United Automobile Insurance Company (UAIC) was founded to provide high-quality and low-cost insurance coverage to the non-standard automobile insurance market. This market is often underserved because there are several companies that only offer standard coverage. The risk and premium rates are often higher even if you only choose basic state-mandated coverage. United Auto Insurance offers services in Arizona, Arkansas, Florida, Georgia, Illinois, Indiana, Mississippi, Nevada, Oklahoma, South Carolina, Texas, and Utah.
As such, United Auto Insurance provides a necessary service. But they are not a price leader, and independent agents may not recommend them to customers with a clean driving record.