Alinsco Auto Insurance Review (2022)


If you've just moved to Texas and need an affordable car insurance company, Alinsco Insurance may be the right choice for you. Alinsco Insurance offers a variety of plans. Sample policy rates aren't readily available on the Alinsco Insurance website; however, you can get free car insurance quotes from Alinsco Insurance.

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Written by
Managing Editor of Features and News
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Reviewed by
Farmers CSR for 4 Years
UPDATED: 2022-02-21T07:37:55.258Z
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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
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What You Should Know

  • Alinsco Insurance is designed for Texas drivers
  • Alinsco Insurance offers packages that cater to drivers newly arrived in the United States
  • Drivers should always request at least three quotes before purchasing a policy

Everyone who drives a vehicle in Texas is required by the state to have an active auto insurance policy so if you’re a Texas driver who’s on the hunt for affordable car insurance, Alinsco Insurance may be the right company for you.

Of course, you should never make any hasty decisions when purchasing a car insurance policy. Thankfully, with today’s technology, you can request multiple free car insurance quotes from Alinsco Insurance and other insurance companies so you can compare how each policy suits your needs.

With your smartphone or laptop, you can even access other free resources like customer reviews and guides on how to get cheap car insurance at any time of day or night.

Keep reading to learn more about Alinsco Insurance and the coverage it offers so you can discover if this is the right car insurance company for you.

You can see how Alinsco Insurance compares to the competition when you enter your ZIP code and get free insurance quotes sent directly to you.

Who is Alinsco Insurance? Alinsco's Pricing & Policies The Cost of Having an Automobile Damage Policy with Alinsco What makes Alinsco different from other auto insurance companies? Does Alinsco provide any discounts or perks? What You Need to Know About Alinsco Insurance

Who is Alinsco Insurance?

Alinsco Insurance has been providing auto insurance to Texas drivers since 2003. If you need low car insurance rates, Alinsco Insurance may be a great fit for you as it offers several different policy types. Not only that, but Alinsco also offers policies that can help individuals who have just arrived in the United States get out on the road.

The Alinsco Insurance company is owned by the Empower Insurance Group which earned an A+ rating from A.M. Best. Not only is it backed by a financially strong institution, but Alinsco also embraces modern technology to allow drivers to file claims online, via the Alinsco Insurance app, or by calling the Alinsco Insurance Claims phone number.

Alinsco's Pricing & Policies

If you want to purchase a policy from Alinsco, Cambridge, NH or any other states’ minimum insurance requirements won’t apply to you. Alinsco is only available to Texas drivers so you must meet the minimum insurance requirements set by the state.

When you purchase car insurance, you must, at the very least, have your liability limits set at:

  • $30,000 per person
  • $60,000 per accident
  • $25,000 minimum in property damage

Unfortunately, there is no Alinsco car insurance review price; however, if you would like to get a better idea of what you may pay, you can always request a free quote directly from the Alinsco website.

The Cost of Having an Automobile Damage Policy with Alinsco

What an Alinsco car or truck policy costs is currently not shared with the public, but you can use this breakdown of the average annual rates offered by some of the major insurance companies in the industry today as a guide to help you ascertain how much you may pay for insurance:

  • Allstate - $5,485.32
  • The General - $4,849.18
  • GEICO - $3,263.39
  • Nationwide - $3,867.57
  • Progressive - $4,664.85
  • State Farm - $2,879.95

Remember, no two insurance companies are the same so you should always get at least three quotes to review before you decide to buy car insurance from Alinsco Insurance or any other company.

What makes Alinsco different from other auto insurance companies?

Alinsco stands out from its competitors because of its five different policy types:

  • Annual
  • Bravo
  • Enhanced
  • Select
  • Zoom

Unlike many standard insurance policies which run for six months, the Annual package runs for 12, but it is the most basic option and only offers drivers bare minimum liability coverage for non-household members.

The Bravo package, on the other hand, is only six months long and provides a discount if you have a strong credit score.

The Alinsco website advertises that the Enhanced package is a great choice for drivers who have a foreign driver’s license. Not only does this package not require an up-to-date photo ID, but it also offers full coverage.

The Select package is the most typical option offered by this company, and drivers can also receive a 6-month, 12-month, or 24-month Prior Discount.

If you don’t think you’ll need car insurance for a long period of time then the Zoom package may be of interest to you. With this option, you can purchase only 30 days of coverage at a time. Foreign IDs and driver’s licenses are acceptable with this policy, but you must bear in mind that there are restrictions that come with this policy if you were to drive out of the state.

Does Alinsco provide any discounts or perks?

Alinsco may very well offer discounts but it, unfortunately, does not list what the available discounts are on its website.

Now, applying every discount that you are eligible for onto your policy is a great way to save money so the next time you shop for insurance quotes, scan this list of common car insurance discounts to make sure you are taking advantage of every opportunity to save money:

  • Good student
  • New car
  • Defensive driver course
  • Anti-lock brakes
  • Anti-theft device
  • VIN etching
  • Distant Student
  • Senior driver
  • Forward collision warning

If you’ve applied for an Alinsco Insurance policy and don’t think that every qualifying discount has been added to your quote, you can always call the Alinsco Insurance phone number directly to address the issue.

What You Need to Know About Alinsco Insurance

If you're visiting the United States from another country and want to explore the sights or have decided to call Texas your new home, you'll need to find an affordable car insurance company, and Alinsco Insurance may be able to get you the coverage that you need.

While the company website only shares the bare minimum of information needed to describe its policy packages, you can get free online quotes to find a policy that fits your budget and can get you ready to cruise through the Lone Star state.

Now, you should always remember to compare a variety of quotes before signing anything on the dotted line. Taking your time to review several policies can result in the discovery of an insurance company that is a perfect fit for your insurance needs.

Now that you’ve read this Alinsco Insurance review, you’re that much more prepared to begin shopping for a new insurance company.

Enter your ZIP code to get free insurance quotes and discover is Alinsco Insurance is right for you.

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ZIP Code must be filled out!
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