What coverages does Travelers Companies, Inc. offer?
In addition to the standard car insurance coverage options offered, Travelers also offers optional car insurance coverage options that you can add to your Travelers car insurance policy. Optional add-on coverages from Travelers include:
Loan/Lease Gap Insurance: Travelers offers gap insurance, which covers the difference between the actual cash value of your car and the amount you owe on your lease or loan if your car is totaled.
Rental Coverage: Travelers offers rental coverage that can help you pay for the cost of a rental car or alternative transportation if your car is damaged by a covered loss and unable to be driven for more than 24 hours.
Roadside Assistance: Travelers roadside assistance offers you service in emergency situations such as a flat tire, running out of gas or a mechanical problem. Travelers offers two roadside assistance options: Basic Roadside Assistance and Premier Roadside Assistance. The premier options offers you more coverage for services than the basic option does.
New Car Replacement: Travelers’ offers Premier New Car Replacement coverage to give you extended coverage in case you total your new car in the first five years. This coverage pays for you to replace your car with a brand new one of the same make and model in that situation.
Accident Forgiveness: With accident forgiveness, your Travelers car insurance premium won’t be affected if you have an accident or minor violation.
Ridesharing Insurance: Do you drive for a ridesharing company like Uber or Lyft? Travelers offers a limited ridesharing coverage endorsement to extend your car insurance coverage to include while you’re on the job after you open the app but before you connect with a passenger. Travelers ridesharing insurance endorsement is only available in Colorado and Illinois.
Travelers Insurance offers many optional homeowners insurance coverage options that you can add to your homeowners insurance policy for added protection in addition to your standard coverage. Optional homeowners insurance coverage offered by Travelers includes:
Special Personal Property Coverage: If you want added coverage for your personal property, Travelers offers this coverage. It provides broader protection if you experience a covered loss.
Contents Replacement Cost: This coverage options gives you coverage for the replacement cost of personal property with no deductible and depreciation has no effect on it.
Additional Replacement Cost Protection Coverage: Travelers offers this coverage to offer you additional coverage for repairing or rebuilding your home if your dwelling coverage on your homeowners insurance policy is not enough.
Jewelry and Valuable Items: Travelers’ Valuable Items Plus Coverage protects your personal valuable items like jewelry, silverware and more.
Personal Articles Floater: Travelers offers a personal articles floater as a separate valuable items policy made for extra coverage or higher coverage limits for certain high-valued items.
Water Backup and Sump Pump Discharge or Overflow: Your home could experience water damage caused by water backup through your drains or sewer or from your sump pump overflowing. Homeowners insurance doesn’t cover this type of water damage so to receive coverage for it, Travelers offers this coverage that you can add to your policy.
Identity Fraud: Add identity fraud expense reimbursement coverage to your Travelers homeowners insurance policy to receive protection up to $25,000 to help cover expenses to restore your identity.
Green Home Coverage: Travelers’ green home coverage gives you coverage to repair or replace with more eco-friendly materials if you experience a covered loss.
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