What coverages does Toggle offer?
The foundation of the Toggle renters service is three subscription levels – basic, standard, and premium – starting as low as $5 per month. While the renters insurance policies are based on an annual coverage period, members have the opportunity to make changes or cancel at any time. All subscriptions carry a minimum of $100,000 in liability coverage, at least $1,000 in blanket contents coverage, and offer the ability to increase coverage as-needed to cover higher-valued belongings. The variety of optional add-on features allow you to choose the level of coverage that fits your needs the best. This is as close as it gets to customizable renters insurance. They offer standard coverages like personal property replacement cost and temporary living costs and so much more.
In addition to choosing the policy subscription that is the best fit for one's life, Toggle offers a diverse range of available coverages and features designed to accompany members through their life's journey, including:
- Credit Lift, powered by RentTrack®, which reports members' on-time rent payments to all three major credit card bureaus and can help build their credit. On average, users see their credit scores increase by 29 points after 2 months.
- Always On Portability means members' belongings are covered at home, while they're traveling, and anywhere in between.
- Side Hustle covers the things members use to make extra money on the side, like the camera for a food blogger, or the laptop and sound equipment for a DJ.
- Pet Parent offers members protection for injuries caused by their pet to another person, covers boarding costs if a covered loss or damage makes their residence unfit to live in, and covers damage to their residence caused by their pet.
Farmers Group, Inc. claims trademark rights in the following: Toggle, Side Hustle, Pet Parent, TLC, and Credit Lift. Any unauthorized use is expressly prohibited.
Toggle isn't just limited to renters policies. They also offer auto insurance, pet insurance, and more. Whether you choose basic coverage or more extensive coverage, you can also enjoy benefits by combining policies.