may call on your landlord when anything goes wrong in your apartment. If your heat stops working or your dishwasher is making a funny noise, you call your landlord to repair or replace it. But your landlord won't be coming to your rescue if someone breaks into your apartment and steals your TV and other belongings, or if you struggle with additional living expenses if a disaster destroys the property.

For as little as $1 a day, you can protect your personal belongings in your apartment from disasters like burglary or fire with renters insurance coverage. Many well-known companies offer renters insurance policies, including American Family.

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Who is American Family Insurance?

American Family Insurance offers a wide variety of insurance to cover all of your needs whether you're looking for personal or business policies. American Family is a trusted and top-rated insurance company by consumers. While it earned the No. 10 spot on the list of best car insurance companies for 2018, American Family did not make the top rankings for 2019 .

The coverages that come standard on an American Family renters insurance policy include personal property coverage, liability, and loss of use coverage. You may also add what American Family calls scheduled property coverage to your renters insurance for extra protection if you have high-value items, such as wedding rings or art. Optional coverages like this may increase the cost of renters insurance, though.

American Family's renters insurance coverage is very customizable. The types of additional coverage available include identity theft protection, travel protection, pet insurance, and home-based business coverage for a small business that operates out of your home. For more information about different coverage options, visit American Family’s website.

What are Clearsurance users saying about American Family renters insurance policies?

As of December 23, 2020, American Family Insurance has a Clearsurance score of 4.06. For the most up-to-date rankings, visit our renters insurance rankings.

If you've ever heard an insurance horror story about a company not efficiently handling a claim, you may wonder if that could happen to you. Generally speaking, American Family policyholders have been satisfied with the company as less than 2 percent discussed an issue or problem in a review on Clearsurance.

Another common concern for policyholders is rate increases; only about 1 percent of customers discussed a renters insurance rate increase in American Family Insurance reviews.

How can you save money on American Family's renters insurance?

American Family offers a multi-policy discount if you bundle renters insurance with other AmFam insurance coverages, such as car insurance. However, there are a number of other discounts policyholders can earn as well. Claims-free pricing is offered if you haven't had a claim in the past five years. You can also qualify for the smart home discount if your home is equipped with smart home devices or a protective home system.

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The company will reward you with a loyalty discount to lower your premiums if you've been a long-time American Family customer. Additionally, a generational discount applies to policyholders who have parents that also are protected under American Family's renters policy.

One customer discussed their experience with American Family’s pricing in a review that said, “They have a great bundle package. I have a great agent to help with all of our questions and concerns. The prices are reasonable.”

How can American Family renters insurance help you?

The importance of renters insurance is often misunderstood and many people overlook it. If you're renting an apartment, condo, house, or dorm, it's a good idea to consider purchasing renters insurance. Personal property coverage can help you recover from a loss in your apartment so you don't have to pay out of pocket to replace your belongings in case of theft or some other kind of property damage.

One American Family renters insurance policyholder recognizes the importance and said, “The price you pay is really cheap for something that is so important. You don't realize how important it is until you lose everything you have with nothing to back you up.”

Another policyholder said, “Our house was broken into and American Family Insurance was hands on from the start. My agent was very helpful with answering any question”

Reading other American Family reviews can help you gain a better understanding of the company. If you’ve had an insurance experience yourself, you can write a review to help other people learn from your experience. Also, make sure to check out Clearsurance's renters rankings page for the best insurance in your area.

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The content on this site is offered only as a public service to the web community and does not constitute solicitation or provision of legal advice. This site should not be used as a substitute for obtaining legal advice from an insurance company or an attorney licensed or authorized to practice in your jurisdiction. You should always consult a suitably qualified attorney regarding any specific legal problem or matter. The comments and opinions expressed on this site are of the individual author and may not reflect the opinions of the insurance company or any individual attorney.

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