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How do customers rate Western National Mutual Insurance Company?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Western National Insurance Coverage and Discounts - 2020

Western National Mutual Insurance Company has more than 115 years of experience as a private mutual insurance group, providing property and casualty insurance services to its variety of customers. Headquartered in Edina, Minnesota, the company first started as a St. Paul-based fire insurance company for Minnesota's creameries and cheese factories. Today, it has expanded its products and its range to give coverage to areas of the Midwest, Northwest and Southwest United States. Western National exclusively uses independent insurance agents to best serve its customers.

What auto insurance discounts are offered by Western National?

  • Anti-Theft Devices in Vehicles Discount: If your car is equipped with a self-activating anti-theft device that has been installed by the manufacturer or authorized dealer, you may qualify for this discount.
  • Company Car Discount: If you have a corporate car for personal or business use, you may be eligible for this Western National discount.
  • Customer Loyalty Discount: Earn a discount after your first renewal. The discount value can increase to up to 10 percent in your ninth year of renewal.
  • Defensive Driving Discount: If you are 55 years or older, you can complete a defensive driving course to earn this discount.
  • Good student: Good students get rewarded for their work in school by earning a discount on their car insurance with Western National Mutual Insurance. Students must be full-time in high school, college or a vocational-technical institute and be under 25 years old and in the upper 20 percent of their class or have a ‘B’ average or better.
  • Multi-Policy Discount: You can pay less for your personal auto and homeowners insurance by having them on the same policy.
  • Multi-Car Discount: If you have two or more cars on your policy with liability coverage, you may be eligible for this discount.
  • Family Discount: Western National offers a family discount comparable to its multi-car discount but you still qualify even if you have cars owned by family members that are on different Western National policies.

What are Western National's home insurance discounts?

  • Protective Devices Discount: If your home is equipped with smoke detectors, a sprinkler system, a home security system you may qualify for this homeowners discount.
  • Multi-Policy Discount: You can pay less for your personal auto and homeowners insurance by having them on the same policy.
  • Age-Of-Systems Discount: If your home was built or remodeled within the past 10 years, you may qualify for savings on your homeowners insurance policy.

What coverages does Western National Mutual Insurance Company offer?

Specialty Coverage

ATV insurance

Specialty Coverage

Business insurance

Specialty Coverage

Commercial auto insurance

Specialty Coverage

Commercial property

Specialty Coverage

Golf cart insurance

Specialty Coverage

Inland Marine Coverage

Specialty Coverage

Refrigerated contents/food spoilage

Specialty Coverage

Snowmobile Insurance

Can I learn more about Western National auto insurance?

Western National Insurance has a penalty-free promise that guarantees customers they won't have to pay a higher rate after an accident or violation. This promise has been offered to their auto insurance policyholders for more than 50 years.

Emergency roadside assistance is endorsed by The Highway Emergency Loss Protection (H.E.L.P).

What states does Western National Mutual Insurance Company do business in?

Western National Mutual Insurance Company sells car and motorcycle insurance in 6 states and homeowners insurance in 4 states. See the state Western National Mutual Insurance Company sells in below and click the link to see how Western National Mutual Insurance Company compares to the other top companies in that state.


Western National Mutual Insurance Company mission

To act with integrity in the service of others.

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