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are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Utica First Insurance ratings and coverages

What should you know about Utica First?

Utica First Insurance Company, located near Utica, NY, is a regional property and casualty insurance carrier specializing in small contractors, restaurants, retail stores, offices, and homeowners insurance.

Utica First Insurance Company was founded in 1903 as Utica Fire Insurance Company of Oneida County, NY. They acted as a regional insurance company to serve the property insurance needs of upstate New York residents. They have developed from that small base into a company that actively writes business in the states of New York, Connecticut, Massachusetts, New Jersey, Maryland, Ohio, Pennsylvania, and Virginia.

Utica First products are offered exclusively through professional independent agents and brokers, who will help you pick the perfect policies for your needs. Their product lines include Business owner policies, small Artisan Package policies, and Homeowners policies, among others.

How do I report a claim to Utica First?

There is no online support for submitting a claim. You can reach their 24-hour emergency claims service by phone at 800-456-4556 and choose option 7 or by fax at 315-736-2139. However, they do have a website where you can access policy forms, go over your policy details, take care of policy renewal, and utilize the online payment option for your premiums. You can also use one of several other payment options.

What home insurance discounts are available through Utica First?

When you work with independent insurance agents, you can review different options and personalize your insurance policies to you. Agents can look for extra discounts, make sure you have the right amount of coverage in your personal insurance, and make sure all the quotes you're getting are comparable. Here are some examples of discounts you could get on your homeowners or condominium insurance, landing you a cheaper monthly payment.

  • Homes that have been recently renovated
  • New Home Discounts
  • Central Station Alarm Credits
  • Higher Deductible Credits

What coverages does Utica First Insurance offer?

What coverages does Utica First Insurance offer?

Utica First offers a free service for identity theft: Identity Theft Resolution and Document Recovery. They have partnered with Cyberscout to provide comprehensive expert resolution services.

Other additional coverages include:

What states does Utica First Insurance do business in?

Utica First Insurance sells homeowners insurance in 3 states. See the state Utica First Insurance sells in below and click the link to see how Utica First Insurance compares to the other top companies in that state.

Caption:  Homeowners Program.  Home.  It is one of your prized possessions that you have worked hard for.

Connecticut

New Jersey

New York

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