How do customers rate Western Reserve Group?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Western Reserve Group: Compare Ratings, Coverage & Discounts in 2020

Western Reserve Group is a group of three property and casualty insurance companies and has been providing services for more than 110 years. It is comprised of Lightning Rod Mutual Insurance Company, Western Reserve Mutual Casualty Company and Sonnenberg Mutual Insurance Company. The group is built on the philosophy of harnessing independent agents to provide policyholders with superior insurance coverage in Ohio and Indiana.

More about Western Reserve Group

Western Reserve Group has a 24-hour towing and roadside assistance package for added services. It also has personal auto enhancement, which provides policyholders with even more coverage than its automobile program.

Western Reserve Group discounts

Western Reserve Group offers discounts to its policyholders if they have multiple policies, get a quote from Western Reserve in advance of their current policy ending and for renewing their Western Reserve policy. There are various other discounts offered such as:

Western Reserve auto insurance discounts

  • Clean Driving Record Discount: If you are free from violations, you can earn a discount on your Western Reserve Group auto insurance policy
  • Anti-Theft Device Discount: Having a vehicle with an anti-theft device installed will save you money with this Western Reserve discount
  • Company Car Discount: You may qualify for this discount if your car is a company car
  • Good Student Discount: This discount may be offered to good students with a certain grade point average
  • Home Ownership Discount: Owning a home will earn you this discount on your Western Reserve auto insurance policy
  • Multi-Car Discount: Insuring more than one car on your policy can qualify you for this discount on your insurance premiums

Western Reserve homeowners insurance discounts

  • Automatic Backup Generator: If you have an automatic backup generator for your home that senses a power outage and clicks on automatically, you may qualify for a discount with Western Reserve
  • Loss Free Discount: This discount is awarded to policyholders who have not experienced a loss within a certain time frame
  • New Home Discount: Having a new home could qualify you for a discount on your Western Reserve Group insurance policy
  • Protective Devices Discount (Fire and/or Burglar): Having a smoke detector and/or a burglar alarm system in your home may earn you this Western Reserve discount

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What coverages does Western Reserve Group offer?

What states does Western Reserve Group do business in?

Western Reserve Group sells car, homeowners, renters and motorcycle insurance in 2 states. See the state Western Reserve Group sells in below and click the link to see how Western Reserve Group compares to the other top companies in that state.


Western Reserve Group mission

WRG: Insurance Solutions, Superior Service, and Financial Strength Since 1906®