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How do customers rate Toggle?

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are likely to renew their policy
are likely to renew their policy

Toggle ratings and coverages

Toggle re-imagined renters insurance to provide members with simple, affordable, and highly customizable solutions to fit their lifestyles, by offering a fully digital insurance subscription service for your renters insurance policy and other coverage.

What is Toggle Renters Insurance?

While Toggle is a new brand, it is backed by the financial strength, insights and experience of the 90-year-old insurer Farmers Insurance®. It is currently available to renters in Arizona, Arkansas, California, Colorado, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin.

You can choose between basic, standard, and premium coverage. Rates are determined by credit score, coverage amounts, and other factors. Policy issuance is based on the individual application, but many times, renters insurance is straightforward with low premiums.

What coverages does Toggle offer?

The foundation of the Toggle renters service is three subscription levels – basic, standard, and premium – starting as low as $5 per month. While the renters insurance policies are based on an annual coverage period, members have the opportunity to make changes or cancel at any time. All subscriptions carry a minimum of $100,000 in liability coverage, at least $1,000 in blanket contents coverage, and offer the ability to increase coverage as-needed to cover higher-valued belongings. The variety of optional add-on features allow you to choose the level of coverage that fits your needs the best. This is as close as it gets to customizable renters insurance. They offer standard coverages like personal property replacement cost and temporary living costs and so much more.

In addition to choosing the policy subscription that is the best fit for one's life, Toggle offers a diverse range of available coverages and features designed to accompany members through their life's journey, including:

  • Credit Lift, powered by RentTrack®, which reports members' on-time rent payments to all three major credit card bureaus and can help build their credit. On average, users see their credit scores increase by 29 points after 2 months.
  • Always On Portability means members' belongings are covered at home, while they're traveling, and anywhere in between.
  • Side Hustle covers the things members use to make extra money on the side, like the camera for a food blogger, or the laptop and sound equipment for a DJ.
  • Pet Parent offers members protection for injuries caused by their pet to another person, covers boarding costs if a covered loss or damage makes their residence unfit to live in, and covers damage to their residence caused by their pet.

Farmers Group, Inc. claims trademark rights in the following: Toggle, Side Hustle, Pet Parent, TLC, and Credit Lift. Any unauthorized use is expressly prohibited.

Toggle isn't just limited to renters policies. They also offer auto insurance, pet insurance, and more. Whether you choose basic coverage or more extensive coverage, you can also enjoy benefits by combining policies.

What states does Toggle do business in?

Toggle sells renters insurance in 25 states. See the state Toggle sells in below and click the link to see how Toggle compares to the other top companies in that state.

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South Carolina





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