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How do customers rate UPC Insurance?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

UPC Insurance: Ratings, Discounts & Coverages

Who is UPC Insurance?

Universal Property and Casualty (UPC) Insurance was founded in 1999 to provide insurance to customers in 12 disaster-prone states. UPC's goal is to “Keep the Promise” to its policyholders and be there for them when they need it most. To date, UPC Insurance Company has paid out more than $2 billion in total claims from more than 21 hurricanes and tropical storms, in addition to thousands of routine events. The Florida-based insurer offers homeowners insurance, as well as some specialty coverages.

UPC also sells flood insurance through NFS Edge a private flood insurer as well as the NFIP. Coverage purchased from the NFIP is protected by the U.S. government, and rates are the same no matter from where you buy.

What discounts does UPC Insurance Company offer?

One of the things that makes a company competitive in the insurance industry is offering discounts on its services. Remember, the best way to find out what discounts you qualify for are to contact an agent and request that they take a look with you to help you save some money on your homeowners insurance policy.

Here are some of the discounts you can get from UPC Insurance Company:

  • Protective Devices Discount
  • New Roof Discount
  • New Home Discount
  • Pay-In-Full Discount
  • Senior/Retiree Discount
  • You can also get a 5% reduction on your home insurance premium if you buy flood coverage from UPC Insurance Company as well, like a multi-policy discount.

What coverages does UPC Insurance offer?

What coverages does UPC Insurance Company offer?

You can find more ways to enhance your insurance policy with UPC Insurance Company to ensure you and your home are protected. UPC Insurance Company offers homeowners insurance packages with flexible options and other services, allowing you to customize your coverage.

Personal Valuables Insurance: This additional policy is there to protect you if your valuables are damaged. Know how much your things are worth and pick the amount of coverage you’ll need in case of an accident.

Home Systems Protection: This coverage provides repair protection if your heating, cooling, or electricity system breaks down.

Service Line Coverage: If your water, sewer, or any other utility line running from the street to your home underground needs repair this coverage is there to help you.

Below you'll find a list of other insurance products available from UPC Insurance.

What states does UPC Insurance do business in?

UPC Insurance sells homeowners and renters insurance in 12 states. See the state UPC Insurance sells in below and click the link to see how UPC Insurance compares to the other top companies in that state.

A group photo of the UPC employees

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