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How do customers rate Unique Insurance Co.?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Unique Insurance Co. ratings and coverages

The Unique Insurance Group sells a variety of insurance policies in seven states. Unique insurance products include:

  • personal car insurance
  • commercial car insurance
  • commercial trucking underwriting
  • manufactured home insurance

Unique car insurance relies on personal agents and does not offer quotes, discounts, or much policy information online. Policyholders can manage payments and claims online, but new customers will have to speak to an agent to get a Unique Insurance quote and buy coverage.

Use the Unique car insurance reviews below to learn more about the company.

Unique Insurance Co. Reviews

Unique Insurance Company reviews are mostly negative when it comes to customer service and claims handling.

The National Association of Insurance Commissioners (NAIC) studies industry complaints and compares providers against each other. When it comes to regional insurers, Unique receives 12 times more complaints.

The company receives an A+ from the Better Business Bureau (BBB) for handling complaints quickly, but Unique Insurance customer service reviews from customers rate the provider 1/5.

If you need to reach an agent or register a complaint, the Unique Insurance customer service number is 773-299-7500.

Unique Insurance Claims Review

Since the Unique auto insurance company is so small, its claims service isn't rated by national associations like J.D. Power. Drivers have to rely on reviews from current or former customers.

Existing customers unanimously complain online about poor customer service during the claims process. Drivers have exceptionally long wait times over the phone and can never get a hold of their insurance adjuster.

Policyholders can file claims online, but it's faster to call the Unique auto insurance claims number and file with an agent directly.

The Unique Insurance Company claims phone number is 866-426-8842.

Once you file with an agent, you'll receive a Unique insurance claim number that you use to reference your claim online.

Unfortunately, Unique Insurance is not open on the weekends, slowing down the claims process even more.

Unique Insurance Company Policy Costs

Many Unique auto insurance reviews find that rates are competitive for high-risk drivers, but you might find expensive quotes in your city.

High traffic density and frequent accidents can drive up premiums due to the increased risk of collisions. Long commute times often correlate with a higher likelihood of incidents. Additionally, areas with elevated car theft rates face higher insurance costs to cover potential losses.

So while Unique Insurance in Illinois is affordable overall, expect rates to jump when looking at Unique Insurance in Chicago and other big cities.

Unique Insurance Company quotes also vary depending on the type of policy you buy. For example, commercial car insurance is more expensive than a personal policy.

If you're looking for affordable Unique Insurance near you, policies are only available in Florida, Georgia, Illinois, Indiana, New Mexico, Tennessee, and with the Unique Insurance Company in Utah.

How to Make a Unique Insurance Payment

The company uses personal agents, but drivers with Unique Insurance can make a payment online or with an agent:

  • Pay Online: Visit the website and choose Make a Payment from the pull-down menu. Then log in to process payment.
  • With an Agent: Call 1-866-426-8842 to make a payment. This is the same as the Unique Insurance claims number, so choose the right option from the menu when you call.

What coverages does Unique Insurance Co. offer?

Unique auto insurance coverage is available to drivers that are considered high risk or have had trouble being underwritten in the past.

There is not a lot of information about the business on its public website. However, those who are looking to learn more about coverage options, rates, and any other information about the business can just contact the Unique Insurance phone number toll-free at 1-866-426-8842

Explore Unique Insurance policy options below.

Unique Insurance Co. Car Insurance Plans

Since it's a smaller company, Unique policy options aren't as extensive as you see with national providers. However, it does offer unique coverages you don't see with many high-risk companies, like roadside assistance.

  • Liability Coverage: Covers damages and injuries you cause to other people and their property in an accident where you are at fault.
  • Comprehensive and Collision Coverage: Protects against non-collision-related damages like theft or natural disasters, while collision coverage pays for repairs to your vehicle after an accident, regardless of fault.
  • Medical Payments Coverage: Pays for medical expenses for you and your passengers after an accident, regardless of who is at fault.
  • Uninsured Motorist Property Damage Coverage: Covers damage to your vehicle if you are hit by a driver who does not have insurance.
  • Legal Expense Coverage: Helps with legal costs if you need to defend yourself in court after an accident.
  • Rental Reimbursement Coverage: Pays for a rental car while your vehicle is being repaired after a covered accident.
  • Roadside Assistance Coverage: Provides towing, fuel delivery, and flat tire changes if your car breaks down or is otherwise inoperable. Call the Unique Insurance roadside assistance number 1-866-426-8842 for help.

Unique specializes in nonstandard auto insurance but also offers commercial car insurance and manufactured home insurance policies.

However, policy availability and add-ons will depend on where you live. Unique Insurance in Georgia may not have the same options as Unique Insurance in Florida, so confirm the coverage you need is available.

If you're an existing policyholder, use your Unique Insurance login on the company's online portal to review your policy, start the claims process, or contact an insurance agent.

You also have the option to do this by phone, and it appears that the best way to contact this insurance provider, for any reason, is by phone. The toll-free Unique car insurance phone number is 866-426-8842.

Specialty Coverage

Commercial auto insurance

Specialty Coverage

Commercial vehicle insurance

Unique Insurance Reviews: Bottom Line

If you're looking for Unique Insurance Group reviews, they will be hard to find unless you live in the select states where insurance is available: Florida, Georgia, Illinois, Indiana, New Mexico, Tennessee, and Utah.

While Unique Insurance rates for high-risk drivers are competitive, customer service reviews highlight flaws in its claims process.

Frequently Asked Questions

Where does Unique Insurance Company sell policies?

Unique Insurance locations are limited to seven states: Florida, Georgia, Illinois, Indiana, New Mexico, Tennessee, and Utah.

Are Unique insurance policies expensive?

Unique Insurance Company serves a hard to place market, so it often doesn't offer the most affordable options. High-risk car insurance is expensive, and it shows in your Unique auto insurance quote.

Where can I get a Unique car insurance quote?

Unique insurance quotes are not available online from this company. You have to call the Unique auto insurance phone number listed below to request quotes from an agent.

If you want to compare car insurance quotes right away, enter your ZIP code above to get quotes from local insurers.

What is the Unique Insurance Company phone number?

The main Unique Insurance contact number is 773-299-7500, but you can also reach an agent toll-free at 1-866-426-8842.

Is this the same as the Unique Insurance claims phone number?

Yes, call toll-free at 1-866-426-8842 to file Unique Insurance auto claims.

Is Unique Insurance Company good?

Unfortunately, Unique insurance reviews and consumer reports reveal poor customer satisfaction. For instance, many Unique Insurance Company claims reviews indicate response times are slow. The claims process can also be more complicated. Some of this may depend on your Unique policy terms and the independent insurance agent you choose.

What is the Unique Insurance parent company?

Unique Insurance Co. is part of the Producer's National Corporation.

Unique Insurance Co. mission

As a business, Unique Insurance Company is dedicated to being a leading provider of automobile insurance products and services. They achieve this through our commitment to their agents and maintain the highest professional industry standards. They are actively spreading their reach with hundreds of successful independent agents representing our products across the nation.

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