Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption

How do customers rate Cumberland Mutual?

are likely to renew their policy
are likely to renew their policy
are likely to renew their policy

Cumberland Mutual ratings and coverages

Who is Cumberland Mutual?

Cumberland Mutual was founded in 1844, beginning as the Cumberland Mutual Fire Insurance Company before it expanded its services to include the range of policies and coverage options it now offers. Cumberland is the oldest mutual property and casualty insurance company based in New Jersey. The company aims to give its policyholders peace of mind with superior insurance policies that provide clients the protection and coverage they need.

What more should you know about Cumberland Mutual?

Cumberland Mutual has a first accident forgiveness policy in which it will forgive the first accident that you have after purchasing your auto insurance policy. Like many other companies, they also have a website where you can learn about the insurance products and different types of coverage available, locate an office near you, connect with an independent agent, and more. If you'd like to get a quote, you have to find an agent and contact them by phone or in person to get your quote.

There is also a Cumberland Customer Portal on the site that allows existing policyholders to access their accounts online. They are able to make payments, file claims, review their coverage, access policy documents, and access other services online. You can also make a payment in person or over the phone if you are not near an office.

Does Cumberland Insurance Group offer discounts on insurance policies?

Cumberland has a number of ways that its policyholders can save money on their insurance rates. You can opt to have a higher deductible to pay less on premiums and Cumberland has a multi-policy discount available. Remember, the best way to find out what discounts may be available to you is to talk to an independent insurance agent so they can help you get the most out of their services while keeping your monthly premium low! Other discounts that it offers include:

Available auto coverage discounts:

  • Anti-theft Devices Discount: Receive this discount if your vehicle that is insured with Cumberland has qualifying anti-theft devices
  • Anti-lock Brakes Discount: This discount from Cumberland Insurance Group is available for people with vehicles that have anti-lock brakes
  • Active or Passive Restraint Devices Discount: Insuring a car with active or passive restraint devices can earn you this discount

Available home coverage discounts:

  • Loss-Free Discount: Homeowners who have not suffered a loss in a number of years may qualify for this Cumberland Insurance Group discount
  • Alarm Discount: If your home is equipped with certain safety or security alarm systems, Cumberland Insurance may grant you this discount
  • New Home Discount: You can save on your homeowners insurance with Cumberland if your home was recently built

What coverages does Cumberland Mutual offer?


Cumberland Mutual mission

What is the mission of this business?

It is the mission of Cumberland Mutual to provide its policyholders with peace of mind and protection that fulfills their ever-changing needs through a commitment to profitability, financial stability, excellent customer experience, and professionalism.

Before making any final decisions on your insurance company, it is important to learn as much as you can about your local insurance providers, and the coverages they offer. Call your local insurance agent to clear up any questions that you might have. Questions to consider asking include, "What is the best coverage plan for me/my family/my situation?" "What are the minimum coverage requirements in my state and what form of coverage do you recommend?" "Do you guys offer any bundle discounts if I take out both my auto insurance and home insurance with you?" and "What is the average rate of insurance quotes you guys offer?"

Before making any big insurance decisions, use our free tool to compare insurance quotes near you. It's simple, just plug in your zip code and we'll do the rest!

Save Money by Comparing Insurance Quotes
Compare Free Insurance Quotes Instantly
ZIP Code must be filled out!
 Secured with SHA-256 Encryption